The U.S. ZIP Code 78045 is associated with Laredo, TX in Webb County. It is estimated that about 35.2% of residents in this Texas region hold a bachelor's degree or higher, while the per capita income is approximately $27,637. The median household income is approximately $75,073, and an estimated 10% of the population is living below the poverty line. The median age in ZIP Code 78045 is approximately 31.5 years, and 9.5% of the region's residents are aged 62 years and older. The current population estimate for this region is 66,685.
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The median household income in ZIP Code 78045 is $75,073, while the region's mean household income is $92,701. Breaking income down further, per capita income in the region is $27,637. The per capita income in ZIP Code 78045 of $27,637 is approximately 11.64% less than the per capita income in the U.S. overall of $31,277. An estimated 10.2% of the population is living below the poverty line in this region. This rate is approximately7.37% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 23.1% of the population in 78045 earn $100,000 to $149,999 per year, while an estimated 20.5% earn $50,000 to $74,999 per year, and 2.3% of 78045 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 5.4% |
| $10,000 to $14,999 per year | 2.3% |
| $15,000 to $24,999 per year | 5.7% |
| $25,000 to $34,999 per year | 4.9% |
| $35,000 to $49,999 per year | 11.1% |
| $50,000 to $74,999 per year | 20.5% |
| $75,000 to $99,999 per year | 13.6% |
| $100,000 to $149,999 per year | 23.1% |
| $150,000 to $199,999 per year | 6.1% |
| $200,000 or more per year | 7.2% |
Residents of ZIP Code 78045 are younger than average. The median age of 31.5 years in ZIP Code 78045 is approximately 17.32% lower than the overall median age in the U.S. of 38.1 years. About 68.3% of residents are aged 18 years and older, and 9.5% of residents are 62 years and over. Approximately 16.6% of the population in 78045 falls in the age group 35 to 44 years, while an estimated 13.0% are aged 45 to 54 years. On the low end of the scale, 0.8% of 78045 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 7.9% |
| 5 to 9 years | 8.3% |
| 10 to 14 years | 10.0% |
| 15 to 19 years | 8.7% |
| 20 to 24 years | 7.3% |
| 25 to 34 years | 12.2% |
| 35 to 44 years | 16.6% |
| 45 to 54 years | 13.0% |
| 55 to 59 years | 4.7% |
| 60 to 64 years | 4.6% |
| 65 to 74 years | 4.2% |
| 75 to 84 years | 1.6% |
| 85 years and over | 0.8% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 78045 is current access to health insurance, as an estimated 70.9% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 78045 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 70.9% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 78045, 85.3% of the population graduated high school, while 35.2% have a bachelor's degree or higher. In this region, 6.8% achieved an education level less than 9th grade, while 9.7% hold a graduate or professional degree. Approximately 21.1% in this Webb County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 6.8% |
| 9th to 12th grade, no diploma | 7.9% |
| High school graduate (includes equivalency) | 21.1% |
| Some college, no degree | 19.7% |
| Associate's degree | 9.3% |
| Bachelor's degree | 25.5% |
| Graduate or professional degree | 9.7% |
Looking at race in the population that makes up ZIP Code 78045, 99.3% is one race, while 0.7% are two or more races. Approximately 92.9% of 78045 residents are hispanic or Latino (of any race). The most common race in 78045 (race alone or in combination with one or more other races), is White (96.5%), followed by Some other race (2.5%) .
| Industry | Percent |
|---|---|
| White | 96.5% |
| Black or African American | 0.5% |
| American Indian and Alaska Native | 0.3% |
| Asian | 0.8% |
| Native Hawaiian and Other Pacific Islander | 0.2% |
| Some other race | 2.5% |
In ZIP Code 78045, 17.1% of the population lists "English only" as the language spoken in home, while 82.1% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.1% of homes, and other Indo-European languages are spoken in 0.7% of homes. Lastly, 0.1% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Webb County region.
| Language Spoken | Percent |
|---|---|
| English only | 17.1% |
| Spanish | 82.1% |
| Other Indo-European languages | 0.1% |
| Asian and Pacific Islander languages | 0.7% |
| Other languages | 0.1% |
Regarding the age of homes in ZIP Code 78045, an estimated 38.4% of homes were built between 2000 and 2009. Additionally, 28.1% of homes in the region were built between 1990 and 1999, while an estimated 0.1% of homes were built between 1940 and 1949 in this Webb County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 7.1% |
| Built between 2010 and 2013 | 8.0% |
| Built between 2000 and 2009 | 38.4% |
| Built between 1990 and 1999 | 28.1% |
| Built between 1980 and 1989 | 11.1% |
| Built between 1970 and 1979 | 3.3% |
| Built between 1960 and 1969 | 2.2% |
| Built between 1950 and 1959 | 1.3% |
| Built between 1940 and 1949 | 0.1% |
| Built in 1939 or earlier | 0.4% |
Regarding solar power potential, ZIP Code 78045 has an average daily solar radiation level of 5.74 kWh/m2/day. This is approximately 39.32% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 12.9% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 78045 | 10.98¢/kWh | 8.16¢/kWh | 5.57¢/kWh |
| Texas | 14.83¢/kWh | 9.14¢/kWh | 6.55¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 78045 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 5.27 | 1.9 | 5.84 |
| Feb | 5.88 | 3 | 6.31 |
| Mar | 5.58 | 3.65 | 7.02 |
| Apr | 5.85 | 5.13 | 7.3 |
| May | 5.7 | 5.17 | 7.13 |
| Jun | 5.74 | 5.72 | 6.95 |
| Jul | 5.77 | 6.22 | 6.51 |
| Aug | 6.36 | 6.08 | 6.65 |
| Sep | 6.09 | 5.15 | 7.02 |
| Oct | 6.45 | 3.32 | 6.92 |
| Nov | 5.29 | 2.33 | 5.99 |
| Dec | 4.95 | 1.78 | 5.46 |
In 78045, 69.8% of the population is in the labor force. Recent estimates place 3.0% as working from home, while the total labor force in the region has a mean travel to time to work of 18.4 minutes. Approximately 26.9% of the employed population 16 years and over in 78045 work in educational services, and health care and social assistance, while an estimated 17.8% work in transportation and warehousing, and utilities. On the lower end of the scale, just 1.1% of 78045 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.8% |
| Construction | 3.3% |
| Manufacturing | 1.7% |
| Wholesale trade | 4.7% |
| Retail trade | 11.9% |
| Transportation and warehousing, and utilities | 17.8% |
| Information | 1.1% |
| Finance and insurance, and real estate and rental and leasing | 4.6% |
| Professional, scientific, management, and administrative | 6.5% |
| Educational services, and health care and social assistance | 26.9% |
| Arts, entertainment, and recreation, and accommodation and food services | 6.3% |
| Other services, except public administration | 3.3% |
| Public administration | 10.1% |
Regarding consumer complaints about financial products in ZIP Code 78045, credit reporting or credit repair services have received the most complaints in 78045 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Webb County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 200 |
| Credit reporting or other personal consumer reports | 193 |
| Debt collection | 45 |
| Checking or savings account | 27 |
| Mortgage | 10 |
| Other | 28 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 202 |
| Improper use of your report | 145 |
| Problem with a credit reporting company's investigation | 33 |
| Attempts to collect debt not owed | 29 |
| Managing an account | 17 |
| Other | 77 |