The ZIP Code 93405 is associated with the city of San Luis Obispo in California in San Luis Obispo County. The median household income is approximately $45,933, and an estimated 7% of the population is living below the poverty line. The median age in 93405 is estimated to at 21.8 years, and about 10.2% of residents are aged 62 years and older. In this California region, approximately 87.2% have a high school degree or higher, and the per capita income is an estimated $21,940. The current population estimate is 35,898.
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The median household income in ZIP Code 93405 is $45,933, while the region's mean household income is $76,178. Breaking income down further, per capita income in the region is $21,940. The per capita income in ZIP Code 93405 of $21,940 is approximately 40.63% less than the per capita income in the U.S. overall of $36,955. An estimated 7.4% of the population is living below the poverty line in this region. This rate is approximately 22.11% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 15.5% of the population in 93405 earn less than $10,000 per year, while an estimated 14.3% earn $50,000 to $74,999 per year, and 6.4% of 93405 residents earn $150,000 to $199,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 15.5% |
| $10,000 to $14,999 per year | 7.6% |
| $15,000 to $24,999 per year | 12.6% |
| $25,000 to $34,999 per year | 7.7% |
| $35,000 to $49,999 per year | 8.3% |
| $50,000 to $74,999 per year | 14.3% |
| $75,000 to $99,999 per year | 7.7% |
| $100,000 to $149,999 per year | 11.8% |
| $150,000 to $199,999 per year | 6.4% |
| $200,000 or more per year | 8.1% |
In ZIP Code 93405, 87.2% of the population graduated high school, while 38.1% have a bachelor's degree or higher. In this region, 3.8% achieved an education level less than 9th grade, while 16.4% hold a graduate or professional degree. Approximately 17.1% in this San Luis Obispo County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.8% |
| 9th to 12th grade, no diploma | 8.9% |
| High school graduate (includes equivalency) | 17.1% |
| Some college, no degree | 22.0% |
| Associate's degree | 10.1% |
| Bachelor's degree | 21.7% |
| Graduate or professional degree | 16.4% |
Looking at race in the population that makes up ZIP Code 93405, 95.4% is one race, while 4.6% are two or more races. Approximately 16.2% of 93405 residents are hispanic or Latino (of any race). The most common race in 93405 (race alone or in combination with one or more other races), is White (78.2%), followed by Asian (12.5%) .
| Industry | Percent |
|---|---|
| White | 78.2% |
| Black or African American | 7.3% |
| American Indian and Alaska Native | 1.4% |
| Asian | 12.5% |
| Native Hawaiian and Other Pacific Islander | 0.3% |
| Some other race | 4.9% |
Regarding the age of homes in ZIP Code 93405, an estimated 24.8% of homes were built between 1970 and 1979. Additionally, 17.7% of homes in the region were built between 1960 and 1969, while an estimated 0.4% of homes were built between 2010 and 2013 in this San Luis Obispo County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.4% |
| Built between 2010 and 2013 | 0.4% |
| Built between 2000 and 2009 | 9.4% |
| Built between 1990 and 1999 | 12.6% |
| Built between 1980 and 1989 | 14.3% |
| Built between 1970 and 1979 | 24.8% |
| Built between 1960 and 1969 | 17.7% |
| Built between 1950 and 1959 | 12.2% |
| Built between 1940 and 1949 | 2.7% |
| Built in 1939 or earlier | 5.6% |
Residents of ZIP Code 93405 are younger than average. The median age of 21.8 years in ZIP Code 93405 is approximately 42.78% lower than the overall median age in the U.S. of 38.1 years. About 93.1% of residents are aged 18 years and older, and 10.2% of residents are 62 years and over. Approximately 33.5% of the population in 93405 falls in the age group 20 to 24 years, while an estimated 23.8% are aged 15 to 19 years. On the low end of the scale, 1.3% of 93405 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 1.7% |
