The ZIP Code 94521 is associated with the city of Concord in California in Contra Costa County. The median household income is $106,938, while about 3% of the population is living below the poverty line. The ZIP Code 94521 has a median age of approximately 42.3 years, with 21.5% of residents aged 62 years and older. Approximately 42.8% of residents in this California region hold a bachelor's degree or higher. The per capita income is estimated to be $46,687. The current population estimate is 43,281.
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The median household income in ZIP Code 94521 is $106,938, while the region's mean household income is $123,650. Breaking income down further, per capita income in the region is $46,687. The per capita income in ZIP Code 94521 of $46,687 is approximately 26.33% more than the per capita income in California overall of $36,955. An estimated 3.1% of the population is living below the poverty line in this region. This rate is approximately 67.37% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 23.6% of the population in 94521 earn $100,000 to $149,999 per year, while an estimated 16.9% earn $200,000 or more per year, and 2.0% of 94521 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 3.1% |
| $10,000 to $14,999 per year | 2.0% |
| $15,000 to $24,999 per year | 4.6% |
| $25,000 to $34,999 per year | 5.9% |
| $35,000 to $49,999 per year | 5.4% |
| $50,000 to $74,999 per year | 12.4% |
| $75,000 to $99,999 per year | 13.4% |
| $100,000 to $149,999 per year | 23.6% |
| $150,000 to $199,999 per year | 12.7% |
| $200,000 or more per year | 16.9% |
In ZIP Code 94521, 93.9% of the population graduated high school, while 42.8% have a bachelor's degree or higher. In this region, 2.5% achieved an education level less than 9th grade, while 13.1% hold a graduate or professional degree. Approximately 17.0% in this Contra Costa County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.5% |
| 9th to 12th grade, no diploma | 3.6% |
| High school graduate (includes equivalency) | 17.0% |
| Some college, no degree | 23.8% |
| Associate's degree | 10.4% |
| Bachelor's degree | 29.6% |
| Graduate or professional degree | 13.1% |
Looking at race in the population that makes up ZIP Code 94521, 93.4% is one race, while 6.6% are two or more races. Approximately 17.3% of 94521 residents are hispanic or Latino (of any race). The most common race in 94521 (race alone or in combination with one or more other races), is White (79.8%), followed by Asian (16.4%) .
| Industry | Percent |
|---|---|
| White | 79.8% |
| Black or African American | 3.7% |
| American Indian and Alaska Native | 1.8% |
| Asian | 16.4% |
| Native Hawaiian and Other Pacific Islander | 0.8% |
| Some other race | 5.4% |
The median home value in ZIP Code 94521 in January 2025 comes in at $839,071. The January 2025 value is approximately -2% lower than the $853,463 median value in August 2024, and -0% lower than the $839,195 median value in February 2024. Regarding the age of homes in ZIP Code 94521, an estimated 29.7% of homes were built between 1970 and 1979. Additionally, 24.7% of homes in the region were built between 1960 and 1969, while an estimated 0.1% of homes were built between 2010 and 2013 in this Contra Costa County region.
