The U.S. ZIP Code 65270 is associated with Moberly, MO in Randolph County. The current population estimate is 17,122. The 65270 ZIP Code has a median age of 38.0 years, and 20.3% of residents are aged 62 years and older. Approximately 15% of the population lives below the poverty line, while the median househould income sits at $44,359. About 86.5% of residents in this Missouri region have a high school degree or higher, while the per capita income is estimated at $20,209.
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The median household income in ZIP Code 65270 is $44,359, while the region's mean household income is $55,101. Breaking income down further, per capita income in the region is $20,209. The per capita income in ZIP Code 65270 of $20,209 is approximately 34.41% less than the per capita income in the U.S. overall of $30,810. An estimated 15.0% of the population is living below the poverty line in this region. This rate is approximately57.89% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 19.6% of the population in 65270 earn $50,000 to $74,999 per year, while an estimated 14.6% earn $15,000 to $24,999 per year, and 1.8% of 65270 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 8.4% |
| $10,000 to $14,999 per year | 8.3% |
| $15,000 to $24,999 per year | 14.6% |
| $25,000 to $34,999 per year | 12.1% |
| $35,000 to $49,999 per year | 12.1% |
| $50,000 to $74,999 per year | 19.6% |
| $75,000 to $99,999 per year | 10.1% |
| $100,000 to $149,999 per year | 10.7% |
| $150,000 to $199,999 per year | 2.3% |
| $200,000 or more per year | 1.8% |
In ZIP Code 65270, 86.5% of the population graduated high school, while 16.6% have a bachelor's degree or higher. In this region, 4.6% achieved an education level less than 9th grade, while 5.3% hold a graduate or professional degree. Approximately 33.8% in this Randolph County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 4.6% |
| 9th to 12th grade, no diploma | 8.9% |
| High school graduate (includes equivalency) | 33.8% |
| Some college, no degree | 24.7% |
| Associate's degree | 11.4% |
| Bachelor's degree | 11.2% |
| Graduate or professional degree | 5.3% |
Looking at race in the population that makes up ZIP Code 65270, 97.6% is one race, while 2.4% are two or more races. Approximately 2.7% of 65270 residents are hispanic or Latino (of any race). The most common race in 65270 (race alone or in combination with one or more other races), is White (89.5%), followed by Black or African American (9.8%) .
| Industry | Percent |
|---|---|
| White | 89.5% |
| Black or African American | 9.8% |
| American Indian and Alaska Native | 1.0% |
| Asian | 1.2% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.9% |
In ZIP Code 65270, 97.6% of the population lists "English only" as the language spoken in home, while 1.0% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.4% of homes, and other Indo-European languages are spoken in 0.8% of homes. Lastly, 0.1% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Randolph County region.
| Language Spoken | Percent |
|---|---|
| English only | 97.6% |
| Spanish | 1.0% |
| Other Indo-European languages | 0.4% |
| Asian and Pacific Islander languages | 0.8% |
| Other languages | 0.1% |
Residents of ZIP Code 65270 are younger than average. The median age of 38.0 years in ZIP Code 65270 is approximately 0.26% lower than the overall median age in the U.S. of 38.1 years. About 77.9% of residents are aged 18 years and older, and 20.3% of residents are 62 years and over. Approximately 14.5% of the population in 65270 falls in the age group 25 to 34 years, while an estimated 13.3% are aged 45 to 54 years. On the low end of the scale, 2.3% of 65270 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 6.4% |
| 5 to 9 years | 7.3% |
| 10 to 14 years | 5.1% |
| 15 to 19 years | 6.0% |
| 20 to 24 years | 6.3% |
| 25 to 34 years | 14.5% |
| 35 to 44 years | 12.6% |
| 45 to 54 years | 13.3% |
| 55 to 59 years | 6.2% |
| 60 to 64 years | 6.3% |
| 65 to 74 years | 8.5% |
| 75 to 84 years | 5.3% |
| 85 years and over | 2.3% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 65270 is current access to health insurance, as an estimated 87.6% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 65270 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 87.6% |
| Risk Behavior | Percent of adults* |
|---|
Regarding the age of homes in ZIP Code 65270, an estimated 26.3% of homes were built in 1939 or earlier. Additionally, 16.4% of homes in the region were built between 1970 and 1979, while an estimated 1.4% of homes were built in 2014 or later in this Randolph County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.4% |
| Built between 2010 and 2013 | 2.3% |
| Built between 2000 and 2009 | 9.2% |
| Built between 1990 and 1999 | 9.2% |
| Built between 1980 and 1989 | 11.2% |
| Built between 1970 and 1979 | 16.4% |
| Built between 1960 and 1969 | 10.9% |
| Built between 1950 and 1959 | 8.7% |
| Built between 1940 and 1949 | 4.3% |
| Built in 1939 or earlier | 26.3% |
In 65270, 52.1% of the population is in the labor force. Recent estimates place 3.3% as working from home, while the total labor force in the region has a mean travel to time to work of 20.3 minutes. Approximately 25.5% of the employed population 16 years and over in 65270 work in educational services, and health care and social assistance, while an estimated 18.7% work in retail trade. On the lower end of the scale, just 0.8% of 65270 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.9% |
| Construction | 5.2% |
| Manufacturing | 10.1% |
| Wholesale trade | 1.9% |
| Retail trade | 18.7% |
| Transportation and warehousing, and utilities | 7.0% |
| Information | 0.8% |
| Finance and insurance, and real estate and rental and leasing | 7.4% |
| Professional, scientific, management, and administrative | 4.9% |
| Educational services, and health care and social assistance | 25.5% |
| Arts, entertainment, and recreation, and accommodation and food services | 6.0% |
| Other services, except public administration | 7.4% |
| Public administration | 4.2% |
Regarding consumer complaints about financial products in ZIP Code 65270, credit reporting or credit repair services have received the most complaints in 65270 in the past 12 months. Checking or savings account received the second most complaints. The most frequent complaint overall in this Randolph County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 10 |
| Checking or savings account | 2 |
| Credit card | 2 |
| Debt collection | 2 |
| Credit card or prepaid card | 1 |
| Other | 3 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 6 |
| Incorrect information on your report | 4 |
| Managing an account | 2 |
| Other features, terms, or problems | 2 |
| Written notification about debt | 2 |
| Other | 4 |
Regarding solar power potential, ZIP Code 65270 has an average daily solar radiation level of 5.09 kWh/m2/day. This is approximately 23.54% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 22.76% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 65270 | 9.69¢/kWh | 7.51¢/kWh | 5.02¢/kWh |
| Missouri | 14.83¢/kWh | 12.05¢/kWh | 9.03¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 65270 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.98 | 1.9 | 5.84 |
| Feb | 4.43 | 3 | 6.31 |
| Mar | 4.99 | 3.65 | 7.02 |
| Apr | 5.4 | 5.13 | 7.3 |
| May | 5.53 | 5.17 | 7.13 |
| Jun | 5.79 | 5.72 | 6.95 |
| Jul | 6.06 | 6.22 | 6.51 |
| Aug | 5.89 | 6.08 | 6.65 |
| Sep | 6.16 | 5.15 | 7.02 |
| Oct | 5.26 | 3.32 | 6.92 |
| Nov | 4.06 | 2.33 | 5.99 |
| Dec | 3.58 | 1.78 | 5.46 |