The ZIP Code 94108 is associated with the city of San Francisco in California in City and County of San Francisco County. Approximately 47.5% of residents in this California region hold a bachelor's degree or higher. The per capita income is estimated to be $58,409. The median age in the 94108 ZIP Code is 42.1 years, with 26.0% of residents aged 62 years and older. Median househould income in this region is $63,263, while about 15% of the population lives below the poverty line. The current population estimate is 14,143.
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The median household income in ZIP Code 94108 is $63,263, while the region's mean household income is $104,059. Breaking income down further, per capita income in the region is $58,409. The per capita income in ZIP Code 94108 of $58,409 is approximately 58.05% more than the per capita income in California overall of $36,955. An estimated 15.0% of the population is living below the poverty line in this region. This rate is approximately57.89% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 16.0% of the population in 94108 earn $100,000 to $149,999 per year, while an estimated 11.6% earn $200,000 or more per year, and 6.2% of 94108 residents earn $35,000 to $49,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 7.9% |
| $10,000 to $14,999 per year | 11.2% |
| $15,000 to $24,999 per year | 11.2% |
| $25,000 to $34,999 per year | 7.2% |
| $35,000 to $49,999 per year | 6.2% |
| $50,000 to $74,999 per year | 11.2% |
| $75,000 to $99,999 per year | 9.4% |
| $100,000 to $149,999 per year | 16.0% |
| $150,000 to $199,999 per year | 8.1% |
| $200,000 or more per year | 11.6% |
In ZIP Code 94108, 74.2% of the population graduated high school, while 47.5% have a bachelor's degree or higher. In this region, 17.2% achieved an education level less than 9th grade, while 18.7% hold a graduate or professional degree. Approximately 12.4% in this City and County of San Francisco County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 17.2% |
| 9th to 12th grade, no diploma | 8.5% |
| High school graduate (includes equivalency) | 12.4% |
| Some college, no degree | 10.0% |
| Associate's degree | 4.4% |
| Bachelor's degree | 28.7% |
| Graduate or professional degree | 18.7% |
Looking at race in the population that makes up ZIP Code 94108, 96.5% is one race, while 3.5% are two or more races. Approximately 5.3% of 94108 residents are hispanic or Latino (of any race). The most common race in 94108 (race alone or in combination with one or more other races), is Asian (58.4%), followed by White (38.6%) .
| Industry | Percent |
|---|---|
| White | 38.6% |
| Black or African American | 2.2% |
| American Indian and Alaska Native | 1.1% |
| Asian | 58.4% |
| Native Hawaiian and Other Pacific Islander | 0.7% |
| Some other race | 3.0% |
Regarding the age of homes in ZIP Code 94108, an estimated 69.3% of homes were built in 1939 or earlier. Additionally, 8.0% of homes in the region were built between 1960 and 1969, while an estimated 0.0% of homes were built in 2014 or later in this City and County of San Francisco County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.0% |
| Built between 2010 and 2013 | 0.3% |
| Built between 2000 and 2009 | 1.3% |
| Built between 1990 and 1999 | 2.0% |
| Built between 1980 and 1989 | 3.7% |
| Built between 1970 and 1979 | 6.5% |
| Built between 1960 and 1969 | 8.0% |
| Built between 1950 and 1959 | 4.3% |
| Built between 1940 and 1949 | 4.6% |
| Built in 1939 or earlier | 69.3% |
Residents of ZIP Code 94108 are older than average. The median age of 42.1 years in ZIP Code 94108 is approximately 10.5% higher than the overall median age in the U.S. of 38.1 years. About 91.7% of residents are aged 18 years and older, and 26.0% of residents are 62 years and over. Approximately 26.0% of the population in 94108 falls in the age group 25 to 34 years, while an estimated 13.4% are aged 45 to 54 years. On the low end of the scale, 2.1% of 94108 residents are aged 5 to 9 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 2.9% |
