The ZIP Code 93442 is associated with the city of Morro Bay in California in San Luis Obispo County. Approximately 8% of the population is living below the poverty line. The median household income of this region is $70,580. The median age in 93442 is estimated to at 50.7 years, and about 36.2% of residents are aged 62 years and older. In this California region, approximately 93.1% have a high school degree or higher, and the per capita income is an estimated $39,925. The current population estimate is 10,917.
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The median household income in ZIP Code 93442 is $70,580, while the region's mean household income is $84,332. Breaking income down further, per capita income in the region is $39,925. The per capita income in ZIP Code 93442 of $39,925 is approximately 8.04% more than the per capita income in California overall of $36,955. An estimated 8.4% of the population is living below the poverty line in this region. This rate is approximately 11.58% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 17.1% of the population in 93442 earn $100,000 to $149,999 per year, while an estimated 16.6% earn $75,000 to $99,999 per year, and 3.4% of 93442 residents earn less than $10,000 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 3.4% |
| $10,000 to $14,999 per year | 6.5% |
| $15,000 to $24,999 per year | 7.5% |
| $25,000 to $34,999 per year | 6.9% |
| $35,000 to $49,999 per year | 13.6% |
| $50,000 to $74,999 per year | 15.9% |
| $75,000 to $99,999 per year | 16.6% |
| $100,000 to $149,999 per year | 17.1% |
| $150,000 to $199,999 per year | 7.6% |
| $200,000 or more per year | 4.9% |
In ZIP Code 93442, 93.1% of the population graduated high school, while 40.8% have a bachelor's degree or higher. In this region, 2.9% achieved an education level less than 9th grade, while 18.5% hold a graduate or professional degree. Approximately 18.1% in this San Luis Obispo County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.9% |
| 9th to 12th grade, no diploma | 4.0% |
| High school graduate (includes equivalency) | 18.1% |
| Some college, no degree | 26.1% |
| Associate's degree | 8.1% |
| Bachelor's degree | 22.3% |
| Graduate or professional degree | 18.5% |
Looking at race in the population that makes up ZIP Code 93442, 96.7% is one race, while 3.3% are two or more races. Approximately 10.9% of 93442 residents are hispanic or Latino (of any race). The most common race in 93442 (race alone or in combination with one or more other races), is White (91.9%), followed by Asian (4.7%) .
| Industry | Percent |
|---|---|
| White | 91.9% |
| Black or African American | 1.7% |
| American Indian and Alaska Native | 2.8% |
| Asian | 4.7% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 2.5% |
Regarding the age of homes in ZIP Code 93442, an estimated 20.6% of homes were built between 1970 and 1979. Additionally, 17.5% of homes in the region were built between 1960 and 1969, while an estimated 0.1% of homes were built between 2010 and 2013 in this San Luis Obispo County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 2.9% |
| Built between 2010 and 2013 | 0.1% |
| Built between 2000 and 2009 | 11.6% |
| Built between 1990 and 1999 | 11.6% |
| Built between 1980 and 1989 | 9.5% |
| Built between 1970 and 1979 | 20.6% |
| Built between 1960 and 1969 | 17.5% |
| Built between 1950 and 1959 | 14.9% |
| Built between 1940 and 1949 | 6.1% |
| Built in 1939 or earlier | 5.0% |
Residents of ZIP Code 93442 are older than average. The median age of 50.7 years in ZIP Code 93442 is approximately 33.07% higher than the overall median age in the U.S. of 38.1 years. About 86.2% of residents are aged 18 years and older, and 36.2% of residents are 62 years and over. Approximately 18.7% of the population in 93442 falls in the age group 65 to 74 years, while an estimated 10.4% are aged 45 to 54 years. On the low end of the scale, 2.8% of 93442 residents are aged under 5 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 2.8% |
| 5 to 9 years | 3.9% |
| 10 to 14 years | 4.7% |
| 15 to 19 years | 6.0% |
| 20 to 24 years | 5.8% |
| 25 to 34 years | 10.3% |
| 35 to 44 years | 10.0% |
| 45 to 54 years | 10.4% |
| 55 to 59 years | 7.1% |
| 60 to 64 years | 7.9% |
| 65 to 74 years | 18.7% |
| 75 to 84 years | 8.6% |
| 85 years and over | 3.6% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 93442 is current access to health insurance, as an estimated 94.2% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 93442 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 94.2% |
| Risk Behavior | Percent of adults* |
|---|
In 93442, 53.0% of the population is in the labor force. Recent estimates place 6.7% as working from home, while the total labor force in the region has a mean travel to time to work of 22.8 minutes. Approximately 22.3% of the employed population 16 years and over in 93442 work in educational services, and health care and social assistance, while an estimated 16.6% work in professional, scientific, management, and administrative. On the lower end of the scale, just 1.2% of 93442 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.5% |
| Construction | 8.3% |
| Manufacturing | 4.5% |
| Wholesale trade | 1.6% |
| Retail trade | 11.7% |
| Transportation and warehousing, and utilities | 2.9% |
| Information | 1.2% |
| Finance and insurance, and real estate and rental and leasing | 4.8% |
| Professional, scientific, management, and administrative | 16.6% |
| Educational services, and health care and social assistance | 22.3% |
| Arts, entertainment, and recreation, and accommodation and food services | 15.8% |
| Other services, except public administration | 4.0% |
| Public administration | 4.9% |
In ZIP Code 93442, 89.4% of the population lists "English only" as the language spoken in home, while 7.2% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 2.0% of homes, and other Indo-European languages are spoken in 0.9% of homes. Lastly, 0.5% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this San Luis Obispo County region.
| Language Spoken | Percent |
|---|---|
| English only | 89.4% |
| Spanish | 7.2% |
| Other Indo-European languages | 2.0% |
| Asian and Pacific Islander languages | 0.9% |
| Other languages | 0.5% |
Regarding consumer complaints about financial products in ZIP Code 93442, credit reporting or other personal consumer reports have received the most complaints in 93442 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this San Luis Obispo County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 38 |
| Credit reporting or credit repair services | 21 |
| Checking or savings account | 4 |
| Debt collection | 3 |
| Credit card | 1 |
| Other | 3 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 26 |
| Incorrect information on your report | 25 |
| Problem with a company's investigation into an existing problem | 6 |
| Attempts to collect debt not owed | 3 |
| Managing an account | 3 |
| Other | 7 |
Regarding solar power potential, ZIP Code 93442 has an average daily solar radiation level of 5.83 kWh/m2/day. This is approximately 41.5% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 11.53% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 93442 | 15.59¢/kWh | 14.08¢/kWh | 8.98¢/kWh |
| California | 31.66¢/kWh | 24.06¢/kWh | 19.05¢/kWh |
| United States | 16.44¢/kWh | 13.09¢/kWh | 8.23¢/kWh |
| Month | ZIP Code 93442 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 5.12 | 1.9 | 5.84 |
| Feb | 5.08 | 3 | 6.31 |
| Mar | 6.19 | 3.65 | 7.02 |
| Apr | 6.46 | 5.13 | 7.3 |
| May | 6.48 | 5.17 | 7.13 |
| Jun | 6.14 | 5.72 | 6.95 |
| Jul | 5.96 | 6.22 | 6.51 |
| Aug | 6.25 | 6.08 | 6.65 |
| Sep | 6.06 | 5.15 | 7.02 |
| Oct | 6.04 | 3.32 | 6.92 |
| Nov | 5.36 | 2.33 | 5.99 |
| Dec | 4.8 | 1.78 | 5.46 |