The U.S. ZIP Code 65109 is associated with Jefferson City, MO in Cole County. The current population estimate is 39,188. About 93.7% of residents in this Missouri region have a high school degree or higher, while the per capita income is estimated at $33,433. The median age in the 65109 ZIP Code is 38.9 years, with 21.8% of residents aged 62 years and older. An estimated 9% of the population in this ZIP lives below the poverty line, while the median househould income is $62,082.
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The median household income in ZIP Code 65109 is $62,082, while the region's mean household income is $78,240. Breaking income down further, per capita income in the region is $33,433. The per capita income in ZIP Code 65109 of $33,433 is approximately 8.51% more than the per capita income in Missouri overall of $30,810. An estimated 8.5% of the population is living below the poverty line in this region. This rate is approximately 10.53% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 20.6% of the population in 65109 earn $50,000 to $74,999 per year, while an estimated 17.2% earn $100,000 to $149,999 per year, and 3.0% of 65109 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 5.2% |
| $10,000 to $14,999 per year | 3.0% |
| $15,000 to $24,999 per year | 9.3% |
| $25,000 to $34,999 per year | 7.9% |
| $35,000 to $49,999 per year | 14.3% |
| $50,000 to $74,999 per year | 20.6% |
| $75,000 to $99,999 per year | 13.8% |
| $100,000 to $149,999 per year | 17.2% |
| $150,000 to $199,999 per year | 5.1% |
| $200,000 or more per year | 3.7% |
In ZIP Code 65109, 93.7% of the population graduated high school, while 38.8% have a bachelor's degree or higher. In this region, 2.9% achieved an education level less than 9th grade, while 14.7% hold a graduate or professional degree. Approximately 25.8% in this Cole County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.9% |
| 9th to 12th grade, no diploma | 3.4% |
| High school graduate (includes equivalency) | 25.8% |
| Some college, no degree | 21.2% |
| Associate's degree | 7.9% |
| Bachelor's degree | 24.1% |
| Graduate or professional degree | 14.7% |
Looking at race in the population that makes up ZIP Code 65109, 97.2% is one race, while 2.8% are two or more races. Approximately 3.1% of 65109 residents are hispanic or Latino (of any race). The most common race in 65109 (race alone or in combination with one or more other races), is White (88.7%), followed by Black or African American (10.5%) .
| Industry | Percent |
|---|---|
| White | 88.7% |
| Black or African American | 10.5% |
| American Indian and Alaska Native | 0.6% |
| Asian | 3.1% |
| Native Hawaiian and Other Pacific Islander | 0.1% |
| Some other race | 0.3% |
In ZIP Code 65109, 94.4% of the population lists "English only" as the language spoken in home, while 2.5% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.6% of homes, and other Indo-European languages are spoken in 1.0% of homes. Lastly, 0.5% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Cole County region.
| Language Spoken | Percent |
|---|---|
| English only | 94.4% |
| Spanish | 2.5% |
| Other Indo-European languages | 1.6% |
| Asian and Pacific Islander languages | 1.0% |
| Other languages | 0.5% |
Residents of ZIP Code 65109 are older than average. The median age of 38.9 years in ZIP Code 65109 is approximately 2.1% higher than the overall median age in the U.S. of 38.1 years. About 75.9% of residents are aged 18 years and older, and 21.8% of residents are 62 years and over. Approximately 13.2% of the population in 65109 falls in the age group 25 to 34 years, while an estimated 12.7% are aged 45 to 54 years. On the low end of the scale, 2.2% of 65109 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 7.3% |
| 5 to 9 years | 6.1% |
| 10 to 14 years | 7.2% |
| 15 to 19 years | 6.0% |
| 20 to 24 years | 4.4% |
| 25 to 34 years | 13.2% |
| 35 to 44 years | 12.3% |
| 45 to 54 years | 12.7% |
| 55 to 59 years | 6.3% |
| 60 to 64 years | 6.8% |
| 65 to 74 years | 10.1% |
| 75 to 84 years | 5.4% |
| 85 years and over | 2.2% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 65109 is current access to health insurance, as an estimated 91.5% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 65109 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 91.5% |
| Risk Behavior | Percent of adults* |
|---|
Regarding the age of homes in ZIP Code 65109, an estimated 18.0% of homes were built between 1990 and 1999. Additionally, 17.6% of homes in the region were built between 1970 and 1979, while an estimated 2.5% of homes were built between 2010 and 2013 in this Cole County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 3.3% |
| Built between 2010 and 2013 | 2.5% |
| Built between 2000 and 2009 | 12.4% |
| Built between 1990 and 1999 | 18.0% |
| Built between 1980 and 1989 | 16.3% |
| Built between 1970 and 1979 | 17.6% |
| Built between 1960 and 1969 | 11.3% |
| Built between 1950 and 1959 | 7.2% |
| Built between 1940 and 1949 | 4.1% |
| Built in 1939 or earlier | 7.2% |
In 65109, 67.7% of the population is in the labor force. Recent estimates place 2.3% as working from home, while the total labor force in the region has a mean travel to time to work of 17.4 minutes. Approximately 19.7% of the employed population 16 years and over in 65109 work in educational services, and health care and social assistance, while an estimated 18.4% work in public administration. On the lower end of the scale, just 0.5% of 65109 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.5% |
| Construction | 5.5% |
| Manufacturing | 9.9% |
| Wholesale trade | 1.5% |
| Retail trade | 11.7% |
| Transportation and warehousing, and utilities | 5.3% |
| Information | 2.5% |
| Finance and insurance, and real estate and rental and leasing | 6.5% |
| Professional, scientific, management, and administrative | 9.5% |
| Educational services, and health care and social assistance | 19.7% |
| Arts, entertainment, and recreation, and accommodation and food services | 5.9% |
| Other services, except public administration | 3.2% |
| Public administration | 18.4% |
Regarding consumer complaints about financial products in ZIP Code 65109, credit reporting or credit repair services have received the most complaints in 65109 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Cole County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 41 |
| Credit reporting or other personal consumer reports | 38 |
| Credit card | 6 |
| Checking or savings account | 5 |
| Debt collection | 5 |
| Other | 24 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 33 |
| Improper use of your report | 29 |
| Problem with a credit reporting company's investigation | 13 |
| Problem with a company's investigation into an existing problem | 5 |
| Dealing with your lender or servicer | 4 |
| Other | 35 |
Regarding solar power potential, ZIP Code 65109 has an average daily solar radiation level of 5.11 kWh/m2/day. This is approximately 24.03% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 22.46% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 65109 | 9.69¢/kWh | 7.51¢/kWh | 5.02¢/kWh |
| Missouri | 14.83¢/kWh | 12.05¢/kWh | 9.03¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 65109 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.14 | 1.9 | 5.84 |
| Feb | 4.54 | 3 | 6.31 |
| Mar | 5.03 | 3.65 | 7.02 |
| Apr | 5.19 | 5.13 | 7.3 |
| May | 5.67 | 5.17 | 7.13 |
| Jun | 5.92 | 5.72 | 6.95 |
| Jul | 6.04 | 6.22 | 6.51 |
| Aug | 6.11 | 6.08 | 6.65 |
| Sep | 5.88 | 5.15 | 7.02 |
| Oct | 5.1 | 3.32 | 6.92 |
| Nov | 4.32 | 2.33 | 5.99 |
| Dec | 3.43 | 1.78 | 5.46 |