The ZIP Code 94530 is associated with the city of El Cerrito in California in Contra Costa County. Approximately 5% of the population lives below the poverty line, while the median househould income sits at $107,006. The ZIP Code 94530 has a median age of approximately 42.5 years, with 23.2% of residents aged 62 years and older. Approximately 63.6% of residents in this California region hold a bachelor's degree or higher. The per capita income is estimated to be $55,921. The current population estimate is 26,145.
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The median household income in ZIP Code 94530 is $107,006, while the region's mean household income is $139,374. Breaking income down further, per capita income in the region is $55,921. The per capita income in ZIP Code 94530 of $55,921 is approximately 51.32% more than the per capita income in California overall of $36,955. An estimated 4.9% of the population is living below the poverty line in this region. This rate is approximately 48.42% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 19.6% of the population in 94530 earn $100,000 to $149,999 per year, while an estimated 19.5% earn $200,000 or more per year, and 2.2% of 94530 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 4.2% |
| $10,000 to $14,999 per year | 2.2% |
| $15,000 to $24,999 per year | 5.3% |
| $25,000 to $34,999 per year | 5.0% |
| $35,000 to $49,999 per year | 8.5% |
| $50,000 to $74,999 per year | 11.0% |
| $75,000 to $99,999 per year | 10.1% |
| $100,000 to $149,999 per year | 19.6% |
| $150,000 to $199,999 per year | 14.6% |
| $200,000 or more per year | 19.5% |
In ZIP Code 94530, 94.5% of the population graduated high school, while 63.6% have a bachelor's degree or higher. In this region, 2.7% achieved an education level less than 9th grade, while 31.9% hold a graduate or professional degree. Approximately 10.5% in this Contra Costa County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.7% |
| 9th to 12th grade, no diploma | 2.9% |
| High school graduate (includes equivalency) | 10.5% |
| Some college, no degree | 13.7% |
| Associate's degree | 6.7% |
| Bachelor's degree | 31.6% |
| Graduate or professional degree | 31.9% |
Looking at race in the population that makes up ZIP Code 94530, 92.2% is one race, while 7.8% are two or more races. Approximately 11.1% of 94530 residents are hispanic or Latino (of any race). The most common race in 94530 (race alone or in combination with one or more other races), is White (60.1%), followed by Asian (34.1%) .
| Industry | Percent |
|---|---|
| White | 60.1% |
| Black or African American | 7.9% |
| American Indian and Alaska Native | 1.6% |
| Asian | 34.1% |
| Native Hawaiian and Other Pacific Islander | 1.0% |
| Some other race | 3.7% |
Regarding the age of homes in ZIP Code 94530, an estimated 26.8% of homes were built between 1950 and 1959. Additionally, 21.7% of homes in the region were built between 1940 and 1949, while an estimated 0.1% of homes were built between 2010 and 2013 in this Contra Costa County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.6% |
| Built between 2010 and 2013 | 0.1% |
| Built between 2000 and 2009 | 1.9% |
| Built between 1990 and 1999 | 4.5% |
| Built between 1980 and 1989 | 7.5% |
| Built between 1970 and 1979 | 11.1% |
| Built between 1960 and 1969 | 12.7% |
| Built between 1950 and 1959 | 26.8% |
| Built between 1940 and 1949 | 21.7% |
| Built in 1939 or earlier | 13.0% |
Residents of ZIP Code 94530 are older than average. The median age of 42.5 years in ZIP Code 94530 is approximately 11.55% higher than the overall median age in the U.S. of 38.1 years. About 82.2% of residents are aged 18 years and older, and 23.2% of residents are 62 years and over. Approximately 15.4% of the population in 94530 falls in the age group 35 to 44 years, while an estimated 14.2% are aged 25 to 34 years. On the low end of the scale, 2.9% of 94530 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 6.4% |
| 5 to 9 years | 4.6% |
| 10 to 14 years | 4.8% |
| 15 to 19 years | 3.3% |
| 20 to 24 years | 4.5% |
| 25 to 34 years | 14.2% |
| 35 to 44 years | 15.4% |
| 45 to 54 years | 13.5% |
| 55 to 59 years | 6.9% |
| 60 to 64 years | 6.5% |
| 65 to 74 years | 10.8% |
| 75 to 84 years | 6.1% |
| 85 years and over | 2.9% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 94530 is current access to health insurance, as an estimated 95.2% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 94530 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 95.2% |
| Risk Behavior | Percent of adults* |
|---|
In 94530, 64.8% of the population is in the labor force. Recent estimates place 10.3% as working from home, while the total labor force in the region has a mean travel to time to work of 33.9 minutes. Approximately 30.4% of the employed population 16 years and over in 94530 work in educational services, and health care and social assistance, while an estimated 18.5% work in professional, scientific, management, and administrative. On the lower end of the scale, just 0.3% of 94530 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.3% |
| Construction | 3.1% |
| Manufacturing | 5.9% |
| Wholesale trade | 1.2% |
| Retail trade | 8.7% |
| Transportation and warehousing, and utilities | 6.2% |
| Information | 3.6% |
| Finance and insurance, and real estate and rental and leasing | 4.9% |
| Professional, scientific, management, and administrative | 18.5% |
| Educational services, and health care and social assistance | 30.4% |
| Arts, entertainment, and recreation, and accommodation and food services | 8.4% |
| Other services, except public administration | 4.8% |
| Public administration | 4.0% |
In ZIP Code 94530, 62.9% of the population lists "English only" as the language spoken in home, while 5.9% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 12.2% of homes, and other Indo-European languages are spoken in 17.6% of homes. Lastly, 1.4% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Contra Costa County region.
| Language Spoken | Percent |
|---|---|
| English only | 62.9% |
| Spanish | 5.9% |
| Other Indo-European languages | 12.2% |
| Asian and Pacific Islander languages | 17.6% |
| Other languages | 1.4% |
Regarding consumer complaints about financial products in ZIP Code 94530, debt collection have received the most complaints in 94530 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Contra Costa County region was attempts to collect debt not owed.
| Complaint Product | Number of Complaints* |
|---|---|
| Debt collection | 76 |
| Credit reporting or credit repair services | 54 |
| Credit reporting or other personal consumer reports | 42 |
| Checking or savings account | 25 |
| Credit card | 13 |
| Other | 45 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Attempts to collect debt not owed | 68 |
| Incorrect information on your report | 45 |
| Improper use of your report | 27 |
| Managing an account | 15 |
| Problem with a company's investigation into an existing problem | 14 |
| Other | 86 |
Regarding solar power potential, ZIP Code 94530 has an average daily solar radiation level of 5.79 kWh/m2/day. This is approximately 40.53% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 12.14% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 94530 | 15.59¢/kWh | 14.08¢/kWh | 8.98¢/kWh |
| California | 31.05¢/kWh | 28.92¢/kWh | 24.93¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 94530 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.82 | 1.9 | 5.84 |
| Feb | 4.66 | 3 | 6.31 |
| Mar | 5.77 | 3.65 | 7.02 |
| Apr | 6.45 | 5.13 | 7.3 |
| May | 6.59 | 5.17 | 7.13 |
| Jun | 7.01 | 5.72 | 6.95 |
| Jul | 7.04 | 6.22 | 6.51 |
| Aug | 6.97 | 6.08 | 6.65 |
| Sep | 6.65 | 5.15 | 7.02 |
| Oct | 5.76 | 3.32 | 6.92 |
| Nov | 4.76 | 2.33 | 5.99 |
| Dec | 4.03 | 1.78 | 5.46 |