ZIP Code 92688 Demographics & Data

Rancho Santa Margarita, CA (ZIP Code 92688) Data

California

Demographics Data and Other Detailed Statistics About 92688

The ZIP Code 92688 is associated with the city of Rancho Santa Margarita in California in Orange County. About 11.5% of residents in ZIP Code 92688 are aged 62 years and older, and the region has a median age of 37.4 years. Approximately 50.6% of residents in this California region have a bachelor's degree or higher, and the per capita income is an estimated $49,619. Median househould income in this region is $116,064, while about 4% of the population lives below the poverty line. The current population estimate is 44,832.

Population in 92688

The most recent population estimate for ZIP Code 92688 is 44,832.

Rancho Santa Margarita, CA

The 92688 ZIP Code is associated with Rancho Santa Margarita, CA in Orange County.

Area Codes associated with 92688

Telephone area codes associated with ZIP Code 92688 include 949.

Sunrise / Sunset in 92688

Sunrise: 6:55 am
Sunset: 7:00 pm
Sunrise in 92688 6:55 am
Sunrise in 92688 7:00 pm

Weather forecast for 92688

Today's forecast for 92688: Sunny, with a high near 63. Southwest wind 0 to 10 mph.

Current air quality in 92688

Air quality: Poor Air quality scale in 92688 Poor

Internet in 92688

In ZIP Code 92688, about 96.4% of households have a computer, while 93.9% have broadband Internet service.

Gender in 92688

Males make up an estimated 48.4% of the overall population in ZIP Code 92688, while females comprise about 51.6%.

Health Insurance in 92688

Approximately 5.7% of adults aged 18 to 64 in ZIP Code 92688 (Rancho Santa Margarita, CA) are currently uninsured and do not have health insurance.

Income in ZIP Code 92688

The median household income in ZIP Code 92688 is $116,064, while the region's mean household income is $137,083. Breaking income down further, per capita income in the region is $49,619. The per capita income in ZIP Code 92688 of $49,619 is approximately 34.27% more than the per capita income in California overall of $36,955. An estimated 3.6% of the population is living below the poverty line in this region. This rate is approximately 62.11% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 20.8% of the population in 92688 earn $100,000 to $149,999 per year, while an estimated 19.4% earn $200,000 or more per year, and 1.4% of 92688 residents earn $10,000 to $14,999 per year.

Household Income Details

Bar chart displaying household income in ZIP Code 92688. This visualizes the percentage of households in this region that fall within different income ranges, e.g. $100,000 to $149,999 per year.

Total Income in 92688

Household Income Percent
Less than $10,000 per year 1.9%
$10,000 to $14,999 per year 1.4%
$15,000 to $24,999 per year 4.7%
$25,000 to $34,999 per year 4.2%
$35,000 to $49,999 per year 5.2%
$50,000 to $74,999 per year 12.3%
$75,000 to $99,999 per year 12.7%
$100,000 to $149,999 per year 20.8%
$150,000 to $199,999 per year 17.3%
$200,000 or more per year 19.4%

Education levels in ZIP Code 92688

In ZIP Code 92688, 95.1% of the population graduated high school, while 50.6% have a bachelor's degree or higher. In this region, 2.7% achieved an education level less than 9th grade, while 16.2% hold a graduate or professional degree. Approximately 13.3% in this Orange County region reached the highest level of high school graduate (including equivalency).

Education Attained in 92688

Education Level Percent
Less than 9th grade 2.7%
9th to 12th grade, no diploma 2.2%
High school graduate (includes equivalency) 13.3%
Some college, no degree 22.2%
Associate's degree 9.0%
Bachelor's degree 34.4%
Graduate or professional degree 16.2%

Education Level Details

Pie chart displaying the education level breakdown in ZIP Code 92688. This visualizes the percentage of the population that has attained a specific level of education, e.g. a graduate or professional degree.

Race & Ethnicity in ZIP Code 92688

Looking at race in the population that makes up ZIP Code 92688, 93.8% is one race, while 6.2% are two or more races. Approximately 21.1% of 92688 residents are hispanic or Latino (of any race). The most common race in 92688 (race alone or in combination with one or more other races), is White (80.8%), followed by Asian (15.6%) .

Race Breakdown Details

Bar chart displaying the racial composition of ZIP Code 92688. This visualizes the percentage of the population of each race (race alone or in combination with one or more other races).

