The U.S. ZIP Code 78628 is associated with Georgetown, TX in Williamson County. About 24.0% of residents in ZIP Code 78628 are aged 62 years and older, and the region has a median age of 43.9 years. It is estimated that about 42.7% of residents in this Texas region hold a bachelor's degree or higher, while the per capita income is approximately $44,439. Median househould income in this region is $95,238, while about 4% of the population lives below the poverty line. The current population estimate for this region is 35,601.
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The median household income in ZIP Code 78628 is $95,238, while the region's mean household income is $122,248. Breaking income down further, per capita income in the region is $44,439. The per capita income in ZIP Code 78628 of $44,439 is approximately 42.08% more than the per capita income in Texas overall of $31,277. An estimated 3.8% of the population is living below the poverty line in this region. This rate is approximately 60% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 21.4% of the population in 78628 earn $100,000 to $149,999 per year, while an estimated 17.8% earn $50,000 to $74,999 per year, and 2.2% of 78628 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 3.2% |
| $10,000 to $14,999 per year | 2.2% |
| $15,000 to $24,999 per year | 4.4% |
| $25,000 to $34,999 per year | 3.7% |
| $35,000 to $49,999 per year | 9.4% |
| $50,000 to $74,999 per year | 17.8% |
| $75,000 to $99,999 per year | 12.8% |
| $100,000 to $149,999 per year | 21.4% |
| $150,000 to $199,999 per year | 10.1% |
| $200,000 or more per year | 15.2% |
Residents of ZIP Code 78628 are older than average. The median age of 43.9 years in ZIP Code 78628 is approximately 15.22% higher than the overall median age in the U.S. of 38.1 years. About 77.3% of residents are aged 18 years and older, and 24.0% of residents are 62 years and over. Approximately 13.1% of the population in 78628 falls in the age group 45 to 54 years, while an estimated 12.9% are aged 65 to 74 years. On the low end of the scale, 2.4% of 78628 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 6.4% |
| 5 to 9 years | 5.5% |
| 10 to 14 years | 6.4% |
| 15 to 19 years | 6.9% |
| 20 to 24 years | 4.4% |
| 25 to 34 years | 10.0% |
| 35 to 44 years | 12.7% |
| 45 to 54 years | 13.1% |
| 55 to 59 years | 8.5% |
| 60 to 64 years | 6.1% |
| 65 to 74 years | 12.9% |
| 75 to 84 years | 4.6% |
| 85 years and over | 2.4% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 78628 is current access to health insurance, as an estimated 89% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 78628 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 89% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 78628, 94.7% of the population graduated high school, while 42.7% have a bachelor's degree or higher. In this region, 2.2% achieved an education level less than 9th grade, while 15.1% hold a graduate or professional degree. Approximately 19.6% in this Williamson County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.2% |
| 9th to 12th grade, no diploma | 3.2% |
| High school graduate (includes equivalency) | 19.6% |
| Some college, no degree | 24.1% |
| Associate's degree | 8.3% |
| Bachelor's degree | 27.6% |
| Graduate or professional degree | 15.1% |
Looking at race in the population that makes up ZIP Code 78628, 96.9% is one race, while 3.1% are two or more races. Approximately 18.4% of 78628 residents are hispanic or Latino (of any race). The most common race in 78628 (race alone or in combination with one or more other races), is White (94.8%), followed by Black or African American (4.8%) .
| Industry | Percent |
|---|---|
| White | 94.8% |
| Black or African American | 4.8% |
| American Indian and Alaska Native | 2.4% |
| Asian | 1.5% |
| Native Hawaiian and Other Pacific Islander | 0.3% |
| Some other race | 1.4% |
In ZIP Code 78628, 87.6% of the population lists "English only" as the language spoken in home, while 10.4% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.0% of homes, and other Indo-European languages are spoken in 0.5% of homes. Lastly, 0.5% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Williamson County region.
