The ZIP Code 95377 is associated with the city of Tracy in California in San Joaquin County. Median househould income in this ZIP sits at $111,076, and approximately 4% of the population lives below the poverty line. About 90.2% of residents in this California region have a high school degree or higher, while the per capita income is estimated at $34,916. The median age in ZIP Code 95377 is approximately 35.7 years, with 11.1% of residents aged 62 years and older. The current population estimate is 32,091.
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The median household income in ZIP Code 95377 is $111,076, while the region's mean household income is $122,372. Breaking income down further, per capita income in the region is $34,916. The per capita income in ZIP Code 95377 of $34,916 is approximately 5.52% less than the per capita income in the U.S. overall of $36,955. An estimated 3.8% of the population is living below the poverty line in this region. This rate is approximately 60% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 27.6% of the population in 95377 earn $100,000 to $149,999 per year, while an estimated 18.8% earn $75,000 to $99,999 per year, and 1.1% of 95377 residents earn less than $10,000 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 1.1% |
| $10,000 to $14,999 per year | 1.6% |
| $15,000 to $24,999 per year | 3.5% |
| $25,000 to $34,999 per year | 1.9% |
| $35,000 to $49,999 per year | 6.9% |
| $50,000 to $74,999 per year | 10.8% |
| $75,000 to $99,999 per year | 18.8% |
| $100,000 to $149,999 per year | 27.6% |
| $150,000 to $199,999 per year | 14.3% |
| $200,000 or more per year | 13.4% |
In ZIP Code 95377, 90.2% of the population graduated high school, while 29.4% have a bachelor's degree or higher. In this region, 5.6% achieved an education level less than 9th grade, while 7.8% hold a graduate or professional degree. Approximately 19.9% in this San Joaquin County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 5.6% |
| 9th to 12th grade, no diploma | 4.2% |
| High school graduate (includes equivalency) | 19.9% |
| Some college, no degree | 31.2% |
| Associate's degree | 9.7% |
| Bachelor's degree | 21.6% |
| Graduate or professional degree | 7.8% |
Looking at race in the population that makes up ZIP Code 95377, 89.4% is one race, while 10.6% are two or more races. Approximately 27.3% of 95377 residents are hispanic or Latino (of any race). The most common race in 95377 (race alone or in combination with one or more other races), is White (58.7%), followed by Asian (32.7%) .
| Industry | Percent |
|---|---|
| White | 58.7% |
| Black or African American | 7.0% |
| American Indian and Alaska Native | 2.3% |
| Asian | 32.7% |
| Native Hawaiian and Other Pacific Islander | 3.6% |
| Some other race | 7.2% |
Regarding the age of homes in ZIP Code 95377, an estimated 58.9% of homes were built between 2000 and 2009. Additionally, 27.3% of homes in the region were built between 1990 and 1999, while an estimated 0.5% of homes were built between 1950 and 1959 in this San Joaquin County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 3.7% |
| Built between 2010 and 2013 | 1.3% |
| Built between 2000 and 2009 | 58.9% |
| Built between 1990 and 1999 | 27.3% |
| Built between 1980 and 1989 | 4.5% |
| Built between 1970 and 1979 | 1.4% |
| Built between 1960 and 1969 | 0.5% |
| Built between 1950 and 1959 | 0.5% |
| Built between 1940 and 1949 | 0.8% |
| Built in 1939 or earlier | 1.2% |
Residents of ZIP Code 95377 are younger than average. The median age of 35.7 years in ZIP Code 95377 is approximately 6.3% lower than the overall median age in the U.S. of 38.1 years. About 72.8% of residents are aged 18 years and older, and 11.1% of residents are 62 years and over. Approximately 17.3% of the population in 95377 falls in the age group 45 to 54 years, while an estimated 14.7% are aged 35 to 44 years. On the low end of the scale, 0.9% of 95377 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.9% |
| 5 to 9 years | 6.2% |
| 10 to 14 years | 9.7% |
| 15 to 19 years | 9.9% |
| 20 to 24 years | 6.6% |
| 25 to 34 years | 11.9% |
| 35 to 44 years | 14.7% |
| 45 to 54 years | 17.3% |
| 55 to 59 years | 5.7% |
| 60 to 64 years | 4.3% |
| 65 to 74 years | 5.7% |
| 75 to 84 years | 2.2% |
| 85 years and over | 0.9% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 95377 is current access to health insurance, as an estimated 92% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 95377 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 92% |
| Risk Behavior | Percent of adults* |
|---|
In 95377, 69.9% of the population is in the labor force. Recent estimates place 4.0% as working from home, while the total labor force in the region has a mean travel to time to work of 46.1 minutes. Approximately 19.4% of the employed population 16 years and over in 95377 work in educational services, and health care and social assistance, while an estimated 14.4% work in retail trade. On the lower end of the scale, just 0.4% of 95377 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.4% |
| Construction | 7.6% |
| Manufacturing | 11.3% |
| Wholesale trade | 2.1% |
| Retail trade | 14.4% |
| Transportation and warehousing, and utilities | 9.0% |
| Information | 1.8% |
| Finance and insurance, and real estate and rental and leasing | 5.6% |
| Professional, scientific, management, and administrative | 12.5% |
| Educational services, and health care and social assistance | 19.4% |
| Arts, entertainment, and recreation, and accommodation and food services | 8.7% |
| Other services, except public administration | 2.0% |
| Public administration | 5.2% |
In ZIP Code 95377, 56.7% of the population lists "English only" as the language spoken in home, while 11.9% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 18.5% of homes, and other Indo-European languages are spoken in 11.0% of homes. Lastly, 1.9% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this San Joaquin County region.
| Language Spoken | Percent |
|---|---|
| English only | 56.7% |
| Spanish | 11.9% |
| Other Indo-European languages | 18.5% |
| Asian and Pacific Islander languages | 11.0% |
| Other languages | 1.9% |
Regarding consumer complaints about financial products in ZIP Code 95377, credit reporting or other personal consumer reports have received the most complaints in 95377 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this San Joaquin County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 372 |
| Credit reporting or credit repair services | 226 |
| Debt collection | 85 |
| Credit card or prepaid card | 35 |
| Checking or savings account | 19 |
| Other | 47 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 350 |
| Improper use of your report | 147 |
| Attempts to collect debt not owed | 68 |
| Problem with a credit reporting company's investigation | 62 |
| Problem with a company's investigation into an existing problem | 50 |
| Other | 107 |
Regarding solar power potential, ZIP Code 95377 has an average daily solar radiation level of 6.09 kWh/m2/day. This is approximately 47.82% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 7.59% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 95377 | 15.59¢/kWh | 14.08¢/kWh | 8.98¢/kWh |
| California | 31.66¢/kWh | 24.06¢/kWh | 19.05¢/kWh |
| United States | 16.44¢/kWh | 13.09¢/kWh | 8.23¢/kWh |
| Month | ZIP Code 95377 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.83 | 1.9 | 5.84 |
| Feb | 4.4 | 3 | 6.31 |
| Mar | 5.73 | 3.65 | 7.02 |
| Apr | 6.63 | 5.13 | 7.3 |
| May | 6.96 | 5.17 | 7.13 |
| Jun | 7.34 | 5.72 | 6.95 |
| Jul | 7.4 | 6.22 | 6.51 |
| Aug | 7.65 | 6.08 | 6.65 |
| Sep | 7.45 | 5.15 | 7.02 |
| Oct | 6.64 | 3.32 | 6.92 |
| Nov | 4.99 | 2.33 | 5.99 |
| Dec | 4.1 | 1.78 | 5.46 |