The U.S. ZIP Code 76431 is associated with Chico, TX in Wise County. The median household income is $51,707, while about 13% of the population is living below the poverty line. The median age in 76431 is estimated to at 37.3 years, and about 20.6% of residents are aged 62 years and older. An estimated 77.5% in this Texas region have a high school degree or higher, while the per capita income comes in at approximately $23,541. The current population estimate for this region is 3,630.
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The median household income in ZIP Code 76431 is $51,707, while the region's mean household income is $64,999. Breaking income down further, per capita income in the region is $23,541. The per capita income in ZIP Code 76431 of $23,541 is approximately 24.73% less than the per capita income in the U.S. overall of $31,277. An estimated 12.5% of the population is living below the poverty line in this region. This rate is approximately31.58% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 21.8% of the population in 76431 earn $50,000 to $74,999 per year, while an estimated 19.3% earn $15,000 to $24,999 per year, and 0.6% of 76431 residents earn less than $10,000 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 0.6% |
| $10,000 to $14,999 per year | 6.6% |
| $15,000 to $24,999 per year | 19.3% |
| $25,000 to $34,999 per year | 13.3% |
| $35,000 to $49,999 per year | 7.4% |
| $50,000 to $74,999 per year | 21.8% |
| $75,000 to $99,999 per year | 13.4% |
| $100,000 to $149,999 per year | 9.8% |
| $150,000 to $199,999 per year | 4.9% |
| $200,000 or more per year | 2.9% |
Residents of ZIP Code 76431 are younger than average. The median age of 37.3 years in ZIP Code 76431 is approximately 2.1% lower than the overall median age in the U.S. of 38.1 years. About 67.5% of residents are aged 18 years and older, and 20.6% of residents are 62 years and over. Approximately 16.2% of the population in 76431 falls in the age group 35 to 44 years, while an estimated 11.6% are aged 10 to 14 years. On the low end of the scale, 0.9% of 76431 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.9% |
| 5 to 9 years | 10.7% |
| 10 to 14 years | 11.6% |
| 15 to 19 years | 6.1% |
| 20 to 24 years | 1.8% |
| 25 to 34 years | 11.1% |
| 35 to 44 years | 16.2% |
| 45 to 54 years | 6.8% |
| 55 to 59 years | 7.4% |
| 60 to 64 years | 9.2% |
| 65 to 74 years | 7.6% |
| 75 to 84 years | 5.6% |
| 85 years and over | 0.9% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 76431 is current access to health insurance, as an estimated 82.1% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 76431 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 82.1% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 76431, 77.5% of the population graduated high school, while 12.8% have a bachelor's degree or higher. In this region, 7.7% achieved an education level less than 9th grade, while 4.4% hold a graduate or professional degree. Approximately 41.1% in this Wise County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 7.7% |
| 9th to 12th grade, no diploma | 14.8% |
| High school graduate (includes equivalency) | 41.1% |
| Some college, no degree | 21.1% |
| Associate's degree | 2.5% |
| Bachelor's degree | 8.4% |
| Graduate or professional degree | 4.4% |
Looking at race in the population that makes up ZIP Code 76431, 95.8% is one race, while 4.2% are two or more races. Approximately 20.8% of 76431 residents are hispanic or Latino (of any race). The most common race in 76431 (race alone or in combination with one or more other races), is White (92.4%), followed by Black or African American (5.8%) .
| Industry | Percent |
|---|---|
| White | 92.4% |
| Black or African American | 5.8% |
| American Indian and Alaska Native | 0.7% |
| Asian | 0.0% |
| Native Hawaiian and Other Pacific Islander | 0.1% |
| Some other race | 5.1% |
In ZIP Code 76431, 89.8% of the population lists "English only" as the language spoken in home, while 10.1% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.0% of homes, and other Indo-European languages are spoken in 0.1% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Wise County region.
| Language Spoken | Percent |
|---|---|
| English only | 89.8% |
| Spanish | 10.1% |
| Other Indo-European languages | 0.0% |
| Asian and Pacific Islander languages | 0.1% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 76431, an estimated 21.4% of homes were built between 1990 and 1999. Additionally, 19.6% of homes in the region were built between 2000 and 2009, while an estimated 0.1% of homes were built between 2010 and 2013 in this Wise County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.3% |
| Built between 2010 and 2013 | 0.1% |
| Built between 2000 and 2009 | 19.6% |
| Built between 1990 and 1999 | 21.4% |
| Built between 1980 and 1989 | 12.4% |
| Built between 1970 and 1979 | 17.5% |
| Built between 1960 and 1969 | 8.2% |
| Built between 1950 and 1959 | 12.6% |
| Built between 1940 and 1949 | 1.3% |
| Built in 1939 or earlier | 5.6% |
Regarding solar power potential, ZIP Code 76431 has an average daily solar radiation level of 5.75 kWh/m2/day. This is approximately 39.56% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 12.75% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 76431 | 10.7¢/kWh | 7.51¢/kWh | 5.57¢/kWh |
| Texas | 14.83¢/kWh | 9.14¢/kWh | 6.55¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 76431 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.96 | 1.9 | 5.84 |
| Feb | 5.29 | 3 | 6.31 |
| Mar | 5.7 | 3.65 | 7.02 |
| Apr | 5.77 | 5.13 | 7.3 |
| May | 5.94 | 5.17 | 7.13 |
| Jun | 6 | 5.72 | 6.95 |
| Jul | 6.3 | 6.22 | 6.51 |
| Aug | 6.45 | 6.08 | 6.65 |
| Sep | 6.39 | 5.15 | 7.02 |
| Oct | 5.77 | 3.32 | 6.92 |
| Nov | 5.41 | 2.33 | 5.99 |
| Dec | 4.95 | 1.78 | 5.46 |
In 76431, 47.7% of the population is in the labor force. Recent estimates place 5.1% as working from home, while the total labor force in the region has a mean travel to time to work of 23.6 minutes. Approximately 16.2% of the employed population 16 years and over in 76431 work in manufacturing, while an estimated 15.7% work in transportation and warehousing, and utilities. On the lower end of the scale, just 0.0% of 76431 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 9.0% |
| Construction | 5.7% |
| Manufacturing | 16.2% |
| Wholesale trade | 0.4% |
| Retail trade | 15.1% |
| Transportation and warehousing, and utilities | 15.7% |
| Information | 0.0% |
| Finance and insurance, and real estate and rental and leasing | 2.2% |
| Professional, scientific, management, and administrative | 7.1% |
| Educational services, and health care and social assistance | 9.7% |
| Arts, entertainment, and recreation, and accommodation and food services | 5.1% |
| Other services, except public administration | 5.5% |
| Public administration | 8.1% |
Regarding consumer complaints about financial products in ZIP Code 76431, credit reporting or other personal consumer reports have received the most complaints in 76431 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Wise County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 8 |
| Credit reporting or credit repair services | 6 |
| Debt collection | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 9 |
| Incorrect information on your report | 5 |
| Took or threatened to take negative or legal action | 1 |