The U.S. ZIP Code 75428 is associated with Commerce, TX in Hunt County. Median househould income in this region is $35,407, while about 23% of the population lives below the poverty line. The median age in 75428 is estimated to at 26.6 years, and about 13.5% of residents are aged 62 years and older. About 89.5% of residents in this Texas region have a high school degree or higher, while the per capita income is estimated at $18,584. The current population estimate for this region is 11,371.
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The median household income in ZIP Code 75428 is $35,407, while the region's mean household income is $53,290. Breaking income down further, per capita income in the region is $18,584. The per capita income in ZIP Code 75428 of $18,584 is approximately 40.58% less than the per capita income in the U.S. overall of $31,277. An estimated 23.2% of the population is living below the poverty line in this region. This rate is approximately144.21% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 15.6% of the population in 75428 earn less than $10,000 per year, while an estimated 13.8% earn $15,000 to $24,999 per year, and 1.3% of 75428 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 15.6% |
| $10,000 to $14,999 per year | 9.5% |
| $15,000 to $24,999 per year | 13.8% |
| $25,000 to $34,999 per year | 10.6% |
| $35,000 to $49,999 per year | 10.9% |
| $50,000 to $74,999 per year | 12.8% |
| $75,000 to $99,999 per year | 10.9% |
| $100,000 to $149,999 per year | 10.0% |
| $150,000 to $199,999 per year | 4.7% |
| $200,000 or more per year | 1.3% |
Residents of ZIP Code 75428 are younger than average. The median age of 26.6 years in ZIP Code 75428 is approximately 30.18% lower than the overall median age in the U.S. of 38.1 years. About 82.2% of residents are aged 18 years and older, and 13.5% of residents are 62 years and over. Approximately 19.8% of the population in 75428 falls in the age group 20 to 24 years, while an estimated 12.5% are aged 15 to 19 years. On the low end of the scale, 1.1% of 75428 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.2% |
| 5 to 9 years | 3.5% |
| 10 to 14 years | 6.7% |
| 15 to 19 years | 12.5% |
| 20 to 24 years | 19.8% |
| 25 to 34 years | 11.7% |
| 35 to 44 years | 9.1% |
| 45 to 54 years | 11.0% |
| 55 to 59 years | 5.4% |
| 60 to 64 years | 3.6% |
| 65 to 74 years | 6.6% |
| 75 to 84 years | 3.8% |
| 85 years and over | 1.1% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 75428 is current access to health insurance, as an estimated 82.3% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 75428 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 82.3% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 75428, 89.5% of the population graduated high school, while 26.1% have a bachelor's degree or higher. In this region, 2.9% achieved an education level less than 9th grade, while 12.8% hold a graduate or professional degree. Approximately 34.2% in this Hunt County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.9% |
| 9th to 12th grade, no diploma | 7.6% |
| High school graduate (includes equivalency) | 34.2% |
| Some college, no degree | 25.4% |
| Associate's degree | 3.8% |
| Bachelor's degree | 13.3% |
| Graduate or professional degree | 12.8% |
Looking at race in the population that makes up ZIP Code 75428, 97.2% is one race, while 2.8% are two or more races. Approximately 13.4% of 75428 residents are hispanic or Latino (of any race). The most common race in 75428 (race alone or in combination with one or more other races), is White (66.0%), followed by Black or African American (20.6%) .
| Industry | Percent |
|---|---|
| White | 66.0% |
| Black or African American | 20.6% |
| American Indian and Alaska Native | 3.9% |
| Asian | 5.9% |
| Native Hawaiian and Other Pacific Islander | 0.1% |
| Some other race | 6.4% |
In ZIP Code 75428, 83.4% of the population lists "English only" as the language spoken in home, while 11.3% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.8% of homes, and other Indo-European languages are spoken in 4.3% of homes. Lastly, 0.2% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Hunt County region.
| Language Spoken | Percent |
|---|---|
| English only | 83.4% |
| Spanish | 11.3% |
| Other Indo-European languages | 0.8% |
| Asian and Pacific Islander languages | 4.3% |
| Other languages | 0.2% |
Regarding the age of homes in ZIP Code 75428, an estimated 20.1% of homes were built between 1990 and 1999. Additionally, 16.5% of homes in the region were built between 1960 and 1969, while an estimated 0.5% of homes were built in 2014 or later in this Hunt County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.5% |
| Built between 2010 and 2013 | 2.9% |
| Built between 2000 and 2009 | 10.5% |
| Built between 1990 and 1999 | 20.1% |
| Built between 1980 and 1989 | 12.4% |
| Built between 1970 and 1979 | 16.1% |
| Built between 1960 and 1969 | 16.5% |
| Built between 1950 and 1959 | 8.4% |
| Built between 1940 and 1949 | 3.7% |
| Built in 1939 or earlier | 9.0% |
Regarding solar power potential, ZIP Code 75428 has an average daily solar radiation level of 5.43 kWh/m2/day. This is approximately 31.8% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 17.6% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 75428 | 10.98¢/kWh | 8.16¢/kWh | 5.57¢/kWh |
| Texas | 14.89¢/kWh | 8.64¢/kWh | 6.03¢/kWh |
| United States | 16.44¢/kWh | 13.09¢/kWh | 8.23¢/kWh |
| Month | ZIP Code 75428 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.59 | 1.9 | 5.84 |
| Feb | 4.99 | 3 | 6.31 |
| Mar | 5.12 | 3.65 | 7.02 |
| Apr | 5.57 | 5.13 | 7.3 |
| May | 5.58 | 5.17 | 7.13 |
| Jun | 5.75 | 5.72 | 6.95 |
| Jul | 6.08 | 6.22 | 6.51 |
| Aug | 6.3 | 6.08 | 6.65 |
| Sep | 6.22 | 5.15 | 7.02 |
| Oct | 5.69 | 3.32 | 6.92 |
| Nov | 4.87 | 2.33 | 5.99 |
| Dec | 4.44 | 1.78 | 5.46 |
In 75428, 55.9% of the population is in the labor force. Recent estimates place 3.1% as working from home, while the total labor force in the region has a mean travel to time to work of 20.8 minutes. Approximately 31.8% of the employed population 16 years and over in 75428 work in educational services, and health care and social assistance, while an estimated 16.4% work in retail trade. On the lower end of the scale, just 0.9% of 75428 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.9% |
| Construction | 5.3% |
| Manufacturing | 9.3% |
| Wholesale trade | 0.9% |
| Retail trade | 16.4% |
| Transportation and warehousing, and utilities | 2.1% |
| Information | 0.9% |
| Finance and insurance, and real estate and rental and leasing | 3.4% |
| Professional, scientific, management, and administrative | 7.7% |
| Educational services, and health care and social assistance | 31.8% |
| Arts, entertainment, and recreation, and accommodation and food services | 15.4% |
| Other services, except public administration | 2.5% |
| Public administration | 3.2% |
Regarding consumer complaints about financial products in ZIP Code 75428, credit reporting or credit repair services have received the most complaints in 75428 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Hunt County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 30 |
| Credit reporting or other personal consumer reports | 20 |
| Debt collection | 5 |
| Mortgage | 2 |
| Checking or savings account | 1 |
| Other | 2 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 33 |
| Problem with a credit reporting company's investigation | 10 |
| Improper use of your report | 8 |
| Communication tactics | 2 |
| Took or threatened to take negative or legal action | 2 |
| Other | 5 |