The ZIP Code 95946 is associated with the city of Penn Valley in California in Nevada County. It is estimated that 41.6% of residents in the 95946 ZIP Code are aged 62 years and older, while the region overall has a median age of 57.7 years. About 96.1% of residents in this California region have a high school degree or higher, while the per capita income is estimated at $36,195. The median household income is at $62,434, while an estimated 7% of the population in this ZIP is living below the poverty line. The current population estimate is 8,977.
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The median household income in ZIP Code 95946 is $62,434, while the region's mean household income is $82,182. Breaking income down further, per capita income in the region is $36,195. The per capita income in ZIP Code 95946 of $36,195 is approximately 2.06% less than the per capita income in the U.S. overall of $36,955. An estimated 7.2% of the population is living below the poverty line in this region. This rate is approximately 24.21% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 18.7% of the population in 95946 earn $50,000 to $74,999 per year, while an estimated 14.9% earn $75,000 to $99,999 per year, and 2.1% of 95946 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 5.2% |
| $10,000 to $14,999 per year | 2.1% |
| $15,000 to $24,999 per year | 7.7% |
| $25,000 to $34,999 per year | 10.2% |
| $35,000 to $49,999 per year | 14.2% |
| $50,000 to $74,999 per year | 18.7% |
| $75,000 to $99,999 per year | 14.9% |
| $100,000 to $149,999 per year | 12.6% |
| $150,000 to $199,999 per year | 8.6% |
| $200,000 or more per year | 5.8% |
In ZIP Code 95946, 96.1% of the population graduated high school, while 33.0% have a bachelor's degree or higher. In this region, 0.0% achieved an education level less than 9th grade, while 11.9% hold a graduate or professional degree. Approximately 17.0% in this Nevada County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 0.0% |
| 9th to 12th grade, no diploma | 3.9% |
| High school graduate (includes equivalency) | 17.0% |
| Some college, no degree | 33.2% |
| Associate's degree | 12.8% |
| Bachelor's degree | 21.1% |
| Graduate or professional degree | 11.9% |
Looking at race in the population that makes up ZIP Code 95946, 97.6% is one race, while 2.4% are two or more races. Approximately 9.3% of 95946 residents are hispanic or Latino (of any race). The most common race in 95946 (race alone or in combination with one or more other races), is White (97.6%), followed by American Indian and Alaska Native (1.8%) .
| Industry | Percent |
|---|---|
| White | 97.6% |
| Black or African American | 1.1% |
| American Indian and Alaska Native | 1.8% |
| Asian | 0.9% |
| Native Hawaiian and Other Pacific Islander | 0.4% |
| Some other race | 0.6% |
Regarding the age of homes in ZIP Code 95946, an estimated 44.4% of homes were built between 1980 and 1989. Additionally, 19.9% of homes in the region were built between 1970 and 1979, while an estimated 0.0% of homes were built between 1940 and 1949 in this Nevada County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.0% |
| Built between 2010 and 2013 | 0.4% |
| Built between 2000 and 2009 | 12.9% |
| Built between 1990 and 1999 | 14.5% |
| Built between 1980 and 1989 | 44.4% |
| Built between 1970 and 1979 | 19.9% |
| Built between 1960 and 1969 | 4.2% |
| Built between 1950 and 1959 | 2.4% |
| Built between 1940 and 1949 | 0.0% |
| Built in 1939 or earlier | 1.4% |
Residents of ZIP Code 95946 are older than average. The median age of 57.7 years in ZIP Code 95946 is approximately 51.44% higher than the overall median age in the U.S. of 38.1 years. About 86.5% of residents are aged 18 years and older, and 41.6% of residents are 62 years and over. Approximately 19.1% of the population in 95946 falls in the age group 65 to 74 years, while an estimated 13.9% are aged 75 to 84 years. On the low end of the scale, 2.2% of 95946 residents are aged under 5 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 2.2% |
| 5 to 9 years | 2.7% |
| 10 to 14 years | 6.3% |
| 15 to 19 years | 3.9% |
| 20 to 24 years | 3.3% |
| 25 to 34 years | 8.1% |
| 35 to 44 years | 8.8% |
| 45 to 54 years | 10.2% |
| 55 to 59 years | 8.7% |
| 60 to 64 years | 9.4% |
| 65 to 74 years | 19.1% |
| 75 to 84 years | 13.9% |
| 85 years and over | 3.2% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 95946 is current access to health insurance, as an estimated 94.8% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 95946 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 94.8% |
| Risk Behavior | Percent of adults* |
|---|
In 95946, 42.8% of the population is in the labor force. Recent estimates place 9.6% as working from home, while the total labor force in the region has a mean travel to time to work of 30.5 minutes. Approximately 22.3% of the employed population 16 years and over in 95946 work in educational services, and health care and social assistance, while an estimated 12.2% work in retail trade. On the lower end of the scale, just 0.2% of 95946 workers 16 years and over work in wholesale trade.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.4% |
| Construction | 9.1% |
| Manufacturing | 8.5% |
| Wholesale trade | 0.2% |
| Retail trade | 12.2% |
| Transportation and warehousing, and utilities | 8.2% |
| Information | 1.3% |
| Finance and insurance, and real estate and rental and leasing | 4.3% |
| Professional, scientific, management, and administrative | 10.8% |
| Educational services, and health care and social assistance | 22.3% |
| Arts, entertainment, and recreation, and accommodation and food services | 4.7% |
| Other services, except public administration | 10.8% |
| Public administration | 6.3% |
In ZIP Code 95946, 95.5% of the population lists "English only" as the language spoken in home, while 2.6% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.9% of homes, and other Indo-European languages are spoken in 0.7% of homes. Lastly, 0.3% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Nevada County region.
| Language Spoken | Percent |
|---|---|
| English only | 95.5% |
| Spanish | 2.6% |
| Other Indo-European languages | 0.9% |
| Asian and Pacific Islander languages | 0.7% |
| Other languages | 0.3% |
Regarding consumer complaints about financial products in ZIP Code 95946, credit reporting or credit repair services have received the most complaints in 95946 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Nevada County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 25 |
| Credit reporting or other personal consumer reports | 8 |
| Credit card | 1 |
| Credit card or prepaid card | 1 |
| Mortgage | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 20 |
| Improper use of your report | 11 |
| Advertising and marketing, including promotional offers | 1 |
| Closing your account | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Other | 2 |
Regarding solar power potential, ZIP Code 95946 has an average daily solar radiation level of 5.88 kWh/m2/day. This is approximately 42.72% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 10.77% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 95946 | 15.59¢/kWh | 14.08¢/kWh | 8.98¢/kWh |
| California | 31.66¢/kWh | 24.06¢/kWh | 19.05¢/kWh |
| United States | 16.44¢/kWh | 13.09¢/kWh | 8.23¢/kWh |
| Month | ZIP Code 95946 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.17 | 1.9 | 5.84 |
| Feb | 4.36 | 3 | 6.31 |
| Mar | 5.43 | 3.65 | 7.02 |
| Apr | 6.29 | 5.13 | 7.3 |
| May | 6.69 | 5.17 | 7.13 |
| Jun | 7.1 | 5.72 | 6.95 |
| Jul | 7.44 | 6.22 | 6.51 |
| Aug | 7.56 | 6.08 | 6.65 |
| Sep | 7.22 | 5.15 | 7.02 |
| Oct | 6.03 | 3.32 | 6.92 |
| Nov | 4.5 | 2.33 | 5.99 |
| Dec | 3.76 | 1.78 | 5.46 |