The U.S. ZIP Code 74851 is associated with Mcloud, OK in Pottawatomie County. An estimated 15.8% of residents in the 74851 ZIP Code are of age 62 years and older. Overall, the region has a median age of 37.9 years. Approximately 14.4% of residents in this Oklahoma region hold a bachelor's degree or higher. The per capita income is estimated to be $24,221. The median household income is $61,622, while about 7% of the population is living below the poverty line. The current population estimate for this region is 10,723.
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The median household income in ZIP Code 74851 is $61,622, while the region's mean household income is $75,260. Breaking income down further, per capita income in the region is $24,221. The per capita income in ZIP Code 74851 of $24,221 is approximately 14.78% less than the per capita income in the U.S. overall of $28,422. An estimated 6.9% of the population is living below the poverty line in this region. This rate is approximately 27.37% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 22.3% of the population in 74851 earn $50,000 to $74,999 per year, while an estimated 16.1% earn $75,000 to $99,999 per year, and 3.1% of 74851 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 4.9% |
| $10,000 to $14,999 per year | 4.9% |
| $15,000 to $24,999 per year | 10.2% |
| $25,000 to $34,999 per year | 6.4% |
| $35,000 to $49,999 per year | 12.8% |
| $50,000 to $74,999 per year | 22.3% |
| $75,000 to $99,999 per year | 16.1% |
| $100,000 to $149,999 per year | 15.1% |
| $150,000 to $199,999 per year | 4.3% |
| $200,000 or more per year | 3.1% |
Residents of ZIP Code 74851 are younger than average. The median age of 37.9 years in ZIP Code 74851 is approximately 0.52% lower than the overall median age in the U.S. of 38.1 years. About 76.5% of residents are aged 18 years and older, and 15.8% of residents are 62 years and over. Approximately 14.9% of the population in 74851 falls in the age group 35 to 44 years, while an estimated 14.3% are aged 45 to 54 years. On the low end of the scale, 0.9% of 74851 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.3% |
| 5 to 9 years | 5.9% |
| 10 to 14 years | 8.9% |
| 15 to 19 years | 7.2% |
| 20 to 24 years | 5.2% |
| 25 to 34 years | 14.2% |
| 35 to 44 years | 14.9% |
| 45 to 54 years | 14.3% |
| 55 to 59 years | 6.6% |
| 60 to 64 years | 5.1% |
| 65 to 74 years | 9.6% |
| 75 to 84 years | 2.9% |
| 85 years and over | 0.9% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 74851 is current access to health insurance, as an estimated 89.4% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 74851 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 89.4% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 74851, 89.7% of the population graduated high school, while 14.4% have a bachelor's degree or higher. In this region, 2.2% achieved an education level less than 9th grade, while 5.0% hold a graduate or professional degree. Approximately 39.8% in this Pottawatomie County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.2% |
| 9th to 12th grade, no diploma | 8.2% |
| High school graduate (includes equivalency) | 39.8% |
| Some college, no degree | 26.6% |
| Associate's degree | 8.8% |
| Bachelor's degree | 9.4% |
| Graduate or professional degree | 5.0% |
Looking at race in the population that makes up ZIP Code 74851, 95.9% is one race, while 4.1% are two or more races. Approximately 3.1% of 74851 residents are hispanic or Latino (of any race). The most common race in 74851 (race alone or in combination with one or more other races), is White (82.8%), followed by American Indian and Alaska Native (14.4%) .
| Industry | Percent |
|---|---|
| White | 82.8% |
| Black or African American | 4.0% |
| American Indian and Alaska Native | 14.4% |
| Asian | 2.0% |
| Native Hawaiian and Other Pacific Islander | 0.2% |
| Some other race | 0.8% |
In ZIP Code 74851, 95.3% of the population lists "English only" as the language spoken in home, while 3.2% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.3% of homes, and other Indo-European languages are spoken in 0.5% of homes. Lastly, 0.7% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Pottawatomie County region.
| Language Spoken | Percent |
|---|---|
| English only | 95.3% |
| Spanish | 3.2% |
| Other Indo-European languages | 0.3% |
| Asian and Pacific Islander languages | 0.5% |
| Other languages | 0.7% |
Regarding the age of homes in ZIP Code 74851, an estimated 19.7% of homes were built between 2000 and 2009. Additionally, 19.4% of homes in the region were built between 1990 and 1999, while an estimated 2.6% of homes were built between 1940 and 1949 in this Pottawatomie County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 6.6% |
| Built between 2010 and 2013 | 4.3% |
| Built between 2000 and 2009 | 19.7% |
| Built between 1990 and 1999 | 19.4% |
| Built between 1980 and 1989 | 19.4% |
| Built between 1970 and 1979 | 17.6% |
| Built between 1960 and 1969 | 3.5% |
| Built between 1950 and 1959 | 3.6% |
| Built between 1940 and 1949 | 2.6% |
| Built in 1939 or earlier | 3.3% |
Regarding solar power potential, ZIP Code 74851 has an average daily solar radiation level of 5.61 kWh/m2/day. This is approximately 36.17% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 14.87% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 74851 | 9.79¢/kWh | 7.42¢/kWh | 5.12¢/kWh |
| Oklahoma | 12.92¢/kWh | 9.56¢/kWh | 6.26¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 74851 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.75 | 1.9 | 5.84 |
| Feb | 5.42 | 3 | 6.31 |
| Mar | 5.42 | 3.65 | 7.02 |
| Apr | 6.02 | 5.13 | 7.3 |
| May | 5.7 | 5.17 | 7.13 |
| Jun | 6.03 | 5.72 | 6.95 |
| Jul | 6.34 | 6.22 | 6.51 |
| Aug | 6.38 | 6.08 | 6.65 |
| Sep | 6.24 | 5.15 | 7.02 |
| Oct | 5.58 | 3.32 | 6.92 |
| Nov | 4.84 | 2.33 | 5.99 |
| Dec | 4.62 | 1.78 | 5.46 |
In 74851, 53.5% of the population is in the labor force. Recent estimates place 1.7% as working from home, while the total labor force in the region has a mean travel to time to work of 32.1 minutes. Approximately 19.8% of the employed population 16 years and over in 74851 work in educational services, and health care and social assistance, while an estimated 12.9% work in public administration. On the lower end of the scale, just 1.2% of 74851 workers 16 years and over work in wholesale trade.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 2.7% |
| Construction | 6.2% |
| Manufacturing | 9.6% |
| Wholesale trade | 1.2% |
| Retail trade | 12.0% |
| Transportation and warehousing, and utilities | 8.5% |
| Information | 3.0% |
| Finance and insurance, and real estate and rental and leasing | 5.2% |
| Professional, scientific, management, and administrative | 6.3% |
| Educational services, and health care and social assistance | 19.8% |
| Arts, entertainment, and recreation, and accommodation and food services | 9.6% |
| Other services, except public administration | 3.0% |
| Public administration | 12.9% |
Regarding consumer complaints about financial products in ZIP Code 74851, credit reporting or credit repair services have received the most complaints in 74851 in the past 12 months. Money transfer, virtual currency, or money service received the second most complaints. The most frequent complaint overall in this Pottawatomie County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 8 |
| Money transfer, virtual currency, or money service | 1 |
| Mortgage | 1 |
| Vehicle loan or lease | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 6 |
| Problem with a credit reporting company's investigation | 2 |
| Fraud or scam | 1 |
| Struggling to pay your loan | 1 |
| Trouble during payment process | 1 |