Racial Composition of 92688

Industry Percent
White 80.8%
Black or African American 4.0%
American Indian and Alaska Native 1.5%
Asian 15.6%
Native Hawaiian and Other Pacific Islander 1.0%
Some other race 3.4%
* Race alone or in combination with one or more other races

Real Estate & Housing in ZIP Code 92688

The median home value in ZIP Code 92688 in January 2025 comes in at $1,177,673. The January 2025 value is approximately 3% higher than the $1,143,855 median value in August 2024, and 8% higher than the $1,089,371 median value in February 2024. Regarding the age of homes in ZIP Code 92688, an estimated 52.4% of homes were built between 1990 and 1999. Additionally, 30.8% of homes in the region were built between 1980 and 1989, while an estimated 0.1% of homes were built between 1940 and 1949 in this Orange County region.

Home Values in 92688

Month Home value
Jan 2025 $1,177,673
Dec 2024 $1,170,866
Nov 2024 $1,163,578
Oct 2024 $1,156,325
Sep 2024 $1,150,073
Aug 2024 $1,143,855
Jul 2024 $1,137,767
Jun 2024 $1,130,407
May 2024 $1,119,860
Apr 2024 $1,106,174
Mar 2024 $1,094,615
Feb 2024 $1,089,371

Median Home Values Over Time

Line chart displaying median home values in ZIP Code 92688. This visualizes a recent 12-month span of home values in the region.

Age of Housing in 92688

Year Home Built Percent
Built in 2014 or later 0.1%
Built between 2010 and 2013 0.8%
Built between 2000 and 2009 10.1%
Built between 1990 and 1999 52.4%
Built between 1980 and 1989 30.8%
Built between 1970 and 1979 3.0%
Built between 1960 and 1969 1.7%
Built between 1950 and 1959 0.7%
Built between 1940 and 1949 0.1%
Built in 1939 or earlier 0.2%

Housing Age Breakdown

">Bar chart displaying the breakdown on housing ages in ZIP Code 92688. This visualizes the percentage of homes in the region that were built in a certain time frame, e.g. built between 1950 and 1959.

Age Breakdown in ZIP Code 92688

Residents of ZIP Code 92688 are younger than average. The median age of 37.4 years in ZIP Code 92688 is approximately 1.84% lower than the overall median age in the U.S. of 38.1 years. About 74.3% of residents are aged 18 years and older, and 11.5% of residents are 62 years and over. Approximately 17.4% of the population in 92688 falls in the age group 45 to 54 years, while an estimated 14.7% are aged 35 to 44 years. On the low end of the scale, 1.4% of 92688 residents are aged 85 years and over.

Age Breakdown Details

Bar chart displaying the age breakdown in ZIP Code 92688. This visualizes the percentage of the population in the region that falls into certain age ranges, e.g. 35 to 44 years old.

Age Breakdown in 92688

Age Range Percent
Under 5 years 6.8%
5 to 9 years 6.3%
10 to 14 years 7.7%
15 to 19 years 7.9%
20 to 24 years 5.0%
25 to 34 years 12.8%
35 to 44 years 14.7%
45 to 54 years 17.4%
55 to 59 years 7.5%
60 to 64 years 5.1%
65 to 74 years 5.6%
75 to 84 years 2.0%
85 years and over 1.4%

Chronic Health Issues in ZIP Code 92688 [4]

Chronic Health Issues Breakdown

Bar chart displaying a breakdown of chronic health issues in ZIP Code 92688. This visualizes the percentage of adults aged 18 and above that have specific chronic health issues, e.g. high blood pressure, diabetes, or arthritis.

Health Issues in 92688

Health Issue Percent of adults*
* aged 18 & above

Health Risk Behaviors & Prevention in 92688 [4]

One of the top preventative health measures in ZIP Code 92688 is current access to health insurance, as an estimated 94.3% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 92688 list , as a preventive measure.

Preventative Health in 92688

Preventive Measure Percent of adults*
Current access to health insurance 94.3%
* aged 18 & above

Preventative Health Measures

Bar chart displaying preventative health data in ZIP Code 92688. This visualizes the percentage of adults aged 18 and above that engage in preventative health measures, e.g. sholesterol screenings and visits to doctors for routine checkups.

Health Risk Behaviors Details

Bar chart displaying health risk behaviors details in ZIP Code 92688. This visualizes the percentage of adults aged 18 and older that engage in health risk behaviors, e.g. smoking or binge drinking.

Health Risk Behaviors in 92688

Risk Behavior Percent of adults*
* aged 18 & above

Jobs Breakdown in ZIP Code 92688

In 92688, 74.9% of the population is in the labor force. Recent estimates place 7.6% as working from home, while the total labor force in the region has a mean travel to time to work of 29.7 minutes. Approximately 19.1% of the employed population 16 years and over in 92688 work in educational services, and health care and social assistance, while an estimated 15.0% work in professional, scientific, management, and administrative. On the lower end of the scale, just 0.4% of 92688 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.

Job Industry Breakdown Details

Bar chart displaying job industry breakdown details for ZIP Code 92688. This visualizes the percentage of the population 16 years and over that work in certain industries, e.g. educational services, and health care and social assistance.

