ZIP Code 81428 is associated with the U.S. city Paonia in Colorado (Delta County). The current population estimate for the ZIP Code is 3,214. Median househould income in this region is $50,298, while about 8% of the population lives below the poverty line. The median age in 81428 is estimated to at 54.2 years, and about 35.4% of residents are aged 62 years and older. In this Colorado region, an estimated 94.3% hold a high school degree or higher, and the per capita income is approximately $34,821.
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The median household income in ZIP Code 81428 is $50,298, while the region's mean household income is $75,541. Breaking income down further, per capita income in the region is $34,821. The per capita income in ZIP Code 81428 of $34,821 is approximately 8.91% less than the per capita income in the U.S. overall of $38,226. An estimated 8.2% of the population is living below the poverty line in this region. This rate is approximately 13.68% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 17.9% of the population in 81428 earn $35,000 to $49,999 per year, while an estimated 15.9% earn $50,000 to $74,999 per year, and 3.7% of 81428 residents earn $150,000 to $199,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 6.3% |
| $10,000 to $14,999 per year | 6.5% |
| $15,000 to $24,999 per year | 10.0% |
| $25,000 to $34,999 per year | 9.2% |
| $35,000 to $49,999 per year | 17.9% |
| $50,000 to $74,999 per year | 15.9% |
| $75,000 to $99,999 per year | 12.9% |
| $100,000 to $149,999 per year | 10.0% |
| $150,000 to $199,999 per year | 3.7% |
| $200,000 or more per year | 7.6% |
Looking at race in the population that makes up ZIP Code 81428, 99.2% is one race, while 0.8% are two or more races. Approximately 5.5% of 81428 residents are hispanic or Latino (of any race). The most common race in 81428 (race alone or in combination with one or more other races), is White (98.3%), followed by Asian (1.4%) .
| Industry | Percent |
|---|---|
| White | 98.3% |
| Black or African American | 0.0% |
| American Indian and Alaska Native | 1.1% |
| Asian | 1.4% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.0% |
Residents of ZIP Code 81428 are older than average. The median age of 54.2 years in ZIP Code 81428 is approximately 42.26% higher than the overall median age in the U.S. of 38.1 years. About 82.5% of residents are aged 18 years and older, and 35.4% of residents are 62 years and over. Approximately 16.1% of the population in 81428 falls in the age group 65 to 74 years, while an estimated 12.3% are aged 45 to 54 years. On the low end of the scale, 2.7% of 81428 residents are aged 5 to 9 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.8% |
| 5 to 9 years | 2.7% |
| 10 to 14 years | 6.0% |
| 15 to 19 years | 5.3% |
| 20 to 24 years | 4.8% |
| 25 to 34 years | 5.8% |
| 35 to 44 years | 8.9% |
| 45 to 54 years | 12.3% |
| 55 to 59 years | 10.5% |
| 60 to 64 years | 8.6% |
| 65 to 74 years | 16.1% |
| 75 to 84 years | 9.2% |
| 85 years and over | 4.0% |
In ZIP Code 81428, 94.3% of the population graduated high school, while 33.9% have a bachelor's degree or higher. In this region, 2.2% achieved an education level less than 9th grade, while 12.8% hold a graduate or professional degree. Approximately 32.5% in this Delta County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.2% |
| 9th to 12th grade, no diploma | 3.5% |
| High school graduate (includes equivalency) | 32.5% |
| Some college, no degree | 21.0% |
| Associate's degree | 6.9% |
| Bachelor's degree | 21.1% |
| Graduate or professional degree | 12.8% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 81428 is current access to health insurance, as an estimated 91.7% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 81428 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 91.7% |
| Risk Behavior | Percent of adults* |
|---|
In 81428, 52.7% of the population is in the labor force. Recent estimates place 17.7% as working from home, while the total labor force in the region has a mean travel to time to work of 26.5 minutes. Approximately 24.7% of the employed population 16 years and over in 81428 work in agriculture, forestry, fishing and hunting, and mining, while an estimated 20.9% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.0% of 81428 workers 16 years and over work in wholesale trade.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 24.7% |
| Construction | 12.3% |
| Manufacturing | 3.8% |
| Wholesale trade | 0.0% |
| Retail trade | 9.3% |
| Transportation and warehousing, and utilities | 1.8% |
| Information | 3.9% |
| Finance and insurance, and real estate and rental and leasing | 2.5% |
| Professional, scientific, management, and administrative | 11.1% |
| Educational services, and health care and social assistance | 20.9% |
| Arts, entertainment, and recreation, and accommodation and food services | 5.3% |
| Other services, except public administration | 3.3% |
| Public administration | 1.2% |
In ZIP Code 81428, 96.5% of the population lists "English only" as the language spoken in home, while 3.2% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.3% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Delta County region.
| Language Spoken | Percent |
|---|---|
| English only | 96.5% |
| Spanish | 3.2% |
| Other Indo-European languages | 0.3% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 81428, an estimated 29.1% of homes were built in 1939 or earlier. Additionally, 19.0% of homes in the region were built between 1970 and 1979, while an estimated 0.4% of homes were built between 2010 and 2013 in this Delta County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.5% |
| Built between 2010 and 2013 | 0.4% |
| Built between 2000 and 2009 | 12.2% |
| Built between 1990 and 1999 | 15.0% |
| Built between 1980 and 1989 | 9.2% |
| Built between 1970 and 1979 | 19.0% |
| Built between 1960 and 1969 | 3.3% |
| Built between 1950 and 1959 | 6.0% |
| Built between 1940 and 1949 | 4.3% |
| Built in 1939 or earlier | 29.1% |
Regarding consumer complaints about financial products in ZIP Code 81428, credit reporting or other personal consumer reports have received the most complaints in 81428 in the past 12 months. Checking or savings account received the second most complaints. The most frequent complaint overall in this Delta County region was problem with a company's investigation into an existing problem.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 3 |
| Checking or savings account | 1 |
| Credit card or prepaid card | 1 |
| Credit reporting or credit repair services | 1 |
| Mortgage | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Problem with a company's investigation into an existing problem | 3 |
| Closing an account | 1 |
| Problem with a credit reporting company's investigation | 1 |
| Problem with a purchase shown on your statement | 1 |
| Trouble during payment process | 1 |
Regarding solar power potential, ZIP Code 81428 has an average daily solar radiation level of 5.74 kWh/m2/day. This is approximately 39.32% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 12.9% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 81428 | 12.48¢/kWh | 11.4¢/kWh | 8.1¢/kWh |
| Colorado | 15.01¢/kWh | 11.01¢/kWh | 8.6¢/kWh |
| United States | 15.95¢/kWh | 12.89¢/kWh | 8.32¢/kWh |
| Month | ZIP Code 81428 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.42 | 1.9 | 5.84 |
| Feb | 5.07 | 3 | 6.31 |
| Mar | 5.92 | 3.65 | 7.02 |
| Apr | 6.12 | 5.13 | 7.3 |
| May | 6.32 | 5.17 | 7.13 |
| Jun | 6.71 | 5.72 | 6.95 |
| Jul | 6.61 | 6.22 | 6.51 |
| Aug | 6.55 | 6.08 | 6.65 |
| Sep | 6.62 | 5.15 | 7.02 |
| Oct | 5.68 | 3.32 | 6.92 |
| Nov | 4.85 | 2.33 | 5.99 |
| Dec | 3.98 | 1.78 | 5.46 |