ZIP Code 58102 is associated with the city of Fargo in North Dakota (Cass County) in the U.S. It is estimated that about 41.3% of residents in this North Dakota region hold a bachelor's degree or higher, while the per capita income is approximately $32,663. The median age in the 58102 ZIP Code is 29.5 years, with 16.0% of residents aged 62 years and older. Approximately 6% of the population is living below the poverty line. The median household income of this region is $47,927. The current population estimate is 29,621.
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The median household income in ZIP Code 58102 is $47,927, while the region's mean household income is $71,339. Breaking income down further, per capita income in the region is $32,663. The per capita income in ZIP Code 58102 of $32,663 is approximately 9.43% less than the per capita income in the U.S. overall of $36,062. An estimated 6.4% of the population is living below the poverty line in this region. This rate is approximately 32.63% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 17.5% of the population in 58102 earn $50,000 to $74,999 per year, while an estimated 14.0% earn $35,000 to $49,999 per year, and 3.7% of 58102 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 9.2% |
| $10,000 to $14,999 per year | 7.3% |
| $15,000 to $24,999 per year | 11.5% |
| $25,000 to $34,999 per year | 10.1% |
| $35,000 to $49,999 per year | 14.0% |
| $50,000 to $74,999 per year | 17.5% |
| $75,000 to $99,999 per year | 9.7% |
| $100,000 to $149,999 per year | 11.5% |
| $150,000 to $199,999 per year | 5.5% |
| $200,000 or more per year | 3.7% |
In ZIP Code 58102, 95.0% of the population graduated high school, while 41.3% have a bachelor's degree or higher. In this region, 1.5% achieved an education level less than 9th grade, while 15.0% hold a graduate or professional degree. Approximately 20.0% in this Cass County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 1.5% |
| 9th to 12th grade, no diploma | 3.5% |
| High school graduate (includes equivalency) | 20.0% |
| Some college, no degree | 21.6% |
| Associate's degree | 12.0% |
| Bachelor's degree | 26.4% |
| Graduate or professional degree | 15.0% |
Looking at race in the population that makes up ZIP Code 58102, 96.0% is one race, while 4.0% are two or more races. Approximately 3.0% of 58102 residents are hispanic or Latino (of any race). The most common race in 58102 (race alone or in combination with one or more other races), is White (91.0%), followed by Black or African American (5.1%) .
| Industry | Percent |
|---|---|
| White | 91.0% |
| Black or African American | 5.1% |
| American Indian and Alaska Native | 2.9% |
| Asian | 3.6% |
| Native Hawaiian and Other Pacific Islander | 0.8% |
| Some other race | 1.0% |
Residents of ZIP Code 58102 are younger than average. The median age of 29.5 years in ZIP Code 58102 is approximately 22.57% lower than the overall median age in the U.S. of 38.1 years. About 83.6% of residents are aged 18 years and older, and 16.0% of residents are 62 years and over. Approximately 20.1% of the population in 58102 falls in the age group 20 to 24 years, while an estimated 16.0% are aged 25 to 34 years. On the low end of the scale, 1.2% of 58102 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.4% |
| 5 to 9 years | 4.9% |
| 10 to 14 years | 5.0% |
| 15 to 19 years | 7.3% |
| 20 to 24 years | 20.1% |
| 25 to 34 years | 16.0% |
| 35 to 44 years | 9.3% |
| 45 to 54 years | 9.4% |
| 55 to 59 years | 5.2% |
| 60 to 64 years | 6.1% |
| 65 to 74 years | 7.9% |
| 75 to 84 years | 3.2% |
| 85 years and over | 1.2% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 58102 is current access to health insurance, as an estimated 92.9% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 58102 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 92.9% |
| Risk Behavior | Percent of adults* |
|---|
Regarding the age of homes in ZIP Code 58102, an estimated 21.6% of homes were built between 1970 and 1979. Additionally, 17.4% of homes in the region were built in 1939 or earlier, while an estimated 3.7% of homes were built in 2014 or later in this Cass County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 3.7% |
| Built between 2010 and 2013 | 5.1% |
| Built between 2000 and 2009 | 6.0% |
| Built between 1990 and 1999 | 5.1% |
| Built between 1980 and 1989 | 10.0% |
| Built between 1970 and 1979 | 21.6% |
| Built between 1960 and 1969 | 11.9% |
| Built between 1950 and 1959 | 12.9% |
| Built between 1940 and 1949 | 6.2% |
| Built in 1939 or earlier | 17.4% |
In 58102, 71.6% of the population is in the labor force. Recent estimates place 2.6% as working from home, while the total labor force in the region has a mean travel to time to work of 14.7 minutes. Approximately 27.5% of the employed population 16 years and over in 58102 work in educational services, and health care and social assistance, while an estimated 12.1% work in arts, entertainment, and recreation, and accommodation and food services. On the lower end of the scale, just 1.0% of 58102 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.0% |
| Construction | 6.6% |
| Manufacturing | 8.4% |
| Wholesale trade | 3.6% |
| Retail trade | 11.9% |
| Transportation and warehousing, and utilities | 4.8% |
| Information | 1.1% |
| Finance and insurance, and real estate and rental and leasing | 6.8% |
| Professional, scientific, management, and administrative | 8.8% |
| Educational services, and health care and social assistance | 27.5% |
| Arts, entertainment, and recreation, and accommodation and food services | 12.1% |
| Other services, except public administration | 3.7% |
| Public administration | 3.7% |
In ZIP Code 58102, 93.6% of the population lists "English only" as the language spoken in home, while 1.5% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 2.2% of homes, and other Indo-European languages are spoken in 1.4% of homes. Lastly, 1.3% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Cass County region.
| Language Spoken | Percent |
|---|---|
| English only | 93.6% |
| Spanish | 1.5% |
| Other Indo-European languages | 2.2% |
| Asian and Pacific Islander languages | 1.4% |
| Other languages | 1.3% |
Regarding solar power potential, ZIP Code 58102 has an average daily solar radiation level of 4.71 kWh/m2/day. This is approximately 14.32% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 28.53% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 58102 | 9.09¢/kWh | 7.97¢/kWh | 6.34¢/kWh |
| North Dakota | 12.08¢/kWh | 6.83¢/kWh | 7.12¢/kWh |
| United States | 16.83¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 58102 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.01 | 1.9 | 5.84 |
| Feb | 3.84 | 3 | 6.31 |
| Mar | 4.91 | 3.65 | 7.02 |
| Apr | 5.82 | 5.13 | 7.3 |
| May | 5.43 | 5.17 | 7.13 |
| Jun | 5.78 | 5.72 | 6.95 |
| Jul | 6.52 | 6.22 | 6.51 |
| Aug | 6.11 | 6.08 | 6.65 |
| Sep | 5.39 | 5.15 | 7.02 |
| Oct | 4.11 | 3.32 | 6.92 |
| Nov | 3.04 | 2.33 | 5.99 |
| Dec | 2.56 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 58102, credit reporting or other personal consumer reports have received the most complaints in 58102 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Cass County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 80 |
| Credit reporting or credit repair services | 31 |
| Debt collection | 29 |
| Credit card | 17 |
| Credit card or prepaid card | 9 |
| Other | 18 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 71 |
| Incorrect information on your report | 45 |
| Written notification about debt | 13 |
| Attempts to collect debt not owed | 11 |
| Problem with a credit reporting company's investigation | 11 |
| Other | 33 |