The U.S. ZIP Code 78163 is associated with Bulverde, TX in Comal County. It is estimated that about 40.3% of residents in this Texas region hold a bachelor's degree or higher, while the per capita income is approximately $45,870. The median age in the 78163 ZIP Code is 44.6 years, with 21.5% of residents aged 62 years and older. Median househould income is at $122,868, with an estimated 4% of the population living below the poverty line. The current population estimate for this region is 12,874.
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The median household income in ZIP Code 78163 is $122,868, while the region's mean household income is $134,922. Breaking income down further, per capita income in the region is $45,870. The per capita income in ZIP Code 78163 of $45,870 is approximately 46.66% more than the per capita income in Texas overall of $31,277. An estimated 4.3% of the population is living below the poverty line in this region. This rate is approximately 54.74% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 24.2% of the population in 78163 earn $100,000 to $149,999 per year, while an estimated 19.4% earn $200,000 or more per year, and 2.0% of 78163 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 2.6% |
| $10,000 to $14,999 per year | 2.0% |
| $15,000 to $24,999 per year | 2.7% |
| $25,000 to $34,999 per year | 7.7% |
| $35,000 to $49,999 per year | 5.1% |
| $50,000 to $74,999 per year | 10.0% |
| $75,000 to $99,999 per year | 11.2% |
| $100,000 to $149,999 per year | 24.2% |
| $150,000 to $199,999 per year | 15.0% |
| $200,000 or more per year | 19.4% |
Residents of ZIP Code 78163 are older than average. The median age of 44.6 years in ZIP Code 78163 is approximately 17.06% higher than the overall median age in the U.S. of 38.1 years. About 74.2% of residents are aged 18 years and older, and 21.5% of residents are 62 years and over. Approximately 16.6% of the population in 78163 falls in the age group 45 to 54 years, while an estimated 13.1% are aged 35 to 44 years. On the low end of the scale, 1.8% of 78163 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 2.6% |
| 5 to 9 years | 6.5% |
| 10 to 14 years | 11.4% |
| 15 to 19 years | 7.4% |
| 20 to 24 years | 3.2% |
| 25 to 34 years | 6.4% |
| 35 to 44 years | 13.1% |
| 45 to 54 years | 16.6% |
| 55 to 59 years | 7.5% |
| 60 to 64 years | 8.0% |
| 65 to 74 years | 10.4% |
| 75 to 84 years | 5.0% |
| 85 years and over | 1.8% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 78163 is current access to health insurance, as an estimated 87.5% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 78163 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 87.5% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 78163, 94.2% of the population graduated high school, while 40.3% have a bachelor's degree or higher. In this region, 3.3% achieved an education level less than 9th grade, while 13.6% hold a graduate or professional degree. Approximately 24.0% in this Comal County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.3% |
| 9th to 12th grade, no diploma | 2.4% |
| High school graduate (includes equivalency) | 24.0% |
| Some college, no degree | 21.7% |
| Associate's degree | 8.2% |
| Bachelor's degree | 26.7% |
| Graduate or professional degree | 13.6% |
Looking at race in the population that makes up ZIP Code 78163, 97.5% is one race, while 2.5% are two or more races. Approximately 26.9% of 78163 residents are hispanic or Latino (of any race). The most common race in 78163 (race alone or in combination with one or more other races), is White (89.1%), followed by Some other race (10.0%) .
| Industry | Percent |
|---|---|
| White | 89.1% |
| Black or African American | 0.3% |
| American Indian and Alaska Native | 2.0% |
| Asian | 0.9% |
| Native Hawaiian and Other Pacific Islander | 0.1% |
| Some other race | 10.0% |
In ZIP Code 78163, 79.7% of the population lists "English only" as the language spoken in home, while 17.7% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.8% of homes, and other Indo-European languages are spoken in 0.2% of homes. Lastly, 0.6% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Comal County region.
| Language Spoken | Percent |
|---|---|
| English only | 79.7% |
| Spanish | 17.7% |
| Other Indo-European languages | 1.8% |
| Asian and Pacific Islander languages | 0.2% |
| Other languages | 0.6% |
Regarding the age of homes in ZIP Code 78163, an estimated 28.8% of homes were built between 2000 and 2009. Additionally, 27.5% of homes in the region were built between 1990 and 1999, while an estimated 0.9% of homes were built between 1940 and 1949 in this Comal County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 13.8% |
| Built between 2010 and 2013 | 6.4% |
| Built between 2000 and 2009 | 28.8% |
| Built between 1990 and 1999 | 27.5% |
| Built between 1980 and 1989 | 8.5% |
| Built between 1970 and 1979 | 7.8% |
| Built between 1960 and 1969 | 2.3% |
| Built between 1950 and 1959 | 1.7% |
| Built between 1940 and 1949 | 0.9% |
| Built in 1939 or earlier | 2.4% |
Regarding solar power potential, ZIP Code 78163 has an average daily solar radiation level of 5.38 kWh/m2/day. This is approximately 30.58% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 18.36% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 78163 | 9.24¢/kWh | 7.67¢/kWh | 6.47¢/kWh |
| Texas | 14.83¢/kWh | 9.14¢/kWh | 6.55¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 78163 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.75 | 1.9 | 5.84 |
| Feb | 5.25 | 3 | 6.31 |
| Mar | 5.33 | 3.65 | 7.02 |
| Apr | 5.47 | 5.13 | 7.3 |
| May | 5.24 | 5.17 | 7.13 |
| Jun | 5.53 | 5.72 | 6.95 |
| Jul | 5.82 | 6.22 | 6.51 |
| Aug | 6.06 | 6.08 | 6.65 |
| Sep | 5.85 | 5.15 | 7.02 |
| Oct | 5.99 | 3.32 | 6.92 |
| Nov | 4.95 | 2.33 | 5.99 |
| Dec | 4.25 | 1.78 | 5.46 |
In 78163, 57.6% of the population is in the labor force. Recent estimates place 7.8% as working from home, while the total labor force in the region has a mean travel to time to work of 38.3 minutes. Approximately 20.6% of the employed population 16 years and over in 78163 work in educational services, and health care and social assistance, while an estimated 14.2% work in professional, scientific, management, and administrative. On the lower end of the scale, just 1.7% of 78163 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.7% |
| Construction | 8.3% |
| Manufacturing | 3.8% |
| Wholesale trade | 6.2% |
| Retail trade | 13.5% |
| Transportation and warehousing, and utilities | 3.9% |
| Information | 1.9% |
| Finance and insurance, and real estate and rental and leasing | 9.2% |
| Professional, scientific, management, and administrative | 14.2% |
| Educational services, and health care and social assistance | 20.6% |
| Arts, entertainment, and recreation, and accommodation and food services | 5.6% |
| Other services, except public administration | 6.4% |
| Public administration | 4.8% |
Regarding consumer complaints about financial products in ZIP Code 78163, credit reporting or other personal consumer reports have received the most complaints in 78163 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Comal County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 67 |
| Credit reporting or credit repair services | 39 |
| Debt collection | 8 |
| Checking or savings account | 6 |
| Money transfer, virtual currency, or money service | 2 |
| Other | 2 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 53 |
| Problem with a company's investigation into an existing problem | 23 |
| Improper use of your report | 21 |
| Problem with a credit reporting company's investigation | 9 |
| Attempts to collect debt not owed | 8 |
| Other | 10 |