The U.S. ZIP Code 78010 is associated with Center Point, TX in Kerr County. It is estimated that about 19.2% of residents in this Texas region hold a bachelor's degree or higher, while the per capita income is approximately $30,590. Approximately 14% of the population lives below the poverty line, while the median househould income sits at $60,755. The median age in ZIP Code 78010 is approximately 46.5 years, and 25.3% of the region's residents are aged 62 years and older. The current population estimate for this region is 3,493.
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The median household income in ZIP Code 78010 is $60,755, while the region's mean household income is $81,444. Breaking income down further, per capita income in the region is $30,590. The per capita income in ZIP Code 78010 of $30,590 is approximately 2.2% less than the per capita income in the U.S. overall of $31,277. An estimated 14.1% of the population is living below the poverty line in this region. This rate is approximately48.42% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 26.0% of the population in 78010 earn $50,000 to $74,999 per year, while an estimated 13.1% earn $35,000 to $49,999 per year, and 5.1% of 78010 residents earn less than $10,000 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 5.1% |
| $10,000 to $14,999 per year | 5.2% |
| $15,000 to $24,999 per year | 10.2% |
| $25,000 to $34,999 per year | 8.3% |
| $35,000 to $49,999 per year | 13.1% |
| $50,000 to $74,999 per year | 26.0% |
| $75,000 to $99,999 per year | 11.8% |
| $100,000 to $149,999 per year | 6.5% |
| $150,000 to $199,999 per year | 6.7% |
| $200,000 or more per year | 7.1% |
Residents of ZIP Code 78010 are older than average. The median age of 46.5 years in ZIP Code 78010 is approximately 22.05% higher than the overall median age in the U.S. of 38.1 years. About 78.6% of residents are aged 18 years and older, and 25.3% of residents are 62 years and over. Approximately 16.1% of the population in 78010 falls in the age group 45 to 54 years, while an estimated 13.8% are aged 65 to 74 years. On the low end of the scale, 1.7% of 78010 residents are aged 75 to 84 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 8.6% |
| 5 to 9 years | 4.3% |
| 10 to 14 years | 5.3% |
| 15 to 19 years | 4.6% |
| 20 to 24 years | 10.9% |
| 25 to 34 years | 7.2% |
| 35 to 44 years | 7.7% |
| 45 to 54 years | 16.1% |
| 55 to 59 years | 7.5% |
| 60 to 64 years | 10.4% |
| 65 to 74 years | 13.8% |
| 75 to 84 years | 1.7% |
| 85 years and over | 1.9% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 78010 is current access to health insurance, as an estimated 79.1% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 78010 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 79.1% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 78010, 86.7% of the population graduated high school, while 19.2% have a bachelor's degree or higher. In this region, 9.6% achieved an education level less than 9th grade, while 6.1% hold a graduate or professional degree. Approximately 31.9% in this Kerr County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 9.6% |
| 9th to 12th grade, no diploma | 3.8% |
| High school graduate (includes equivalency) | 31.9% |
| Some college, no degree | 27.9% |
| Associate's degree | 7.6% |
| Bachelor's degree | 13.2% |
| Graduate or professional degree | 6.1% |
Looking at race in the population that makes up ZIP Code 78010, 95.3% is one race, while 4.7% are two or more races. Approximately 38.2% of 78010 residents are hispanic or Latino (of any race). The most common race in 78010 (race alone or in combination with one or more other races), is White (77.3%), followed by Some other race (18.1%) .
| Industry | Percent |
|---|---|
| White | 77.3% |
| Black or African American | 1.0% |
| American Indian and Alaska Native | 8.2% |
| Asian | 0.8% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 18.1% |
In ZIP Code 78010, 71.4% of the population lists "English only" as the language spoken in home, while 27.7% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.2% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.7% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Kerr County region.
| Language Spoken | Percent |
|---|---|
| English only | 71.4% |
| Spanish | 27.7% |
| Other Indo-European languages | 0.2% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 0.7% |
Regarding the age of homes in ZIP Code 78010, an estimated 20.2% of homes were built between 2000 and 2009. Additionally, 20.2% of homes in the region were built between 1980 and 1989, while an estimated 0.9% of homes were built between 1940 and 1949 in this Kerr County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 5.8% |
| Built between 2010 and 2013 | 4.4% |
| Built between 2000 and 2009 | 20.2% |
| Built between 1990 and 1999 | 15.7% |
| Built between 1980 and 1989 | 20.2% |
| Built between 1970 and 1979 | 15.3% |
| Built between 1960 and 1969 | 4.0% |
| Built between 1950 and 1959 | 7.5% |
| Built between 1940 and 1949 | 0.9% |
| Built in 1939 or earlier | 6.0% |
Regarding solar power potential, ZIP Code 78010 has an average daily solar radiation level of 5.53 kWh/m2/day. This is approximately 34.22% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 16.08% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 78010 | 10.34¢/kWh | 10.25¢/kWh | 9.25¢/kWh |
| Texas | 14.68¢/kWh | 8.6¢/kWh | 6.59¢/kWh |
| United States | 15.95¢/kWh | 12.89¢/kWh | 8.32¢/kWh |
| Month | ZIP Code 78010 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.95 | 1.9 | 5.84 |
| Feb | 5.34 | 3 | 6.31 |
| Mar | 5.46 | 3.65 | 7.02 |
| Apr | 5.76 | 5.13 | 7.3 |
| May | 5.48 | 5.17 | 7.13 |
| Jun | 5.72 | 5.72 | 6.95 |
| Jul | 5.84 | 6.22 | 6.51 |
| Aug | 6.18 | 6.08 | 6.65 |
| Sep | 5.99 | 5.15 | 7.02 |
| Oct | 5.79 | 3.32 | 6.92 |
| Nov | 5.16 | 2.33 | 5.99 |
| Dec | 4.73 | 1.78 | 5.46 |
In 78010, 58.7% of the population is in the labor force. Recent estimates place 4.1% as working from home, while the total labor force in the region has a mean travel to time to work of 28.3 minutes. Approximately 20.4% of the employed population 16 years and over in 78010 work in retail trade, while an estimated 15.7% work in construction. On the lower end of the scale, just 0.8% of 78010 workers 16 years and over work in public administration.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 5.7% |
| Construction | 15.7% |
| Manufacturing | 4.1% |
| Wholesale trade | 1.0% |
| Retail trade | 20.4% |
| Transportation and warehousing, and utilities | 2.6% |
| Information | 1.3% |
| Finance and insurance, and real estate and rental and leasing | 7.7% |
| Professional, scientific, management, and administrative | 2.4% |
| Educational services, and health care and social assistance | 15.4% |
| Arts, entertainment, and recreation, and accommodation and food services | 13.1% |
| Other services, except public administration | 9.8% |
| Public administration | 0.8% |
Regarding consumer complaints about financial products in ZIP Code 78010, credit reporting or other personal consumer reports have received the most complaints in 78010 in the past 12 months. Debt collection received the second most complaints. The most frequent complaint overall in this Kerr County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 8 |
| Debt collection | 1 |
| Student loan | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 4 |
| Problem with a company's investigation into an existing problem | 4 |
| Attempts to collect debt not owed | 1 |
| Dealing with your lender or servicer | 1 |