The ZIP Code 94556 is associated with the city of Moraga in California in Contra Costa County. The median household income is at $141,366, while an estimated 2% of the population in this ZIP is living below the poverty line. The ZIP Code 94556 has a median age of approximately 45.3 years, with 26.5% of residents aged 62 years and older. Approximately 73.9% of residents in this California region hold a bachelor's degree or higher. The per capita income is estimated to be $74,869. The current population estimate is 16,428.
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The median household income in ZIP Code 94556 is $141,366, while the region's mean household income is $206,192. Breaking income down further, per capita income in the region is $74,869. The per capita income in ZIP Code 94556 of $74,869 is approximately 102.6% more than the per capita income in California overall of $36,955. An estimated 1.7% of the population is living below the poverty line in this region. This rate is approximately 82.11% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 37.0% of the population in 94556 earn $200,000 or more per year, while an estimated 16.2% earn $100,000 to $149,999 per year, and 1.2% of 94556 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 2.8% |
| $10,000 to $14,999 per year | 1.2% |
| $15,000 to $24,999 per year | 3.5% |
| $25,000 to $34,999 per year | 2.5% |
| $35,000 to $49,999 per year | 5.2% |
| $50,000 to $74,999 per year | 10.7% |
| $75,000 to $99,999 per year | 9.5% |
| $100,000 to $149,999 per year | 16.2% |
| $150,000 to $199,999 per year | 11.4% |
| $200,000 or more per year | 37.0% |
In ZIP Code 94556, 99.2% of the population graduated high school, while 73.9% have a bachelor's degree or higher. In this region, 0.2% achieved an education level less than 9th grade, while 35.1% hold a graduate or professional degree. Approximately 6.8% in this Contra Costa County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 0.2% |
| 9th to 12th grade, no diploma | 0.6% |
| High school graduate (includes equivalency) | 6.8% |
| Some college, no degree | 12.3% |
| Associate's degree | 6.3% |
| Bachelor's degree | 38.8% |
| Graduate or professional degree | 35.1% |
Looking at race in the population that makes up ZIP Code 94556, 94.7% is one race, while 5.3% are two or more races. Approximately 6.3% of 94556 residents are hispanic or Latino (of any race). The most common race in 94556 (race alone or in combination with one or more other races), is White (80.2%), followed by Asian (20.4%) .
| Industry | Percent |
|---|---|
| White | 80.2% |
| Black or African American | 0.8% |
| American Indian and Alaska Native | 0.7% |
| Asian | 20.4% |
| Native Hawaiian and Other Pacific Islander | 1.8% |
| Some other race | 1.9% |
Regarding the age of homes in ZIP Code 94556, an estimated 40.1% of homes were built between 1960 and 1969. Additionally, 30.2% of homes in the region were built between 1970 and 1979, while an estimated 0.0% of homes were built in 2014 or later in this Contra Costa County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.0% |
| Built between 2010 and 2013 | 0.2% |
| Built between 2000 and 2009 | 1.3% |
| Built between 1990 and 1999 | 2.9% |
| Built between 1980 and 1989 | 12.7% |
| Built between 1970 and 1979 | 30.2% |
| Built between 1960 and 1969 | 40.1% |
| Built between 1950 and 1959 | 11.7% |
| Built between 1940 and 1949 | 0.4% |
| Built in 1939 or earlier | 0.4% |
Residents of ZIP Code 94556 are older than average. The median age of 45.3 years in ZIP Code 94556 is approximately 18.9% higher than the overall median age in the U.S. of 38.1 years. About 77.0% of residents are aged 18 years and older, and 26.5% of residents are 62 years and over. Approximately 14.0% of the population in 94556 falls in the age group 45 to 54 years, while an estimated 11.4% are aged 65 to 74 years. On the low end of the scale, 2.8% of 94556 residents are aged under 5 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 2.8% |
