The ZIP Code 95120 is associated with the city of San Jose in California in Santa Clara County. About 97.0% of residents in this California region have a high school degree or higher, while the per capita income is estimated at $78,405. The median age in the 95120 ZIP Code is 46.3 years, with 22.8% of residents aged 62 years and older. Approximately 3% of the population lives below the poverty line, while the median househould income sits at $206,531. The current population estimate is 38,122.
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The median household income in ZIP Code 95120 is $206,531, while the region's mean household income is $235,212. Breaking income down further, per capita income in the region is $78,405. The per capita income in ZIP Code 95120 of $78,405 is approximately 112.16% more than the per capita income in California overall of $36,955. An estimated 2.8% of the population is living below the poverty line in this region. This rate is approximately 70.53% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 51.6% of the population in 95120 earn $200,000 or more per year, while an estimated 13.8% earn $100,000 to $149,999 per year, and 1.1% of 95120 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 1.9% |
| $10,000 to $14,999 per year | 1.1% |
| $15,000 to $24,999 per year | 1.9% |
| $25,000 to $34,999 per year | 2.3% |
| $35,000 to $49,999 per year | 3.4% |
| $50,000 to $74,999 per year | 6.5% |
| $75,000 to $99,999 per year | 5.2% |
| $100,000 to $149,999 per year | 13.8% |
| $150,000 to $199,999 per year | 12.3% |
| $200,000 or more per year | 51.6% |
In ZIP Code 95120, 97.0% of the population graduated high school, while 72.3% have a bachelor's degree or higher. In this region, 1.2% achieved an education level less than 9th grade, while 35.3% hold a graduate or professional degree. Approximately 6.5% in this Santa Clara County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 1.2% |
| 9th to 12th grade, no diploma | 1.8% |
| High school graduate (includes equivalency) | 6.5% |
| Some college, no degree | 11.4% |
| Associate's degree | 6.9% |
| Bachelor's degree | 36.9% |
| Graduate or professional degree | 35.3% |
Looking at race in the population that makes up ZIP Code 95120, 94.3% is one race, while 5.7% are two or more races. Approximately 7.1% of 95120 residents are hispanic or Latino (of any race). The most common race in 95120 (race alone or in combination with one or more other races), is White (59.8%), followed by Asian (40.7%) .
| Industry | Percent |
|---|---|
| White | 59.8% |
| Black or African American | 2.3% |
| American Indian and Alaska Native | 1.5% |
| Asian | 40.7% |
| Native Hawaiian and Other Pacific Islander | 0.2% |
| Some other race | 1.8% |
Regarding the age of homes in ZIP Code 95120, an estimated 37.4% of homes were built between 1970 and 1979. Additionally, 23.8% of homes in the region were built between 1960 and 1969, while an estimated 0.8% of homes were built between 2010 and 2013 in this Santa Clara County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.8% |
| Built between 2010 and 2013 | 0.8% |
| Built between 2000 and 2009 | 2.8% |
| Built between 1990 and 1999 | 10.7% |
| Built between 1980 and 1989 | 18.6% |
| Built between 1970 and 1979 | 37.4% |
| Built between 1960 and 1969 | 23.8% |
| Built between 1950 and 1959 | 2.2% |
| Built between 1940 and 1949 | 1.2% |
| Built in 1939 or earlier | 1.7% |
Residents of ZIP Code 95120 are older than average. The median age of 46.3 years in ZIP Code 95120 is approximately 21.52% higher than the overall median age in the U.S. of 38.1 years. About 75.3% of residents are aged 18 years and older, and 22.8% of residents are 62 years and over. Approximately 19.7% of the population in 95120 falls in the age group 45 to 54 years, while an estimated 11.7% are aged 35 to 44 years. On the low end of the scale, 1.6% of 95120 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 3.9% |
| 5 to 9 years | 6.9% |
| 10 to 14 years | 8.3% |
| 15 to 19 years | 7.6% |
| 20 to 24 years | 3.9% |
| 25 to 34 years | 5.6% |
| 35 to 44 years | 11.7% |
| 45 to 54 years | 19.7% |
| 55 to 59 years | 7.4% |
| 60 to 64 years | 5.5% |
| 65 to 74 years | 11.5% |
| 75 to 84 years | 6.4% |
| 85 years and over | 1.6% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 95120 is current access to health insurance, as an estimated 96.7% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 95120 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 96.7% |
| Risk Behavior | Percent of adults* |
|---|
In 95120, 61.2% of the population is in the labor force. Recent estimates place 9.1% as working from home, while the total labor force in the region has a mean travel to time to work of 37.5 minutes. Approximately 25.0% of the employed population 16 years and over in 95120 work in professional, scientific, management, and administrative, while an estimated 21.6% work in manufacturing. On the lower end of the scale, just 0.1% of 95120 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.1% |
| Construction | 2.6% |
| Manufacturing | 21.6% |
| Wholesale trade | 1.6% |
| Retail trade | 7.1% |
| Transportation and warehousing, and utilities | 1.4% |
| Information | 5.0% |
| Finance and insurance, and real estate and rental and leasing | 6.8% |
| Professional, scientific, management, and administrative | 25.0% |
| Educational services, and health care and social assistance | 17.8% |
| Arts, entertainment, and recreation, and accommodation and food services | 5.3% |
| Other services, except public administration | 2.6% |
| Public administration | 3.1% |
In ZIP Code 95120, 60.1% of the population lists "English only" as the language spoken in home, while 3.4% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 9.8% of homes, and other Indo-European languages are spoken in 23.5% of homes. Lastly, 3.3% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Santa Clara County region.
| Language Spoken | Percent |
|---|---|
| English only | 60.1% |
| Spanish | 3.4% |
| Other Indo-European languages | 9.8% |
| Asian and Pacific Islander languages | 23.5% |
| Other languages | 3.3% |
Regarding consumer complaints about financial products in ZIP Code 95120, money transfer, virtual currency, or money service have received the most complaints in 95120 in the past 12 months. Credit card or prepaid card received the second most complaints. The most frequent complaint overall in this Santa Clara County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Money transfer, virtual currency, or money service | 24 |
| Credit card or prepaid card | 21 |
| Credit reporting or other personal consumer reports | 20 |
| Checking or savings account | 19 |
| Mortgage | 18 |
| Other | 27 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 15 |
| Managing an account | 12 |
| Fraud or scam | 10 |
| Incorrect information on your report | 8 |
| Problem with a purchase shown on your statement | 8 |
| Other | 76 |
Regarding solar power potential, ZIP Code 95120 has an average daily solar radiation level of 5.82 kWh/m2/day. This is approximately 41.26% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 11.68% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 95120 | 15.59¢/kWh | 14.08¢/kWh | 8.98¢/kWh |
| California | 31.05¢/kWh | 28.92¢/kWh | 24.93¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 95120 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.84 | 1.9 | 5.84 |
| Feb | 4.19 | 3 | 6.31 |
| Mar | 5.91 | 3.65 | 7.02 |
| Apr | 6.22 | 5.13 | 7.3 |
| May | 6.52 | 5.17 | 7.13 |
| Jun | 6.76 | 5.72 | 6.95 |
| Jul | 7.22 | 6.22 | 6.51 |
| Aug | 7.25 | 6.08 | 6.65 |
| Sep | 7.1 | 5.15 | 7.02 |
| Oct | 5.92 | 3.32 | 6.92 |
| Nov | 4.85 | 2.33 | 5.99 |
| Dec | 4.03 | 1.78 | 5.46 |