The ZIP Code 92020 is associated with the city of El Cajon in California in San Diego County. Approximately 23.4% of residents in this California region have a bachelor's degree or higher, and the per capita income is an estimated $27,719. Approximately 14% of the population lives below the poverty line, while the median househould income sits at $59,151. The median age in ZIP Code 92020 is approximately 35.1 years, and 16.4% of the region's residents are aged 62 years and older. The current population estimate is 59,743.
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The median household income in ZIP Code 92020 is $59,151, while the region's mean household income is $81,094. Breaking income down further, per capita income in the region is $27,719. The per capita income in ZIP Code 92020 of $27,719 is approximately 24.99% less than the per capita income in the U.S. overall of $36,955. An estimated 13.7% of the population is living below the poverty line in this region. This rate is approximately44.21% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 18.2% of the population in 92020 earn $50,000 to $74,999 per year, while an estimated 13.2% earn $100,000 to $149,999 per year, and 4.7% of 92020 residents earn less than $10,000 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 4.7% |
| $10,000 to $14,999 per year | 5.9% |
| $15,000 to $24,999 per year | 9.4% |
| $25,000 to $34,999 per year | 10.2% |
| $35,000 to $49,999 per year | 12.3% |
| $50,000 to $74,999 per year | 18.2% |
| $75,000 to $99,999 per year | 12.5% |
| $100,000 to $149,999 per year | 13.2% |
| $150,000 to $199,999 per year | 6.8% |
| $200,000 or more per year | 6.8% |
In ZIP Code 92020, 83.9% of the population graduated high school, while 23.4% have a bachelor's degree or higher. In this region, 9.2% achieved an education level less than 9th grade, while 8.0% hold a graduate or professional degree. Approximately 26.0% in this San Diego County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 9.2% |
| 9th to 12th grade, no diploma | 6.9% |
| High school graduate (includes equivalency) | 26.0% |
| Some college, no degree | 26.6% |
| Associate's degree | 7.9% |
| Bachelor's degree | 15.4% |
| Graduate or professional degree | 8.0% |
Looking at race in the population that makes up ZIP Code 92020, 94.6% is one race, while 5.4% are two or more races. Approximately 25.4% of 92020 residents are hispanic or Latino (of any race). The most common race in 92020 (race alone or in combination with one or more other races), is White (81.6%), followed by Some other race (9.1%) .
| Industry | Percent |
|---|---|
| White | 81.6% |
| Black or African American | 7.8% |
| American Indian and Alaska Native | 1.3% |
| Asian | 5.5% |
| Native Hawaiian and Other Pacific Islander | 0.9% |
| Some other race | 9.1% |
The median home value in ZIP Code 92020 in July 2024 comes in at $889,701. The July 2024 value is approximately 3% higher than the $864,076 median value in February 2024, and 8% higher than the $820,753 median value in August 2023. Regarding the age of homes in ZIP Code 92020, an estimated 29.0% of homes were built between 1970 and 1979. Additionally, 22.3% of homes in the region were built between 1950 and 1959, while an estimated 0.4% of homes were built in 2014 or later in this San Diego County region.
