The ZIP Code 95423 is associated with the city of Clearlake Oaks in California in Lake County. Median househould income is at $46,500, with an estimated 17% of the population living below the poverty line. The median age in 95423 is estimated to at 54.3 years, and about 32.8% of residents are aged 62 years and older. About 86.4% of residents in this California region have a high school degree or higher, while the per capita income is estimated at $28,941. The current population estimate is 3,751.
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The median household income in ZIP Code 95423 is $46,500, while the region's mean household income is $62,338. Breaking income down further, per capita income in the region is $28,941. The per capita income in ZIP Code 95423 of $28,941 is approximately 21.69% less than the per capita income in the U.S. overall of $36,955. An estimated 17.0% of the population is living below the poverty line in this region. This rate is approximately78.95% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 18.6% of the population in 95423 earn $35,000 to $49,999 per year, while an estimated 16.5% earn $75,000 to $99,999 per year, and 1.4% of 95423 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 4.9% |
| $10,000 to $14,999 per year | 8.6% |
| $15,000 to $24,999 per year | 11.6% |
| $25,000 to $34,999 per year | 11.9% |
| $35,000 to $49,999 per year | 18.6% |
| $50,000 to $74,999 per year | 16.3% |
| $75,000 to $99,999 per year | 16.5% |
| $100,000 to $149,999 per year | 8.2% |
| $150,000 to $199,999 per year | 1.9% |
| $200,000 or more per year | 1.4% |
In ZIP Code 95423, 86.4% of the population graduated high school, while 16.8% have a bachelor's degree or higher. In this region, 6.4% achieved an education level less than 9th grade, while 5.8% hold a graduate or professional degree. Approximately 32.6% in this Lake County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 6.4% |
| 9th to 12th grade, no diploma | 7.2% |
| High school graduate (includes equivalency) | 32.6% |
| Some college, no degree | 26.5% |
| Associate's degree | 10.5% |
| Bachelor's degree | 11.0% |
| Graduate or professional degree | 5.8% |
Looking at race in the population that makes up ZIP Code 95423, 97.9% is one race, while 2.1% are two or more races. Approximately 16.5% of 95423 residents are hispanic or Latino (of any race). The most common race in 95423 (race alone or in combination with one or more other races), is White (84.1%), followed by Some other race (7.3%) .
| Industry | Percent |
|---|---|
| White | 84.1% |
| Black or African American | 2.8% |
| American Indian and Alaska Native | 5.7% |
| Asian | 2.2% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 7.3% |
Regarding the age of homes in ZIP Code 95423, an estimated 22.2% of homes were built between 1980 and 1989. Additionally, 21.5% of homes in the region were built between 1970 and 1979, while an estimated 0.0% of homes were built between 2010 and 2013 in this Lake County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.3% |
| Built between 2010 and 2013 | 0.0% |
| Built between 2000 and 2009 | 10.1% |
| Built between 1990 and 1999 | 17.9% |
| Built between 1980 and 1989 | 22.2% |
| Built between 1970 and 1979 | 21.5% |
| Built between 1960 and 1969 | 12.2% |
| Built between 1950 and 1959 | 8.1% |
| Built between 1940 and 1949 | 4.5% |
| Built in 1939 or earlier | 3.0% |
Residents of ZIP Code 95423 are older than average. The median age of 54.3 years in ZIP Code 95423 is approximately 42.52% higher than the overall median age in the U.S. of 38.1 years. About 84.5% of residents are aged 18 years and older, and 32.8% of residents are 62 years and over. Approximately 18.4% of the population in 95423 falls in the age group 65 to 74 years, while an estimated 17.2% are aged 45 to 54 years. On the low end of the scale, 0.2% of 95423 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 7.6% |
| 5 to 9 years | 4.2% |
| 10 to 14 years | 2.1% |
| 15 to 19 years | 2.8% |
| 20 to 24 years | 5.5% |
| 25 to 34 years | 6.2% |
| 35 to 44 years | 6.7% |
| 45 to 54 years | 17.2% |
| 55 to 59 years | 12.0% |
| 60 to 64 years | 11.0% |
| 65 to 74 years | 18.4% |
| 75 to 84 years | 6.1% |
| 85 years and over | 0.2% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 95423 is current access to health insurance, as an estimated 92.2% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 95423 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 92.2% |
| Risk Behavior | Percent of adults* |
|---|
In 95423, 39.2% of the population is in the labor force. Recent estimates place 24.8% as working from home, while the total labor force in the region has a mean travel to time to work of 29.2 minutes. Approximately 19.1% of the employed population 16 years and over in 95423 work in educational services, and health care and social assistance, while an estimated 15.1% work in professional, scientific, management, and administrative. On the lower end of the scale, just 0.0% of 95423 workers 16 years and over work in finance and insurance, and real estate and rental and leasing.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 3.3% |
| Construction | 13.7% |
| Manufacturing | 2.9% |
| Wholesale trade | 1.1% |
| Retail trade | 10.9% |
| Transportation and warehousing, and utilities | 1.8% |
| Information | 3.8% |
| Finance and insurance, and real estate and rental and leasing | 0.0% |
| Professional, scientific, management, and administrative | 15.1% |
| Educational services, and health care and social assistance | 19.1% |
| Arts, entertainment, and recreation, and accommodation and food services | 11.0% |
| Other services, except public administration | 3.4% |
| Public administration | 13.9% |
In ZIP Code 95423, 89.4% of the population lists "English only" as the language spoken in home, while 7.6% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 2.2% of homes, and other Indo-European languages are spoken in 0.8% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Lake County region.
| Language Spoken | Percent |
|---|---|
| English only | 89.4% |
| Spanish | 7.6% |
| Other Indo-European languages | 2.2% |
| Asian and Pacific Islander languages | 0.8% |
| Other languages | 0.0% |
Regarding consumer complaints about financial products in ZIP Code 95423, checking or savings account have received the most complaints in 95423 in the past 12 months. Credit card received the second most complaints. The most frequent complaint overall in this Lake County region was managing an account.
| Complaint Product | Number of Complaints* |
|---|---|
| Checking or savings account | 2 |
| Credit card | 1 |
| Debt collection | 1 |
| Money transfer, virtual currency, or money service | 1 |
| Student loan | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Managing an account | 2 |
| Attempts to collect debt not owed | 1 |
| Dealing with your lender or servicer | 1 |
| Fraud or scam | 1 |
| Problem with a purchase shown on your statement | 1 |
Regarding solar power potential, ZIP Code 95423 has an average daily solar radiation level of 6.02 kWh/m2/day. This is approximately 46.12% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 8.65% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 95423 | 15.59¢/kWh | 14.08¢/kWh | 8.98¢/kWh |
| California | 31.05¢/kWh | 28.92¢/kWh | 24.93¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 95423 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.18 | 1.9 | 5.84 |
| Feb | 4.23 | 3 | 6.31 |
| Mar | 5.72 | 3.65 | 7.02 |
| Apr | 6.53 | 5.13 | 7.3 |
| May | 6.89 | 5.17 | 7.13 |
| Jun | 7.07 | 5.72 | 6.95 |
| Jul | 7.51 | 6.22 | 6.51 |
| Aug | 7.68 | 6.08 | 6.65 |
| Sep | 7.53 | 5.15 | 7.02 |
| Oct | 6.36 | 3.32 | 6.92 |
| Nov | 4.73 | 2.33 | 5.99 |
| Dec | 3.76 | 1.78 | 5.46 |