The U.S. ZIP Code 74085 is associated with Yale, OK in Payne County. Approximately 16.9% of residents in this Oklahoma region hold a bachelor's degree or higher. The per capita income is estimated to be $22,479. The median household income is approximately $35,037, and an estimated 18% of the population is living below the poverty line. The median age in ZIP Code 74085 is approximately 43.0 years, and 26.5% of the region's residents are aged 62 years and older. The current population estimate for this region is 2,016.
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The median household income in ZIP Code 74085 is $35,037, while the region's mean household income is $52,254. Breaking income down further, per capita income in the region is $22,479. The per capita income in ZIP Code 74085 of $22,479 is approximately 20.91% less than the per capita income in the U.S. overall of $28,422. An estimated 18.0% of the population is living below the poverty line in this region. This rate is approximately89.47% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 20.2% of the population in 74085 earn $25,000 to $34,999 per year, while an estimated 17.5% earn $35,000 to $49,999 per year, and 1.5% of 74085 residents earn $150,000 to $199,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 9.9% |
| $10,000 to $14,999 per year | 6.9% |
| $15,000 to $24,999 per year | 12.9% |
| $25,000 to $34,999 per year | 20.2% |
| $35,000 to $49,999 per year | 17.5% |
| $50,000 to $74,999 per year | 11.9% |
| $75,000 to $99,999 per year | 8.1% |
| $100,000 to $149,999 per year | 7.3% |
| $150,000 to $199,999 per year | 1.5% |
| $200,000 or more per year | 3.7% |
Residents of ZIP Code 74085 are older than average. The median age of 43.0 years in ZIP Code 74085 is approximately 12.86% higher than the overall median age in the U.S. of 38.1 years. About 77.3% of residents are aged 18 years and older, and 26.5% of residents are 62 years and over. Approximately 14.5% of the population in 74085 falls in the age group 25 to 34 years, while an estimated 12.6% are aged 65 to 74 years. On the low end of the scale, 2.6% of 74085 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.8% |
| 5 to 9 years | 8.0% |
| 10 to 14 years | 4.4% |
| 15 to 19 years | 5.9% |
| 20 to 24 years | 3.9% |
| 25 to 34 years | 14.5% |
| 35 to 44 years | 10.8% |
| 45 to 54 years | 9.5% |
| 55 to 59 years | 8.2% |
| 60 to 64 years | 5.4% |
| 65 to 74 years | 12.6% |
| 75 to 84 years | 8.4% |
| 85 years and over | 2.6% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 74085 is current access to health insurance, as an estimated 87.7% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 74085 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 87.7% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 74085, 88.6% of the population graduated high school, while 16.9% have a bachelor's degree or higher. In this region, 3.8% achieved an education level less than 9th grade, while 3.2% hold a graduate or professional degree. Approximately 46.1% in this Payne County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.8% |
| 9th to 12th grade, no diploma | 7.6% |
| High school graduate (includes equivalency) | 46.1% |
| Some college, no degree | 20.7% |
| Associate's degree | 5.0% |
| Bachelor's degree | 13.6% |
| Graduate or professional degree | 3.2% |
Looking at race in the population that makes up ZIP Code 74085, 93.8% is one race, while 6.3% are two or more races. Approximately 1.8% of 74085 residents are hispanic or Latino (of any race). The most common race in 74085 (race alone or in combination with one or more other races), is White (95.2%), followed by American Indian and Alaska Native (9.1%) .
| Industry | Percent |
|---|---|
| White | 95.2% |
| Black or African American | 0.7% |
| American Indian and Alaska Native | 9.1% |
| Asian | 0.7% |
| Native Hawaiian and Other Pacific Islander | 0.7% |
| Some other race | 0.0% |
In ZIP Code 74085, 99.3% of the population lists "English only" as the language spoken in home, while 0.3% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.0% of homes, and other Indo-European languages are spoken in 0.1% of homes. Lastly, 0.3% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Payne County region.
| Language Spoken | Percent |
|---|---|
| English only | 99.3% |
| Spanish | 0.3% |
| Other Indo-European languages | 0.0% |
| Asian and Pacific Islander languages | 0.1% |
| Other languages | 0.3% |
Regarding the age of homes in ZIP Code 74085, an estimated 18.6% of homes were built in 1939 or earlier. Additionally, 17.0% of homes in the region were built between 1970 and 1979, while an estimated 0.7% of homes were built in 2014 or later in this Payne County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.7% |
| Built between 2010 and 2013 | 2.8% |
| Built between 2000 and 2009 | 16.4% |
| Built between 1990 and 1999 | 11.5% |
| Built between 1980 and 1989 | 16.3% |
| Built between 1970 and 1979 | 17.0% |
| Built between 1960 and 1969 | 3.5% |
| Built between 1950 and 1959 | 10.2% |
| Built between 1940 and 1949 | 2.9% |
| Built in 1939 or earlier | 18.6% |
Regarding solar power potential, ZIP Code 74085 has an average daily solar radiation level of 5.38 kWh/m2/day. This is approximately 30.58% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 18.36% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 74085 | 9.8¢/kWh | 7.9¢/kWh | 5.16¢/kWh |
| Oklahoma | 12.92¢/kWh | 9.56¢/kWh | 6.26¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 74085 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.6 | 1.9 | 5.84 |
| Feb | 5.02 | 3 | 6.31 |
| Mar | 5.11 | 3.65 | 7.02 |
| Apr | 5.63 | 5.13 | 7.3 |
| May | 5.57 | 5.17 | 7.13 |
| Jun | 5.82 | 5.72 | 6.95 |
| Jul | 5.98 | 6.22 | 6.51 |
| Aug | 6.29 | 6.08 | 6.65 |
| Sep | 6.22 | 5.15 | 7.02 |
| Oct | 5.57 | 3.32 | 6.92 |
| Nov | 4.7 | 2.33 | 5.99 |
| Dec | 4.06 | 1.78 | 5.46 |
In 74085, 46.0% of the population is in the labor force. Recent estimates place 8.8% as working from home, while the total labor force in the region has a mean travel to time to work of 30.0 minutes. Approximately 24.1% of the employed population 16 years and over in 74085 work in educational services, and health care and social assistance, while an estimated 15.9% work in construction. On the lower end of the scale, just 0.4% of 74085 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 13.6% |
| Construction | 15.9% |
| Manufacturing | 7.6% |
| Wholesale trade | 0.7% |
| Retail trade | 4.5% |
| Transportation and warehousing, and utilities | 8.0% |
| Information | 0.4% |
| Finance and insurance, and real estate and rental and leasing | 5.0% |
| Professional, scientific, management, and administrative | 5.2% |
| Educational services, and health care and social assistance | 24.1% |
| Arts, entertainment, and recreation, and accommodation and food services | 6.3% |
| Other services, except public administration | 5.0% |
| Public administration | 3.8% |
Regarding consumer complaints about financial products in ZIP Code 74085, credit reporting or other personal consumer reports have received the most complaints in 74085 in the past 12 months. received the second most complaints. The most frequent complaint overall in this Payne County region was problem with a company's investigation into an existing problem.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 13 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Problem with a company's investigation into an existing problem | 13 |