ZIP Code 89815 is associated with the U.S. city Spring Creek in Nevada (Elko County). The current population estimate for the ZIP Code is 14,177. An estimated 12.3% of residents in the 89815 ZIP Code are of age 62 years and older. Overall, the region has a median age of 33.9 years. In this Nevada region, an estimated 95.1% have a high school degree or higher, and the per capita income is approximately $37,308. The median household income is approximately $100,085, and an estimated 6% of the population is living below the poverty line.
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The median household income in ZIP Code 89815 is $100,085, while the region's mean household income is $106,220. Breaking income down further, per capita income in the region is $37,308. The per capita income in ZIP Code 89815 of $37,308 is approximately 18.22% more than the per capita income in Nevada overall of $31,557. An estimated 5.7% of the population is living below the poverty line in this region. This rate is approximately 40% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 31.0% of the population in 89815 earn $100,000 to $149,999 per year, while an estimated 17.7% earn $75,000 to $99,999 per year, and 1.3% of 89815 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 2.3% |
| $10,000 to $14,999 per year | 1.3% |
| $15,000 to $24,999 per year | 3.3% |
| $25,000 to $34,999 per year | 2.0% |
| $35,000 to $49,999 per year | 8.5% |
| $50,000 to $74,999 per year | 14.6% |
| $75,000 to $99,999 per year | 17.7% |
| $100,000 to $149,999 per year | 31.0% |
| $150,000 to $199,999 per year | 13.6% |
| $200,000 or more per year | 5.5% |
Looking at race in the population that makes up ZIP Code 89815, 99.4% is one race, while 0.6% are two or more races. Approximately 8.5% of 89815 residents are hispanic or Latino (of any race). The most common race in 89815 (race alone or in combination with one or more other races), is White (96.3%), followed by American Indian and Alaska Native (1.8%) .
| Industry | Percent |
|---|---|
| White | 96.3% |
| Black or African American | 0.0% |
| American Indian and Alaska Native | 1.8% |
| Asian | 1.1% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 1.3% |
Residents of ZIP Code 89815 are younger than average. The median age of 33.9 years in ZIP Code 89815 is approximately 11.02% lower than the overall median age in the U.S. of 38.1 years. About 70.9% of residents are aged 18 years and older, and 12.3% of residents are 62 years and over. Approximately 14.9% of the population in 89815 falls in the age group 45 to 54 years, while an estimated 14.2% are aged 25 to 34 years. On the low end of the scale, 0.2% of 89815 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 7.5% |
| 5 to 9 years | 8.6% |
| 10 to 14 years | 7.0% |
| 15 to 19 years | 8.1% |
| 20 to 24 years | 5.7% |
| 25 to 34 years | 14.2% |
| 35 to 44 years | 11.5% |
| 45 to 54 years | 14.9% |
| 55 to 59 years | 7.2% |
| 60 to 64 years | 6.0% |
| 65 to 74 years | 7.1% |
| 75 to 84 years | 2.0% |
| 85 years and over | 0.2% |
In ZIP Code 89815, 95.1% of the population graduated high school, while 20.3% have a bachelor's degree or higher. In this region, 0.8% achieved an education level less than 9th grade, while 6.1% hold a graduate or professional degree. Approximately 34.7% in this Elko County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 0.8% |
| 9th to 12th grade, no diploma | 4.1% |
| High school graduate (includes equivalency) | 34.7% |
| Some college, no degree | 28.8% |
| Associate's degree | 11.3% |
| Bachelor's degree | 14.2% |
| Graduate or professional degree | 6.1% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 89815 is current access to health insurance, as an estimated 89.9% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 89815 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 89.9% |
| Risk Behavior | Percent of adults* |
|---|
In 89815, 67.0% of the population is in the labor force. Recent estimates place 2.5% as working from home, while the total labor force in the region has a mean travel to time to work of 42.6 minutes. Approximately 31.2% of the employed population 16 years and over in 89815 work in agriculture, forestry, fishing and hunting, and mining, while an estimated 15.9% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.4% of 89815 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 31.2% |
| Construction | 7.8% |
| Manufacturing | 3.3% |
| Wholesale trade | 1.8% |
| Retail trade | 11.4% |
| Transportation and warehousing, and utilities | 3.8% |
| Information | 0.4% |
| Finance and insurance, and real estate and rental and leasing | 1.8% |
| Professional, scientific, management, and administrative | 4.5% |
| Educational services, and health care and social assistance | 15.9% |
| Arts, entertainment, and recreation, and accommodation and food services | 7.5% |
| Other services, except public administration | 4.9% |
| Public administration | 5.8% |
In ZIP Code 89815, 96.1% of the population lists "English only" as the language spoken in home, while 2.8% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.7% of homes, and other Indo-European languages are spoken in 0.3% of homes. Lastly, 0.1% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Elko County region.
| Language Spoken | Percent |
|---|---|
| English only | 96.1% |
| Spanish | 2.8% |
| Other Indo-European languages | 0.7% |
| Asian and Pacific Islander languages | 0.3% |
| Other languages | 0.1% |
Regarding the age of homes in ZIP Code 89815, an estimated 42.7% of homes were built between 1990 and 1999. Additionally, 19.2% of homes in the region were built between 1980 and 1989, while an estimated 0.0% of homes were built between 1940 and 1949 in this Elko County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 5.9% |
| Built between 2010 and 2013 | 6.1% |
| Built between 2000 and 2009 | 18.1% |
| Built between 1990 and 1999 | 42.7% |
| Built between 1980 and 1989 | 19.2% |
| Built between 1970 and 1979 | 6.6% |
| Built between 1960 and 1969 | 1.0% |
| Built between 1950 and 1959 | 0.0% |
| Built between 1940 and 1949 | 0.0% |
| Built in 1939 or earlier | 0.4% |
Regarding consumer complaints about financial products in ZIP Code 89815, credit reporting or credit repair services have received the most complaints in 89815 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Elko County region was problem with a credit reporting company's investigation.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 22 |
| Credit reporting or other personal consumer reports | 9 |
| Student loan | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Problem with a credit reporting company's investigation | 19 |
| Improper use of your report | 6 |
| Incorrect information on your report | 3 |
| Problem with a company's investigation into an existing problem | 3 |
| Dealing with your lender or servicer | 1 |
Regarding solar power potential, ZIP Code 89815 has an average daily solar radiation level of 5.65 kWh/m2/day. This is approximately 37.14% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 14.26% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 89815 | 11.05¢/kWh | 9.65¢/kWh | 4.26¢/kWh |
| Nevada | 14.04¢/kWh | 10.07¢/kWh | 9.56¢/kWh |
| United States | 16.83¢/kWh | 13.47¢/kWh | 8.51¢/kWh |
| Month | ZIP Code 89815 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.56 | 1.9 | 5.84 |
| Feb | 4.21 | 3 | 6.31 |
| Mar | 5.59 | 3.65 | 7.02 |
| Apr | 6.14 | 5.13 | 7.3 |
| May | 6.4 | 5.17 | 7.13 |
| Jun | 7.1 | 5.72 | 6.95 |
| Jul | 6.8 | 6.22 | 6.51 |
| Aug | 7.22 | 6.08 | 6.65 |
| Sep | 6.99 | 5.15 | 7.02 |
| Oct | 5.98 | 3.32 | 6.92 |
| Nov | 4.23 | 2.33 | 5.99 |
| Dec | 3.52 | 1.78 | 5.46 |