ZIP Code 89408 is associated with the U.S. city Fernley in Nevada (Lyon County). The current population estimate for the ZIP Code is 20,439. Median househould income in this region is $61,383, while about 7% of the population lives below the poverty line. The median age in 89408 is estimated to at 38.0 years, and about 20.4% of residents are aged 62 years and older. In this Nevada region, an estimated 87.4% have a high school degree or higher, and the per capita income is approximately $27,598.
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The median household income in ZIP Code 89408 is $61,383, while the region's mean household income is $72,434. Breaking income down further, per capita income in the region is $27,598. The per capita income in ZIP Code 89408 of $27,598 is approximately 12.55% less than the per capita income in the U.S. overall of $31,557. An estimated 7.0% of the population is living below the poverty line in this region. This rate is approximately 26.32% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 21.5% of the population in 89408 earn $50,000 to $74,999 per year, while an estimated 17.6% earn $100,000 to $149,999 per year, and 2.2% of 89408 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 2.4% |
| $10,000 to $14,999 per year | 3.6% |
| $15,000 to $24,999 per year | 7.7% |
| $25,000 to $34,999 per year | 8.4% |
| $35,000 to $49,999 per year | 16.7% |
| $50,000 to $74,999 per year | 21.5% |
| $75,000 to $99,999 per year | 17.3% |
| $100,000 to $149,999 per year | 17.6% |
| $150,000 to $199,999 per year | 2.5% |
| $200,000 or more per year | 2.2% |
Looking at race in the population that makes up ZIP Code 89408, 95.0% is one race, while 5.0% are two or more races. Approximately 18.9% of 89408 residents are hispanic or Latino (of any race). The most common race in 89408 (race alone or in combination with one or more other races), is White (88.7%), followed by Some other race (6.2%) .
| Industry | Percent |
|---|---|
| White | 88.7% |
| Black or African American | 4.6% |
| American Indian and Alaska Native | 2.6% |
| Asian | 2.4% |
| Native Hawaiian and Other Pacific Islander | 1.1% |
| Some other race | 6.2% |
Residents of ZIP Code 89408 are younger than average. The median age of 38.0 years in ZIP Code 89408 is approximately 0.26% lower than the overall median age in the U.S. of 38.1 years. About 75.9% of residents are aged 18 years and older, and 20.4% of residents are 62 years and over. Approximately 15.3% of the population in 89408 falls in the age group 25 to 34 years, while an estimated 12.3% are aged 45 to 54 years. On the low end of the scale, 1.1% of 89408 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 6.4% |
| 5 to 9 years | 7.4% |
| 10 to 14 years | 5.6% |
| 15 to 19 years | 7.4% |
| 20 to 24 years | 4.6% |
| 25 to 34 years | 15.3% |
| 35 to 44 years | 11.2% |
| 45 to 54 years | 12.3% |
| 55 to 59 years | 6.3% |
| 60 to 64 years | 7.0% |
| 65 to 74 years | 10.4% |
| 75 to 84 years | 5.0% |
| 85 years and over | 1.1% |
In ZIP Code 89408, 87.4% of the population graduated high school, while 13.0% have a bachelor's degree or higher. In this region, 3.3% achieved an education level less than 9th grade, while 3.2% hold a graduate or professional degree. Approximately 36.0% in this Lyon County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.3% |
| 9th to 12th grade, no diploma | 9.2% |
| High school graduate (includes equivalency) | 36.0% |
| Some college, no degree | 30.3% |
| Associate's degree | 8.1% |
| Bachelor's degree | 9.9% |
| Graduate or professional degree | 3.2% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 89408 is current access to health insurance, as an estimated 88.1% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 89408 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 88.1% |
| Risk Behavior | Percent of adults* |
|---|
In 89408, 59.7% of the population is in the labor force. Recent estimates place 2.3% as working from home, while the total labor force in the region has a mean travel to time to work of 27.7 minutes. Approximately 14.7% of the employed population 16 years and over in 89408 work in manufacturing, while an estimated 13.0% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.1% of 89408 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.2% |
| Construction | 8.9% |
| Manufacturing | 14.7% |
| Wholesale trade | 6.6% |
| Retail trade | 11.9% |
| Transportation and warehousing, and utilities | 11.9% |
| Information | 0.1% |
| Finance and insurance, and real estate and rental and leasing | 3.0% |
| Professional, scientific, management, and administrative | 7.4% |
| Educational services, and health care and social assistance | 13.0% |
| Arts, entertainment, and recreation, and accommodation and food services | 11.0% |
| Other services, except public administration | 4.7% |
| Public administration | 5.5% |
In ZIP Code 89408, 86.7% of the population lists "English only" as the language spoken in home, while 9.8% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.3% of homes, and other Indo-European languages are spoken in 1.4% of homes. Lastly, 0.8% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Lyon County region.
| Language Spoken | Percent |
|---|---|
| English only | 86.7% |
| Spanish | 9.8% |
| Other Indo-European languages | 1.3% |
| Asian and Pacific Islander languages | 1.4% |
| Other languages | 0.8% |
Regarding the age of homes in ZIP Code 89408, an estimated 43.4% of homes were built between 2000 and 2009. Additionally, 21.6% of homes in the region were built between 1990 and 1999, while an estimated 0.1% of homes were built in 1939 or earlier in this Lyon County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 3.0% |
| Built between 2010 and 2013 | 1.1% |
| Built between 2000 and 2009 | 43.4% |
| Built between 1990 and 1999 | 21.6% |
| Built between 1980 and 1989 | 14.6% |
| Built between 1970 and 1979 | 10.9% |
| Built between 1960 and 1969 | 3.8% |
| Built between 1950 and 1959 | 0.6% |
| Built between 1940 and 1949 | 0.6% |
| Built in 1939 or earlier | 0.1% |
Regarding consumer complaints about financial products in ZIP Code 89408, credit reporting or other personal consumer reports have received the most complaints in 89408 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Lyon County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 54 |
| Credit reporting or credit repair services | 49 |
| Debt collection | 14 |
| Credit card or prepaid card | 11 |
| Mortgage | 10 |
| Other | 16 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 89 |
| Incorrect information on your report | 10 |
| Problem when making payments | 8 |
| Trouble during payment process | 8 |
| Attempts to collect debt not owed | 6 |
| Other | 33 |
Regarding solar power potential, ZIP Code 89408 has an average daily solar radiation level of 6.14 kWh/m2/day. This is approximately 49.03% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 6.83% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 89408 | 11.05¢/kWh | 9.65¢/kWh | 4.26¢/kWh |
| Nevada | 13.73¢/kWh | 10.07¢/kWh | 9.56¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 89408 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.1 | 1.9 | 5.84 |
| Feb | 5.09 | 3 | 6.31 |
| Mar | 6.41 | 3.65 | 7.02 |
| Apr | 6.77 | 5.13 | 7.3 |
| May | 7.09 | 5.17 | 7.13 |
| Jun | 7.33 | 5.72 | 6.95 |
| Jul | 7.35 | 6.22 | 6.51 |
| Aug | 7.49 | 6.08 | 6.65 |
| Sep | 7.4 | 5.15 | 7.02 |
| Oct | 6.36 | 3.32 | 6.92 |
| Nov | 4.63 | 2.33 | 5.99 |
| Dec | 3.6 | 1.78 | 5.46 |