| Month | Home value |
|---|---|
| Jan 2025 | $839,071 |
| Dec 2024 | $841,895 |
| Nov 2024 | $843,555 |
| Oct 2024 | $845,452 |
| Sep 2024 | $849,430 |
| Aug 2024 | $853,463 |
| Jul 2024 | $857,555 |
| Jun 2024 | $859,075 |
| May 2024 | $857,200 |
| Apr 2024 | $850,920 |
| Mar 2024 | $843,478 |
| Feb 2024 | $839,195 |
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.3% |
| Built between 2010 and 2013 | 0.1% |
| Built between 2000 and 2009 | 4.8% |
| Built between 1990 and 1999 | 6.0% |
| Built between 1980 and 1989 | 18.9% |
| Built between 1970 and 1979 | 29.7% |
| Built between 1960 and 1969 | 24.7% |
| Built between 1950 and 1959 | 13.0% |
| Built between 1940 and 1949 | 1.0% |
| Built in 1939 or earlier | 1.5% |
Residents of ZIP Code 94521 are older than average. The median age of 42.3 years in ZIP Code 94521 is approximately 11.02% higher than the overall median age in the U.S. of 38.1 years. About 80.1% of residents are aged 18 years and older, and 21.5% of residents are 62 years and over. Approximately 14.3% of the population in 94521 falls in the age group 45 to 54 years, while an estimated 14.0% are aged 25 to 34 years. On the low end of the scale, 2.3% of 94521 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.7% |
| 5 to 9 years | 5.8% |
| 10 to 14 years | 5.4% |
| 15 to 19 years | 5.0% |
| 20 to 24 years | 5.6% |
| 25 to 34 years | 14.0% |
| 35 to 44 years | 12.1% |
| 45 to 54 years | 14.3% |
| 55 to 59 years | 7.7% |
| 60 to 64 years | 6.7% |
| 65 to 74 years | 9.7% |
| 75 to 84 years | 5.8% |
| 85 years and over | 2.3% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 94521 is current access to health insurance, as an estimated 94% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 94521 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 94% |
| Risk Behavior | Percent of adults* |
|---|
In 94521, 65.2% of the population is in the labor force. Recent estimates place 5.7% as working from home, while the total labor force in the region has a mean travel to time to work of 37.2 minutes. Approximately 23.1% of the employed population 16 years and over in 94521 work in educational services, and health care and social assistance, while an estimated 13.3% work in professional, scientific, management, and administrative. On the lower end of the scale, just 0.3% of 94521 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.3% |
| Construction | 7.7% |
| Manufacturing | 6.9% |
| Wholesale trade | 1.7% |
| Retail trade | 11.8% |
| Transportation and warehousing, and utilities | 4.4% |
| Information | 2.2% |
| Finance and insurance, and real estate and rental and leasing | 9.4% |
| Professional, scientific, management, and administrative | 13.3% |
| Educational services, and health care and social assistance | 23.1% |
| Arts, entertainment, and recreation, and accommodation and food services | 7.3% |
| Other services, except public administration | 6.5% |
| Public administration | 5.5% |
In ZIP Code 94521, 74.5% of the population lists "English only" as the language spoken in home, while 10.8% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 6.7% of homes, and other Indo-European languages are spoken in 6.8% of homes. Lastly, 1.2% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Contra Costa County region.
| Language Spoken | Percent |
|---|---|
| English only | 74.5% |
| Spanish | 10.8% |
| Other Indo-European languages | 6.7% |
| Asian and Pacific Islander languages | 6.8% |
| Other languages | 1.2% |
Regarding consumer complaints about financial products in ZIP Code 94521, credit reporting or other personal consumer reports have received the most complaints in 94521 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Contra Costa County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 133 |
| Credit reporting or credit repair services | 43 |
| Checking or savings account | 23 |
| Debt collection | 20 |
| Mortgage | 19 |
| Other | 40 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 83 |
| Problem with a company's investigation into an existing problem | 42 |
| Improper use of your report | 41 |
| Managing an account | 17 |
| Attempts to collect debt not owed | 11 |
| Other | 84 |
Regarding solar power potential, ZIP Code 94521 has an average daily solar radiation level of 5.92 kWh/m2/day. This is approximately 43.69% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 10.17% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 94521 | 15.59¢/kWh | 14.08¢/kWh | 8.98¢/kWh |
| California | 30.55¢/kWh | 23.13¢/kWh | 19.8¢/kWh |
| United States | 16.26¢/kWh | 12.76¢/kWh | 8.01¢/kWh |
| Month | ZIP Code 94521 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.92 | 1.9 | 5.84 |
| Feb | 4.41 | 3 | 6.31 |
| Mar | 5.71 | 3.65 | 7.02 |
| Apr | 6.43 | 5.13 | 7.3 |
| May | 6.74 | 5.17 | 7.13 |
| Jun | 7.15 | 5.72 | 6.95 |
| Jul | 7.24 | 6.22 | 6.51 |
| Aug | 7.48 | 6.08 | 6.65 |
| Sep | 7.21 | 5.15 | 7.02 |
| Oct | 6.11 | 3.32 | 6.92 |
| Nov | 4.69 | 2.33 | 5.99 |
| Dec | 3.97 | 1.78 | 5.46 |