| 5 to 9 years | 5.8% |
| 10 to 14 years | 10.3% |
| 15 to 19 years | 7.6% |
| 20 to 24 years | 6.7% |
| 25 to 34 years | 5.8% |
| 35 to 44 years | 10.7% |
| 45 to 54 years | 14.0% |
| 55 to 59 years | 7.3% |
| 60 to 64 years | 6.5% |
| 65 to 74 years | 11.4% |
| 75 to 84 years | 7.6% |
| 85 years and over | 3.6% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 94556 is current access to health insurance, as an estimated 96.8% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 94556 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 96.8% |
| Risk Behavior | Percent of adults* |
|---|
In 94556, 56.6% of the population is in the labor force. Recent estimates place 11.5% as working from home, while the total labor force in the region has a mean travel to time to work of 35.0 minutes. Approximately 25.2% of the employed population 16 years and over in 94556 work in educational services, and health care and social assistance, while an estimated 21.6% work in professional, scientific, management, and administrative. On the lower end of the scale, just 0.5% of 94556 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.5% |
| Construction | 3.1% |
| Manufacturing | 4.4% |
| Wholesale trade | 3.7% |
| Retail trade | 10.1% |
| Transportation and warehousing, and utilities | 1.2% |
| Information | 2.3% |
| Finance and insurance, and real estate and rental and leasing | 11.6% |
| Professional, scientific, management, and administrative | 21.6% |
| Educational services, and health care and social assistance | 25.2% |
| Arts, entertainment, and recreation, and accommodation and food services | 8.3% |
| Other services, except public administration | 4.6% |
| Public administration | 3.4% |
In ZIP Code 94556, 79.2% of the population lists "English only" as the language spoken in home, while 2.2% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 8.0% of homes, and other Indo-European languages are spoken in 9.3% of homes. Lastly, 1.3% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Contra Costa County region.
| Language Spoken | Percent |
|---|---|
| English only | 79.2% |
| Spanish | 2.2% |
| Other Indo-European languages | 8.0% |
| Asian and Pacific Islander languages | 9.3% |
| Other languages | 1.3% |
Regarding consumer complaints about financial products in ZIP Code 94556, checking or savings account have received the most complaints in 94556 in the past 12 months. Mortgage received the second most complaints. The most frequent complaint overall in this Contra Costa County region was managing an account.
| Complaint Product | Number of Complaints* |
|---|---|
| Checking or savings account | 7 |
| Mortgage | 5 |
| Credit card or prepaid card | 4 |
| Money transfer, virtual currency, or money service | 3 |
| Credit card | 2 |
| Other | 3 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Managing an account | 4 |
| Getting a credit card | 2 |
| Problem with a lender or other company charging your account | 2 |
| Problem with a purchase shown on your statement | 2 |
| Trouble during payment process | 2 |
| Other | 12 |
Regarding solar power potential, ZIP Code 94556 has an average daily solar radiation level of 5.86 kWh/m2/day. This is approximately 42.23% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 11.08% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 94556 | 15.59¢/kWh | 14.08¢/kWh | 8.98¢/kWh |
| California | 30.55¢/kWh | 23.13¢/kWh | 19.8¢/kWh |
| United States | 16.26¢/kWh | 12.76¢/kWh | 8.01¢/kWh |
| Month | ZIP Code 94556 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.89 | 1.9 | 5.84 |
| Feb | 4.4 | 3 | 6.31 |
| Mar | 5.56 | 3.65 | 7.02 |
| Apr | 6.55 | 5.13 | 7.3 |
| May | 6.61 | 5.17 | 7.13 |
| Jun | 6.82 | 5.72 | 6.95 |
| Jul | 7.19 | 6.22 | 6.51 |
| Aug | 7.3 | 6.08 | 6.65 |
| Sep | 7.14 | 5.15 | 7.02 |
| Oct | 6.17 | 3.32 | 6.92 |
| Nov | 4.69 | 2.33 | 5.99 |
| Dec | 3.95 | 1.78 | 5.46 |