| Month | Home value |
|---|---|
| Jul 2024 | $889,701 |
| Jun 2024 | $888,211 |
| May 2024 | $884,728 |
| Apr 2024 | $878,670 |
| Mar 2024 | $870,604 |
| Feb 2024 | $864,076 |
| Jan 2024 | $860,091 |
| Dec 2023 | $857,974 |
| Nov 2023 | $853,967 |
| Oct 2023 | $845,851 |
| Sep 2023 | $834,424 |
| Aug 2023 | $820,753 |
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.4% |
| Built between 2010 and 2013 | 1.0% |
| Built between 2000 and 2009 | 2.6% |
| Built between 1990 and 1999 | 5.3% |
| Built between 1980 and 1989 | 15.7% |
| Built between 1970 and 1979 | 29.0% |
| Built between 1960 and 1969 | 17.2% |
| Built between 1950 and 1959 | 22.3% |
| Built between 1940 and 1949 | 4.9% |
| Built in 1939 or earlier | 1.6% |
Residents of ZIP Code 92020 are younger than average. The median age of 35.1 years in ZIP Code 92020 is approximately 7.87% lower than the overall median age in the U.S. of 38.1 years. About 75.5% of residents are aged 18 years and older, and 16.4% of residents are 62 years and over. Approximately 16.8% of the population in 92020 falls in the age group 25 to 34 years, while an estimated 13.3% are aged 35 to 44 years. On the low end of the scale, 2.4% of 92020 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 8.0% |
| 5 to 9 years | 7.1% |
| 10 to 14 years | 6.1% |
| 15 to 19 years | 5.2% |
| 20 to 24 years | 6.8% |
| 25 to 34 years | 16.8% |
| 35 to 44 years | 13.3% |
| 45 to 54 years | 11.3% |
| 55 to 59 years | 6.7% |
| 60 to 64 years | 6.0% |
| 65 to 74 years | 6.5% |
| 75 to 84 years | 3.9% |
| 85 years and over | 2.4% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 92020 is current access to health insurance, as an estimated 89.1% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 92020 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 89.1% |
| Risk Behavior | Percent of adults* |
|---|
In 92020, 62.7% of the population is in the labor force. Recent estimates place 5.0% as working from home, while the total labor force in the region has a mean travel to time to work of 27.4 minutes. Approximately 19.7% of the employed population 16 years and over in 92020 work in educational services, and health care and social assistance, while an estimated 14.6% work in arts, entertainment, and recreation, and accommodation and food services. On the lower end of the scale, just 0.1% of 92020 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.1% |
| Construction | 7.2% |
| Manufacturing | 8.4% |
| Wholesale trade | 2.2% |
| Retail trade | 12.5% |
| Transportation and warehousing, and utilities | 5.5% |
| Information | 1.2% |
| Finance and insurance, and real estate and rental and leasing | 4.3% |
| Professional, scientific, management, and administrative | 13.6% |
| Educational services, and health care and social assistance | 19.7% |
| Arts, entertainment, and recreation, and accommodation and food services | 14.6% |
| Other services, except public administration | 5.3% |
| Public administration | 5.4% |
In ZIP Code 92020, 58.6% of the population lists "English only" as the language spoken in home, while 18.3% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 2.4% of homes, and other Indo-European languages are spoken in 2.7% of homes. Lastly, 18.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this San Diego County region.
| Language Spoken | Percent |
|---|---|
| English only | 58.6% |
| Spanish | 18.3% |
| Other Indo-European languages | 2.4% |
| Asian and Pacific Islander languages | 2.7% |
| Other languages | 18.0% |
Regarding consumer complaints about financial products in ZIP Code 92020, credit reporting or other personal consumer reports have received the most complaints in 92020 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this San Diego County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 212 |
| Credit reporting or credit repair services | 183 |
| Mortgage | 37 |
| Debt collection | 36 |
| Checking or savings account | 21 |
| Other | 54 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 157 |
| Improper use of your report | 150 |
| Problem with a credit reporting company's investigation | 50 |
| Fraud or scam | 30 |
| Struggling to pay mortgage | 21 |
| Other | 135 |
Regarding solar power potential, ZIP Code 92020 has an average daily solar radiation level of 6.28 kWh/m2/day. This is approximately 52.43% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 4.7% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 92020 | 16.35¢/kWh | 13.51¢/kWh | 7.78¢/kWh |
| California | 31.05¢/kWh | 28.92¢/kWh | 24.93¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 92020 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 5.45 | 1.9 | 5.84 |
| Feb | 5.81 | 3 | 6.31 |
| Mar | 6.62 | 3.65 | 7.02 |
| Apr | 6.36 | 5.13 | 7.3 |
| May | 6.25 | 5.17 | 7.13 |
| Jun | 6.44 | 5.72 | 6.95 |
| Jul | 6.5 | 6.22 | 6.51 |
| Aug | 7.02 | 6.08 | 6.65 |
| Sep | 7.02 | 5.15 | 7.02 |
| Oct | 6.39 | 3.32 | 6.92 |
| Nov | 5.86 | 2.33 | 5.99 |
| Dec | 5.68 | 1.78 | 5.46 |