| 5 to 9 years | 2.1% |
| 10 to 14 years | 2.0% |
| 15 to 19 years | 23.8% |
| 20 to 24 years | 33.5% |
| 25 to 34 years | 9.7% |
| 35 to 44 years | 6.7% |
| 45 to 54 years | 6.5% |
| 55 to 59 years | 2.6% |
| 60 to 64 years | 3.1% |
| 65 to 74 years | 4.3% |
| 75 to 84 years | 2.5% |
| 85 years and over | 1.3% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 93405 is current access to health insurance, as an estimated 91.6% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 93405 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 91.6% |
| Risk Behavior | Percent of adults* |
|---|
In 93405, 46.1% of the population is in the labor force. Recent estimates place 6.2% as working from home, while the total labor force in the region has a mean travel to time to work of 15.9 minutes. Approximately 29.0% of the employed population 16 years and over in 93405 work in educational services, and health care and social assistance, while an estimated 22.7% work in arts, entertainment, and recreation, and accommodation and food services. On the lower end of the scale, just 0.9% of 93405 workers 16 years and over work in wholesale trade.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.6% |
| Construction | 4.5% |
| Manufacturing | 3.6% |
| Wholesale trade | 0.9% |
| Retail trade | 13.5% |
| Transportation and warehousing, and utilities | 2.6% |
| Information | 1.2% |
| Finance and insurance, and real estate and rental and leasing | 3.9% |
| Professional, scientific, management, and administrative | 10.7% |
| Educational services, and health care and social assistance | 29.0% |
| Arts, entertainment, and recreation, and accommodation and food services | 22.7% |
| Other services, except public administration | 3.0% |
| Public administration | 2.7% |
In ZIP Code 93405, 82.4% of the population lists "English only" as the language spoken in home, while 9.1% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 3.2% of homes, and other Indo-European languages are spoken in 4.6% of homes. Lastly, 0.8% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this San Luis Obispo County region.
| Language Spoken | Percent |
|---|---|
| English only | 82.4% |
| Spanish | 9.1% |
| Other Indo-European languages | 3.2% |
| Asian and Pacific Islander languages | 4.6% |
| Other languages | 0.8% |
Regarding consumer complaints about financial products in ZIP Code 93405, credit card have received the most complaints in 93405 in the past 12 months. Credit card or prepaid card received the second most complaints. The most frequent complaint overall in this San Luis Obispo County region was attempts to collect debt not owed.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit card | 9 |
| Credit card or prepaid card | 9 |
| Debt collection | 9 |
| Credit reporting or credit repair services | 8 |
| Checking or savings account | 7 |
| Other | 19 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Attempts to collect debt not owed | 8 |
| Unable to get your credit report or credit score | 6 |
| Other features, terms, or problems | 5 |
| Problem with a purchase shown on your statement | 5 |
| Fraud or scam | 4 |
| Other | 33 |
Regarding solar power potential, ZIP Code 93405 has an average daily solar radiation level of 6.2 kWh/m2/day. This is approximately 50.49% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 5.92% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 93405 | 15.59¢/kWh | 14.08¢/kWh | 8.98¢/kWh |
| California | 30.22¢/kWh | 23.8¢/kWh | 19.36¢/kWh |
| United States | 15.95¢/kWh | 12.89¢/kWh | 8.32¢/kWh |
| Month | ZIP Code 93405 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 5.09 | 1.9 | 5.84 |
| Feb | 5.57 | 3 | 6.31 |
| Mar | 6.2 | 3.65 | 7.02 |
| Apr | 6.57 | 5.13 | 7.3 |
| May | 6.77 | 5.17 | 7.13 |
| Jun | 6.7 | 5.72 | 6.95 |
| Jul | 6.73 | 6.22 | 6.51 |
| Aug | 7.14 | 6.08 | 6.65 |
| Sep | 7.05 | 5.15 | 7.02 |
| Oct | 6.28 | 3.32 | 6.92 |
| Nov | 5.54 | 2.33 | 5.99 |
| Dec | 4.8 | 1.78 | 5.46 |