ZIP Code 88345 is associated with the U.S. city Ruidoso in New Mexico (Lincoln County). The current population estimate for the ZIP Code is 8,546. The median household income is approximately $51,034, and an estimated 1% of the population is living below the poverty line. It is estimated that about 28.2% of residents in this New Mexico region hold a bachelor's degree or higher, while the per capita income is approximately $26,081. The median age in ZIP Code 88345 is approximately 49.3 years, with 32.6% of residents aged 62 years and older.
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The median household income in ZIP Code 88345 is $51,034, while the region's mean household income is $64,877. Breaking income down further, per capita income in the region is $26,081. The per capita income in ZIP Code 88345 of $26,081 is approximately 4.22% less than the per capita income in the U.S. overall of $27,230. An estimated 1.4% of the population is living below the poverty line in this region. This rate is approximately 85.26% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 22.8% of the population in 88345 earn $50,000 to $74,999 per year, while an estimated 16.6% earn $25,000 to $34,999 per year, and 2.3% of 88345 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 4.2% |
| $10,000 to $14,999 per year | 2.6% |
| $15,000 to $24,999 per year | 14.3% |
| $25,000 to $34,999 per year | 16.6% |
| $35,000 to $49,999 per year | 11.1% |
| $50,000 to $74,999 per year | 22.8% |
| $75,000 to $99,999 per year | 7.6% |
| $100,000 to $149,999 per year | 14.6% |
| $150,000 to $199,999 per year | 3.8% |
| $200,000 or more per year | 2.3% |
Looking at race in the population that makes up ZIP Code 88345, 98.0% is one race, while 2.0% are two or more races. Approximately 36.7% of 88345 residents are hispanic or Latino (of any race). The most common race in 88345 (race alone or in combination with one or more other races), is White (98.7%), followed by Black or African American (1.3%) .
| Industry | Percent |
|---|---|
| White | 98.7% |
| Black or African American | 1.3% |
| American Indian and Alaska Native | 0.3% |
| Asian | 1.0% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.8% |
Residents of ZIP Code 88345 are older than average. The median age of 49.3 years in ZIP Code 88345 is approximately 29.4% higher than the overall median age in the U.S. of 38.1 years. About 82.3% of residents are aged 18 years and older, and 32.6% of residents are 62 years and over. Approximately 16.2% of the population in 88345 falls in the age group 65 to 74 years, while an estimated 11.5% are aged 45 to 54 years. On the low end of the scale, 1.3% of 88345 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.9% |
| 5 to 9 years | 4.9% |
| 10 to 14 years | 4.6% |
| 15 to 19 years | 3.3% |
| 20 to 24 years | 8.6% |
| 25 to 34 years | 9.5% |
| 35 to 44 years | 9.6% |
| 45 to 54 years | 11.5% |
| 55 to 59 years | 8.9% |
| 60 to 64 years | 8.2% |
| 65 to 74 years | 16.2% |
| 75 to 84 years | 8.4% |
| 85 years and over | 1.3% |
In ZIP Code 88345, 88.7% of the population graduated high school, while 28.2% have a bachelor's degree or higher. In this region, 4.7% achieved an education level less than 9th grade, while 8.3% hold a graduate or professional degree. Approximately 28.8% in this Lincoln County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 4.7% |
| 9th to 12th grade, no diploma | 6.6% |
| High school graduate (includes equivalency) | 28.8% |
| Some college, no degree | 24.2% |
| Associate's degree | 7.5% |
| Bachelor's degree | 19.9% |
| Graduate or professional degree | 8.3% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 88345 is current access to health insurance, as an estimated 89.6% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 88345 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 89.6% |
| Risk Behavior | Percent of adults* |
|---|
In 88345, 55.3% of the population is in the labor force. Recent estimates place 4.8% as working from home, while the total labor force in the region has a mean travel to time to work of 15.3 minutes. Approximately 22.5% of the employed population 16 years and over in 88345 work in arts, entertainment, and recreation, and accommodation and food services, while an estimated 18.9% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.0% of 88345 workers 16 years and over work in manufacturing.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.4% |
| Construction | 17.5% |
| Manufacturing | 0.0% |
| Wholesale trade | 2.1% |
| Retail trade | 14.3% |
| Transportation and warehousing, and utilities | 1.1% |
| Information | 1.4% |
| Finance and insurance, and real estate and rental and leasing | 2.6% |
| Professional, scientific, management, and administrative | 6.8% |
| Educational services, and health care and social assistance | 18.9% |
| Arts, entertainment, and recreation, and accommodation and food services | 22.5% |
| Other services, except public administration | 7.0% |
| Public administration | 4.4% |
In ZIP Code 88345, 72.9% of the population lists "English only" as the language spoken in home, while 26.6% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.0% of homes, and other Indo-European languages are spoken in 0.5% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Lincoln County region.
| Language Spoken | Percent |
|---|---|
| English only | 72.9% |
| Spanish | 26.6% |
| Other Indo-European languages | 0.0% |
| Asian and Pacific Islander languages | 0.5% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 88345, an estimated 28.7% of homes were built between 1970 and 1979. Additionally, 22.0% of homes in the region were built between 1980 and 1989, while an estimated 0.7% of homes were built in 2014 or later in this Lincoln County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.7% |
| Built between 2010 and 2013 | 1.2% |
| Built between 2000 and 2009 | 9.1% |
| Built between 1990 and 1999 | 16.2% |
| Built between 1980 and 1989 | 22.0% |
| Built between 1970 and 1979 | 28.7% |
| Built between 1960 and 1969 | 10.1% |
| Built between 1950 and 1959 | 7.0% |
| Built between 1940 and 1949 | 3.5% |
| Built in 1939 or earlier | 1.6% |
Regarding consumer complaints about financial products in ZIP Code 88345, credit reporting or other personal consumer reports have received the most complaints in 88345 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Lincoln County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 12 |
| Credit reporting or credit repair services | 7 |
| Credit card or prepaid card | 1 |
| Debt collection | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 11 |
| Improper use of your report | 6 |
| Problem with a credit reporting company's investigation | 2 |
| Getting a credit card | 1 |
| Written notification about debt | 1 |
Regarding solar power potential, ZIP Code 88345 has an average daily solar radiation level of 6.26 kWh/m2/day. This is approximately 51.94% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 5.01% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 88345 | 12.31¢/kWh | 10.2¢/kWh | 5.87¢/kWh |
| New Mexico | 15.61¢/kWh | 10.42¢/kWh | 5.56¢/kWh |
| United States | 16.83¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 88345 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 6.1 | 1.9 | 5.84 |
| Feb | 6.72 | 3 | 6.31 |
| Mar | 6.99 | 3.65 | 7.02 |
| Apr | 7.07 | 5.13 | 7.3 |
| May | 6.67 | 5.17 | 7.13 |
| Jun | 5.98 | 5.72 | 6.95 |
| Jul | 5.18 | 6.22 | 6.51 |
| Aug | 5.31 | 6.08 | 6.65 |
| Sep | 6.06 | 5.15 | 7.02 |
| Oct | 6.72 | 3.32 | 6.92 |
| Nov | 6.36 | 2.33 | 5.99 |
| Dec | 5.99 | 1.78 | 5.46 |