Job Industry Breakdown in 92688

Industry Percent
Agriculture, forestry, fishing and hunting, and mining 0.4%
Construction 3.1%
Manufacturing 10.8%
Wholesale trade 3.8%
Retail trade 11.5%
Transportation and warehousing, and utilities 2.7%
Information 2.6%
Finance and insurance, and real estate and rental and leasing 10.9%
Professional, scientific, management, and administrative 15.0%
Educational services, and health care and social assistance 19.1%
Arts, entertainment, and recreation, and accommodation and food services 10.8%
Other services, except public administration 5.1%
Public administration 4.2%

Language Breakdown in ZIP Code 92688

In ZIP Code 92688, 77.9% of the population lists "English only" as the language spoken in home, while 10.8% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 3.8% of homes, and other Indo-European languages are spoken in 6.0% of homes. Lastly, 1.4% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Orange County region.

Language Spoken in 92688

Language Spoken Percent
English only 77.9%
Spanish 10.8%
Other Indo-European languages 3.8%
Asian and Pacific Islander languages 6.0%
Other languages 1.4%
* Population 5 years and over

Language Spoken in Home

Bar chart displaying the language spoken in homes in ZIP Code 92688. This visualizes the percentage of homes in the area that list a specific language as being spoken in the home, e.g. Spanish.

Consumer Financial Products Complaints in 92688 [5]

Regarding consumer complaints about financial products in ZIP Code 92688, credit reporting or other personal consumer reports have received the most complaints in 92688 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Orange County region was incorrect information on a report.

Consumer Complaints (Products)

Pie chart displaying the specific consumer financial products associated with complaints that originated from residents in ZIP Code 92688. This visualizes the specific products that were the subject of complaints, e.g. a mortgage or a credit card.

Consumer Complaints by Product in 92688

Complaint Product Number of Complaints*
Credit reporting or other personal consumer reports 175
Credit reporting or credit repair services 83
Credit card or prepaid card 26
Checking or savings account 23
Debt collection 21
Other 48
* Total in 2021

Consumer Complaints by Issue in 92688

Complaint Issue Number of Complaints*
Incorrect information on your report 173
Improper use of your report 62
Managing an account 13
Other features, terms, or problems 10
Problem with a credit reporting company's investigation 9
Other 109
* Total 2021 - 2024 (current)

Consumer Complaints (Issues)

Pie chart displaying the complaints about consumer financial products and services that were sent to companies for response from residents in ZIP Code 92688. This visualizes the specific complaint issues that arose in this region, e.g. incorrect information on a report.

Utilities in ZIP Code 92688 [6]

Regarding solar power potential, ZIP Code 92688 has an average daily solar radiation level of 6.13 kWh/m2/day. This is approximately 48.79% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 6.98% less than an area in the U.S. with historically high solar radiation levels (AZ).

Electricity Breakdown Details

Bar chart displaying the electricity rates breakdown in ZIP Code 92688. This visualizes electricity rates in 92688 compared to rates in the state and rates in the U.S. as a whole.

Electricity Rates in 92688

Region Residential Commercial Industrial
ZIP Code 92688 15.98¢/kWh 11.81¢/kWh 8.16¢/kWh
California 30.55¢/kWh 23.13¢/kWh 19.8¢/kWh
United States 16.26¢/kWh 12.76¢/kWh 8.01¢/kWh

Solar Power in 92688

Month ZIP Code 92688 Low (WA) High (AZ)
Jan 5.5 1.9 5.84
Feb 5.56 3 6.31
Mar 6.4 3.65 7.02
Apr 6.27 5.13 7.3
May 5.98 5.17 7.13
Jun 6.3 5.72 6.95
Jul 6.78 6.22 6.51
Aug 7.16 6.08 6.65
Sep 6.95 5.15 7.02
Oct 6.13 3.32 6.92
Nov 5.65 2.33 5.99
Dec 4.93 1.78 5.46
All figures listed are kWh/m2/day — kilowatt hours per square meter per day

Solar Radiation Levels

Line chart displaying solar radiation levels in ZIP Code 92688. This visualizes solar power levels in 92688 compared to radiation levels in both a historically low radiation state (WA) and a historically high radiation state (AZ).

Notes

  • [4] Health data referenced here originate from the Centers for Disease Control and Prevention (CDC).
  • [5] Consumer financial product complaint data referenced here originate from the Consumer Financial Protection Bureau.
  • [6] Electricity rates and electricity usage data referenced here originate from the National Renewable Energy Laboratory (NREL) and/or the U.S. Energy Information Administration (EIA). Estimates utilize regional U.S. Census Bureau data along with regional NREL and/or EIA data.