| Language Spoken | Percent |
|---|---|
| English only | 87.6% |
| Spanish | 10.4% |
| Other Indo-European languages | 1.0% |
| Asian and Pacific Islander languages | 0.5% |
| Other languages | 0.5% |
The median home value in ZIP Code 78628 in January 2025 comes in at $495,528. The January 2025 value is approximately -1% lower than the $499,121 median value in August 2024, and -2% lower than the $504,481 median value in February 2024. Regarding the age of homes in ZIP Code 78628, an estimated 21.3% of homes were built between 1990 and 1999. Additionally, 20.3% of homes in the region were built between 1980 and 1989, while an estimated 0.5% of homes were built between 1960 and 1969 in this Williamson County region.
| Month | Home value |
|---|---|
| Jan 2025 | $495,528 |
| Dec 2024 | $496,553 |
| Nov 2024 | $497,224 |
| Oct 2024 | $497,278 |
| Sep 2024 | $497,849 |
| Aug 2024 | $499,121 |
| Jul 2024 | $501,095 |
| Jun 2024 | $503,284 |
| May 2024 | $504,426 |
| Apr 2024 | $504,366 |
| Mar 2024 | $503,748 |
| Feb 2024 | $504,481 |
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 18.5% |
| Built between 2010 and 2013 | 3.6% |
| Built between 2000 and 2009 | 20.0% |
| Built between 1990 and 1999 | 21.3% |
| Built between 1980 and 1989 | 20.3% |
| Built between 1970 and 1979 | 13.7% |
| Built between 1960 and 1969 | 0.5% |
| Built between 1950 and 1959 | 0.7% |
| Built between 1940 and 1949 | 0.7% |
| Built in 1939 or earlier | 0.7% |
Regarding solar power potential, ZIP Code 78628 has an average daily solar radiation level of 5.57 kWh/m2/day. This is approximately 35.19% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 15.48% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 78628 | 11.02¢/kWh | 9.8¢/kWh | 7.2¢/kWh |
| Texas | 14.89¢/kWh | 8.64¢/kWh | 6.59¢/kWh |
| United States | 16.44¢/kWh | 13.09¢/kWh | 8.23¢/kWh |
| Month | ZIP Code 78628 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.83 | 1.9 | 5.84 |
| Feb | 5.44 | 3 | 6.31 |
| Mar | 5.61 | 3.65 | 7.02 |
| Apr | 5.55 | 5.13 | 7.3 |
| May | 5.44 | 5.17 | 7.13 |
| Jun | 5.77 | 5.72 | 6.95 |
| Jul | 6.09 | 6.22 | 6.51 |
| Aug | 6.34 | 6.08 | 6.65 |
| Sep | 6.22 | 5.15 | 7.02 |
| Oct | 5.73 | 3.32 | 6.92 |
| Nov | 5.16 | 2.33 | 5.99 |
| Dec | 4.68 | 1.78 | 5.46 |
In 78628, 60.5% of the population is in the labor force. Recent estimates place 8.9% as working from home, while the total labor force in the region has a mean travel to time to work of 29.0 minutes. Approximately 24.3% of the employed population 16 years and over in 78628 work in educational services, and health care and social assistance, while an estimated 13.4% work in professional, scientific, management, and administrative. On the lower end of the scale, just 1.8% of 78628 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.8% |
| Construction | 8.7% |
| Manufacturing | 7.6% |
| Wholesale trade | 3.5% |
| Retail trade | 9.8% |
| Transportation and warehousing, and utilities | 2.9% |
| Information | 2.4% |
| Finance and insurance, and real estate and rental and leasing | 6.6% |
| Professional, scientific, management, and administrative | 13.4% |
| Educational services, and health care and social assistance | 24.3% |
| Arts, entertainment, and recreation, and accommodation and food services | 6.8% |
| Other services, except public administration | 5.5% |
| Public administration | 6.6% |
Regarding consumer complaints about financial products in ZIP Code 78628, credit reporting or other personal consumer reports have received the most complaints in 78628 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Williamson County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 344 |
| Credit reporting or credit repair services | 209 |
| Debt collection | 51 |
| Mortgage | 24 |
| Checking or savings account | 22 |
| Other | 42 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 200 |
| Improper use of your report | 195 |
| Problem with a credit reporting company's investigation | 92 |
| Problem with a company's investigation into an existing problem | 68 |
| Attempts to collect debt not owed | 24 |
| Other | 113 |