ZIP Code 56481 is associated with the city of Verndale in Minnesota (Wadena County) in the U.S. The median household income is $49,583, while about 9% of the population is living below the poverty line. The median age in 56481 is estimated to at 42.3 years, and about 25.0% of residents are aged 62 years and older. An estimated 92.5% in this Minnesota region have a high school degree or higher, while the per capita income comes in at approximately $27,404. The current population estimate is 1,936.
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The median household income in ZIP Code 56481 is $49,583, while the region's mean household income is $65,082. Breaking income down further, per capita income in the region is $27,404. The per capita income in ZIP Code 56481 of $27,404 is approximately 27.17% less than the per capita income in the U.S. overall of $37,625. An estimated 9.2% of the population is living below the poverty line in this region. This rate is approximately 3.16% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 20.8% of the population in 56481 earn $35,000 to $49,999 per year, while an estimated 19.0% earn $50,000 to $74,999 per year, and 1.8% of 56481 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 5.5% |
| $10,000 to $14,999 per year | 4.5% |
| $15,000 to $24,999 per year | 10.2% |
| $25,000 to $34,999 per year | 9.4% |
| $35,000 to $49,999 per year | 20.8% |
| $50,000 to $74,999 per year | 19.0% |
| $75,000 to $99,999 per year | 12.0% |
| $100,000 to $149,999 per year | 12.1% |
| $150,000 to $199,999 per year | 4.6% |
| $200,000 or more per year | 1.8% |
In ZIP Code 56481, 92.5% of the population graduated high school, while 14.0% have a bachelor's degree or higher. In this region, 1.3% achieved an education level less than 9th grade, while 4.4% hold a graduate or professional degree. Approximately 38.9% in this Wadena County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 1.3% |
| 9th to 12th grade, no diploma | 6.1% |
| High school graduate (includes equivalency) | 38.9% |
| Some college, no degree | 25.1% |
| Associate's degree | 14.5% |
| Bachelor's degree | 9.7% |
| Graduate or professional degree | 4.4% |
Looking at race in the population that makes up ZIP Code 56481, 99.3% is one race, while 0.7% are two or more races. Approximately 1.8% of 56481 residents are hispanic or Latino (of any race). The most common race in 56481 (race alone or in combination with one or more other races), is White (97.0%), followed by American Indian and Alaska Native (2.2%) .
| Industry | Percent |
|---|---|
| White | 97.0% |
| Black or African American | 0.4% |
| American Indian and Alaska Native | 2.2% |
| Asian | 0.6% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.6% |
Residents of ZIP Code 56481 are older than average. The median age of 42.3 years in ZIP Code 56481 is approximately 11.02% higher than the overall median age in the U.S. of 38.1 years. About 76.1% of residents are aged 18 years and older, and 25.0% of residents are 62 years and over. Approximately 14.3% of the population in 56481 falls in the age group 65 to 74 years, while an estimated 14.0% are aged 35 to 44 years. On the low end of the scale, 1.9% of 56481 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 6.4% |
| 5 to 9 years | 6.7% |
| 10 to 14 years | 6.2% |
| 15 to 19 years | 6.8% |
| 20 to 24 years | 4.0% |
| 25 to 34 years | 9.0% |
| 35 to 44 years | 14.0% |
| 45 to 54 years | 11.0% |
| 55 to 59 years | 7.4% |
| 60 to 64 years | 7.3% |
| 65 to 74 years | 14.3% |
| 75 to 84 years | 5.0% |
| 85 years and over | 1.9% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 56481 is current access to health insurance, as an estimated 92.9% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 56481 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 92.9% |
| Risk Behavior | Percent of adults* |
|---|
Regarding the age of homes in ZIP Code 56481, an estimated 22.4% of homes were built in 1939 or earlier. Additionally, 15.7% of homes in the region were built between 1970 and 1979, while an estimated 1.4% of homes were built between 2010 and 2013 in this Wadena County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.9% |
| Built between 2010 and 2013 | 1.4% |
| Built between 2000 and 2009 | 11.3% |
| Built between 1990 and 1999 | 12.5% |
| Built between 1980 and 1989 | 12.8% |
| Built between 1970 and 1979 | 15.7% |
| Built between 1960 and 1969 | 8.6% |
| Built between 1950 and 1959 | 6.9% |
| Built between 1940 and 1949 | 6.5% |
| Built in 1939 or earlier | 22.4% |
In 56481, 65.1% of the population is in the labor force. Recent estimates place 6.5% as working from home, while the total labor force in the region has a mean travel to time to work of 22.4 minutes. Approximately 24.5% of the employed population 16 years and over in 56481 work in educational services, and health care and social assistance, while an estimated 14.8% work in manufacturing. On the lower end of the scale, just 2.3% of 56481 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 8.1% |
| Construction | 6.5% |
| Manufacturing | 14.8% |
| Wholesale trade | 2.5% |
| Retail trade | 13.3% |
| Transportation and warehousing, and utilities | 8.9% |
| Information | 2.3% |
| Finance and insurance, and real estate and rental and leasing | 5.1% |
| Professional, scientific, management, and administrative | 2.4% |
| Educational services, and health care and social assistance | 24.5% |
| Arts, entertainment, and recreation, and accommodation and food services | 5.6% |
| Other services, except public administration | 3.7% |
| Public administration | 2.4% |
In ZIP Code 56481, 98.8% of the population lists "English only" as the language spoken in home, while 0.2% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.6% of homes, and other Indo-European languages are spoken in 0.4% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Wadena County region.
| Language Spoken | Percent |
|---|---|
| English only | 98.8% |
| Spanish | 0.2% |
| Other Indo-European languages | 0.6% |
| Asian and Pacific Islander languages | 0.4% |
| Other languages | 0.0% |
Regarding solar power potential, ZIP Code 56481 has an average daily solar radiation level of 4.82 kWh/m2/day. This is approximately 16.99% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 26.86% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 56481 | 11.29¢/kWh | 9.99¢/kWh | 9.34¢/kWh |
| Minnesota | 16.29¢/kWh | 12.75¢/kWh | 9.36¢/kWh |
| United States | 16.83¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 56481 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.32 | 1.9 | 5.84 |
| Feb | 4.42 | 3 | 6.31 |
| Mar | 5.32 | 3.65 | 7.02 |
| Apr | 5.78 | 5.13 | 7.3 |
| May | 5.48 | 5.17 | 7.13 |
| Jun | 5.61 | 5.72 | 6.95 |
| Jul | 6.48 | 6.22 | 6.51 |
| Aug | 5.96 | 6.08 | 6.65 |
| Sep | 5.62 | 5.15 | 7.02 |
| Oct | 3.95 | 3.32 | 6.92 |
| Nov | 3.27 | 2.33 | 5.99 |
| Dec | 2.66 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 56481, mortgage have received the most complaints in 56481 in the past 12 months. Student loan received the second most complaints. The most frequent complaint overall in this Wadena County region was dealing with a lender or servicer.
| Complaint Product | Number of Complaints* |
|---|---|
| Mortgage | 1 |
| Student loan | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Dealing with your lender or servicer | 1 |
| Trouble during payment process | 1 |