ZIP Code 59538 is associated with the city of Malta in Montana (Phillips County) in the U.S. Median househould income in this region is $45,881, while about 4% of the population lives below the poverty line. The ZIP Code 59538 has a median age of approximately 44.8 years, with 27.3% of residents aged 62 years and older. In this Montana region, an estimated 90.6% have a high school degree or higher, and the per capita income is approximately $25,157. The current population estimate is 2,861.
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The median household income in ZIP Code 59538 is $45,881, while the region's mean household income is $58,273. Breaking income down further, per capita income in the region is $25,157. The per capita income in ZIP Code 59538 of $25,157 is approximately 19.24% less than the per capita income in the U.S. overall of $31,151. An estimated 3.5% of the population is living below the poverty line in this region. This rate is approximately 63.16% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 23.0% of the population in 59538 earn $50,000 to $74,999 per year, while an estimated 18.9% earn $35,000 to $49,999 per year, and 2.7% of 59538 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 4.6% |
| $10,000 to $14,999 per year | 8.6% |
| $15,000 to $24,999 per year | 11.0% |
| $25,000 to $34,999 per year | 14.5% |
| $35,000 to $49,999 per year | 18.9% |
| $50,000 to $74,999 per year | 23.0% |
| $75,000 to $99,999 per year | 8.4% |
| $100,000 to $149,999 per year | 4.0% |
| $150,000 to $199,999 per year | 4.4% |
| $200,000 or more per year | 2.7% |
In ZIP Code 59538, 90.6% of the population graduated high school, while 19.2% have a bachelor's degree or higher. In this region, 2.7% achieved an education level less than 9th grade, while 5.8% hold a graduate or professional degree. Approximately 39.7% in this Phillips County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.7% |
| 9th to 12th grade, no diploma | 6.7% |
| High school graduate (includes equivalency) | 39.7% |
| Some college, no degree | 27.6% |
| Associate's degree | 4.1% |
| Bachelor's degree | 13.4% |
| Graduate or professional degree | 5.8% |
Looking at race in the population that makes up ZIP Code 59538, 93.7% is one race, while 6.3% are two or more races. Approximately 3.4% of 59538 residents are hispanic or Latino (of any race). The most common race in 59538 (race alone or in combination with one or more other races), is White (94.4%), followed by American Indian and Alaska Native (9.3%) .
| Industry | Percent |
|---|---|
| White | 94.4% |
| Black or African American | 0.0% |
| American Indian and Alaska Native | 9.3% |
| Asian | 0.4% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 2.2% |
Residents of ZIP Code 59538 are older than average. The median age of 44.8 years in ZIP Code 59538 is approximately 17.59% higher than the overall median age in the U.S. of 38.1 years. About 74.7% of residents are aged 18 years and older, and 27.3% of residents are 62 years and over. Approximately 12.0% of the population in 59538 falls in the age group 45 to 54 years, while an estimated 11.1% are aged 65 to 74 years. On the low end of the scale, 1.4% of 59538 residents are aged 20 to 24 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 7.2% |
| 5 to 9 years | 8.2% |
| 10 to 14 years | 6.2% |
| 15 to 19 years | 7.2% |
| 20 to 24 years | 1.4% |
| 25 to 34 years | 9.6% |
| 35 to 44 years | 10.3% |
| 45 to 54 years | 12.0% |
| 55 to 59 years | 7.1% |
| 60 to 64 years | 9.9% |
| 65 to 74 years | 11.1% |
| 75 to 84 years | 7.8% |
| 85 years and over | 1.9% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 59538 is current access to health insurance, as an estimated 91.2% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 59538 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 91.2% |
| Risk Behavior | Percent of adults* |
|---|
Regarding the age of homes in ZIP Code 59538, an estimated 24.8% of homes were built in 1939 or earlier. Additionally, 21.3% of homes in the region were built between 1970 and 1979, while an estimated 1.0% of homes were built in 2014 or later in this Phillips County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.0% |
| Built between 2010 and 2013 | 1.6% |
| Built between 2000 and 2009 | 3.8% |
| Built between 1990 and 1999 | 9.2% |
| Built between 1980 and 1989 | 9.2% |
| Built between 1970 and 1979 | 21.3% |
| Built between 1960 and 1969 | 8.3% |
| Built between 1950 and 1959 | 14.5% |
| Built between 1940 and 1949 | 6.2% |
| Built in 1939 or earlier | 24.8% |
In 59538, 60.1% of the population is in the labor force. Recent estimates place 11.1% as working from home, while the total labor force in the region has a mean travel to time to work of 13.5 minutes. Approximately 14.4% of the employed population 16 years and over in 59538 work in agriculture, forestry, fishing and hunting, and mining, while an estimated 14.4% work in retail trade. On the lower end of the scale, just 0.0% of 59538 workers 16 years and over work in finance and insurance, and real estate and rental and leasing.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 14.4% |
| Construction | 12.7% |
| Manufacturing | 0.0% |
| Wholesale trade | 0.0% |
| Retail trade | 14.4% |
| Transportation and warehousing, and utilities | 12.6% |
| Information | 0.4% |
| Finance and insurance, and real estate and rental and leasing | 0.0% |
| Professional, scientific, management, and administrative | 4.1% |
| Educational services, and health care and social assistance | 13.3% |
| Arts, entertainment, and recreation, and accommodation and food services | 11.1% |
| Other services, except public administration | 8.7% |
| Public administration | 8.4% |
In ZIP Code 59538, 97.7% of the population lists "English only" as the language spoken in home, while 2.3% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.0% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Phillips County region.
| Language Spoken | Percent |
|---|---|
| English only | 97.7% |
| Spanish | 2.3% |
| Other Indo-European languages | 0.0% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 0.0% |
Regarding solar power potential, ZIP Code 59538 has an average daily solar radiation level of 4.71 kWh/m2/day. This is approximately 14.32% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 28.53% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 59538 | 11.17¢/kWh | 10.42¢/kWh | 7.6¢/kWh |
| Montana | 13.32¢/kWh | 12¢/kWh | 7.25¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 59538 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 2.15 | 1.9 | 5.84 |
| Feb | 3.35 | 3 | 6.31 |
| Mar | 4.67 | 3.65 | 7.02 |
| Apr | 5.64 | 5.13 | 7.3 |
| May | 5.84 | 5.17 | 7.13 |
| Jun | 6.21 | 5.72 | 6.95 |
| Jul | 6.84 | 6.22 | 6.51 |
| Aug | 6.6 | 6.08 | 6.65 |
| Sep | 5.8 | 5.15 | 7.02 |
| Oct | 4.22 | 3.32 | 6.92 |
| Nov | 3.05 | 2.33 | 5.99 |
| Dec | 2.14 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 59538, credit reporting or credit repair services have received the most complaints in 59538 in the past 12 months. Vehicle loan or lease received the second most complaints. The most frequent complaint overall in this Phillips County region was problem with a credit reporting company's investigation.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 1 |
| Vehicle loan or lease | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Problem with a credit reporting company's investigation | 1 |
| Struggling to pay your loan | 1 |