The U.S. ZIP Code 75020 is associated with Denison, TX in Grayson County. About 90.0% of residents in this Texas region have a high school degree or higher, while the per capita income is estimated at $27,167. Approximately 10% of the population lives below the poverty line, while the median househould income sits at $50,081. The median age in ZIP Code 75020 is approximately 41.1 years, and 22.8% of the region's residents are aged 62 years and older. The current population estimate for this region is 23,232.
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The median household income in ZIP Code 75020 is $50,081, while the region's mean household income is $68,030. Breaking income down further, per capita income in the region is $27,167. The per capita income in ZIP Code 75020 of $27,167 is approximately 13.14% less than the per capita income in the U.S. overall of $31,277. An estimated 9.9% of the population is living below the poverty line in this region. This rate is approximately4.21% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 18.4% of the population in 75020 earn $50,000 to $74,999 per year, while an estimated 14.4% earn $35,000 to $49,999 per year, and 2.8% of 75020 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 6.5% |
| $10,000 to $14,999 per year | 5.6% |
| $15,000 to $24,999 per year | 12.2% |
| $25,000 to $34,999 per year | 11.2% |
| $35,000 to $49,999 per year | 14.4% |
| $50,000 to $74,999 per year | 18.4% |
| $75,000 to $99,999 per year | 13.8% |
| $100,000 to $149,999 per year | 12.0% |
| $150,000 to $199,999 per year | 3.1% |
| $200,000 or more per year | 2.8% |
Residents of ZIP Code 75020 are older than average. The median age of 41.1 years in ZIP Code 75020 is approximately 7.87% higher than the overall median age in the U.S. of 38.1 years. About 77.1% of residents are aged 18 years and older, and 22.8% of residents are 62 years and over. Approximately 12.4% of the population in 75020 falls in the age group 45 to 54 years, while an estimated 12.1% are aged 25 to 34 years. On the low end of the scale, 3.4% of 75020 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 6.5% |
| 5 to 9 years | 6.4% |
| 10 to 14 years | 5.8% |
| 15 to 19 years | 6.6% |
| 20 to 24 years | 4.9% |
| 25 to 34 years | 12.1% |
| 35 to 44 years | 11.5% |
| 45 to 54 years | 12.4% |
| 55 to 59 years | 7.1% |
| 60 to 64 years | 7.6% |
| 65 to 74 years | 9.9% |
| 75 to 84 years | 5.8% |
| 85 years and over | 3.4% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 75020 is current access to health insurance, as an estimated 83.4% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 75020 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 83.4% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 75020, 90.0% of the population graduated high school, while 19.1% have a bachelor's degree or higher. In this region, 2.0% achieved an education level less than 9th grade, while 7.1% hold a graduate or professional degree. Approximately 32.0% in this Grayson County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.0% |
| 9th to 12th grade, no diploma | 8.0% |
| High school graduate (includes equivalency) | 32.0% |
| Some college, no degree | 28.1% |
| Associate's degree | 10.8% |
| Bachelor's degree | 12.0% |
| Graduate or professional degree | 7.1% |
Looking at race in the population that makes up ZIP Code 75020, 96.2% is one race, while 3.8% are two or more races. Approximately 6.6% of 75020 residents are hispanic or Latino (of any race). The most common race in 75020 (race alone or in combination with one or more other races), is White (90.0%), followed by Black or African American (7.8%) .
| Industry | Percent |
|---|---|
| White | 90.0% |
| Black or African American | 7.8% |
| American Indian and Alaska Native | 3.7% |
| Asian | 1.5% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.9% |
In ZIP Code 75020, 94.6% of the population lists "English only" as the language spoken in home, while 4.0% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.6% of homes, and other Indo-European languages are spoken in 0.8% of homes. Lastly, 0.1% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Grayson County region.
| Language Spoken | Percent |
|---|---|
| English only | 94.6% |
| Spanish | 4.0% |
| Other Indo-European languages | 0.6% |
| Asian and Pacific Islander languages | 0.8% |
| Other languages | 0.1% |
Regarding the age of homes in ZIP Code 75020, an estimated 16.2% of homes were built between 1950 and 1959. Additionally, 15.3% of homes in the region were built between 1980 and 1989, while an estimated 1.5% of homes were built in 2014 or later in this Grayson County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.5% |
| Built between 2010 and 2013 | 2.3% |
| Built between 2000 and 2009 | 9.5% |
| Built between 1990 and 1999 | 8.3% |
| Built between 1980 and 1989 | 15.3% |
| Built between 1970 and 1979 | 13.0% |
| Built between 1960 and 1969 | 13.6% |
| Built between 1950 and 1959 | 16.2% |
| Built between 1940 and 1949 | 7.4% |
| Built in 1939 or earlier | 13.1% |
Regarding solar power potential, ZIP Code 75020 has an average daily solar radiation level of 5.51 kWh/m2/day. This is approximately 33.74% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 16.39% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 75020 | 11.11¢/kWh | 10.22¢/kWh | 5.57¢/kWh |
| Texas | 14.83¢/kWh | 9.14¢/kWh | 6.55¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 75020 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.73 | 1.9 | 5.84 |
| Feb | 5.14 | 3 | 6.31 |
| Mar | 5.44 | 3.65 | 7.02 |
| Apr | 5.73 | 5.13 | 7.3 |
| May | 5.63 | 5.17 | 7.13 |
| Jun | 5.87 | 5.72 | 6.95 |
| Jul | 6.05 | 6.22 | 6.51 |
| Aug | 6.18 | 6.08 | 6.65 |
| Sep | 6.1 | 5.15 | 7.02 |
| Oct | 5.71 | 3.32 | 6.92 |
| Nov | 5 | 2.33 | 5.99 |
| Dec | 4.53 | 1.78 | 5.46 |
In 75020, 57.9% of the population is in the labor force. Recent estimates place 5.6% as working from home, while the total labor force in the region has a mean travel to time to work of 21.1 minutes. Approximately 20.1% of the employed population 16 years and over in 75020 work in educational services, and health care and social assistance, while an estimated 15.4% work in retail trade. On the lower end of the scale, just 0.8% of 75020 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 2.0% |
| Construction | 8.6% |
| Manufacturing | 11.7% |
| Wholesale trade | 3.0% |
| Retail trade | 15.4% |
| Transportation and warehousing, and utilities | 4.5% |
| Information | 0.8% |
| Finance and insurance, and real estate and rental and leasing | 8.5% |
| Professional, scientific, management, and administrative | 6.6% |
| Educational services, and health care and social assistance | 20.1% |
| Arts, entertainment, and recreation, and accommodation and food services | 8.8% |
| Other services, except public administration | 6.0% |
| Public administration | 4.0% |
Regarding consumer complaints about financial products in ZIP Code 75020, credit reporting or other personal consumer reports have received the most complaints in 75020 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Grayson County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 49 |
| Credit reporting or credit repair services | 43 |
| Debt collection | 20 |
| Checking or savings account | 9 |
| Money transfer, virtual currency, or money service | 6 |
| Other | 20 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 47 |
| Improper use of your report | 31 |
| Attempts to collect debt not owed | 11 |
| Problem with a company's investigation into an existing problem | 11 |
| Managing an account | 7 |
| Other | 40 |