| 5 to 9 years | 2.1% |
| 10 to 14 years | 2.2% |
| 15 to 19 years | 2.4% |
| 20 to 24 years | 5.4% |
| 25 to 34 years | 26.0% |
| 35 to 44 years | 12.2% |
| 45 to 54 years | 13.4% |
| 55 to 59 years | 5.6% |
| 60 to 64 years | 5.5% |
| 65 to 74 years | 11.1% |
| 75 to 84 years | 7.6% |
| 85 years and over | 3.8% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 94108 is current access to health insurance, as an estimated 91.6% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 94108 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 91.6% |
| Risk Behavior | Percent of adults* |
|---|
In 94108, 65.9% of the population is in the labor force. Recent estimates place 5.5% as working from home, while the total labor force in the region has a mean travel to time to work of 27.9 minutes. Approximately 26.8% of the employed population 16 years and over in 94108 work in professional, scientific, management, and administrative, while an estimated 15.2% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.1% of 94108 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.1% |
| Construction | 1.8% |
| Manufacturing | 5.3% |
| Wholesale trade | 2.1% |
| Retail trade | 10.0% |
| Transportation and warehousing, and utilities | 2.8% |
| Information | 3.9% |
| Finance and insurance, and real estate and rental and leasing | 9.6% |
| Professional, scientific, management, and administrative | 26.8% |
| Educational services, and health care and social assistance | 15.2% |
| Arts, entertainment, and recreation, and accommodation and food services | 14.7% |
| Other services, except public administration | 4.8% |
| Public administration | 3.0% |
In ZIP Code 94108, 46.7% of the population lists "English only" as the language spoken in home, while 3.4% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 4.8% of homes, and other Indo-European languages are spoken in 44.8% of homes. Lastly, 0.3% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this City and County of San Francisco County region.
| Language Spoken | Percent |
|---|---|
| English only | 46.7% |
| Spanish | 3.4% |
| Other Indo-European languages | 4.8% |
| Asian and Pacific Islander languages | 44.8% |
| Other languages | 0.3% |
Regarding consumer complaints about financial products in ZIP Code 94108, checking or savings account have received the most complaints in 94108 in the past 12 months. Credit card or prepaid card received the second most complaints. The most frequent complaint overall in this City and County of San Francisco County region was managing an account.
| Complaint Product | Number of Complaints* |
|---|---|
| Checking or savings account | 4 |
| Credit card or prepaid card | 3 |
| Credit card | 2 |
| Credit reporting or other personal consumer reports | 2 |
| Credit reporting or credit repair services | 2 |
| Other | 6 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Managing an account | 4 |
| Problem with a purchase shown on your statement | 4 |
| Incorrect information on your report | 2 |
| Attempts to collect debt not owed | 1 |
| Charged fees or interest you didn't expect | 1 |
| Other | 7 |
Regarding solar power potential, ZIP Code 94108 has an average daily solar radiation level of 5.59 kWh/m2/day. This is approximately 35.68% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 15.17% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 94108 | 15.34¢/kWh | 8.98¢/kWh | 5.17¢/kWh |
| California | 31.05¢/kWh | 28.92¢/kWh | 24.93¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 94108 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.77 | 1.9 | 5.84 |
| Feb | 4.53 | 3 | 6.31 |
| Mar | 5.85 | 3.65 | 7.02 |
| Apr | 6.57 | 5.13 | 7.3 |
| May | 6.48 | 5.17 | 7.13 |
| Jun | 6.57 | 5.72 | 6.95 |
| Jul | 6.3 | 6.22 | 6.51 |
| Aug | 6.15 | 6.08 | 6.65 |
| Sep | 6.54 | 5.15 | 7.02 |
| Oct | 5.72 | 3.32 | 6.92 |
| Nov | 4.71 | 2.33 | 5.99 |
| Dec | 3.9 | 1.78 | 5.46 |