The 49965 ZIP Code is associated with the city of Toivola in Michigan in Houghton County in the United States. The current population estimate is 690. It is estimated that 23.8% of residents in the 49965 ZIP Code are aged 62 years and older, while the region overall has a median age of 36.5 years. In this Michigan region, an estimated 95.7% have a high school degree or higher, and the per capita income is approximately $16,826. The median household income is approximately $42,125, and an estimated 25% of the population is living below the poverty line.
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The median household income in ZIP Code 49965 is $42,125, while the region's mean household income is $53,050. Breaking income down further, per capita income in the region is $16,826. The per capita income in ZIP Code 49965 of $16,826 is approximately 46.94% less than the per capita income in the U.S. overall of $31,713. An estimated 24.5% of the population is living below the poverty line in this region. This rate is approximately157.89% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 21.9% of the population in 49965 earn $10,000 to $14,999 per year, while an estimated 21.5% earn $50,000 to $74,999 per year, and 0.9% of 49965 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 2.3% |
| $10,000 to $14,999 per year | 21.9% |
| $15,000 to $24,999 per year | 9.1% |
| $25,000 to $34,999 per year | 11.4% |
| $35,000 to $49,999 per year | 11.0% |
| $50,000 to $74,999 per year | 21.5% |
| $75,000 to $99,999 per year | 8.7% |
| $100,000 to $149,999 per year | 10.0% |
| $150,000 to $199,999 per year | 3.2% |
| $200,000 or more per year | 0.9% |
Looking at race in the population that makes up ZIP Code 49965, 99.4% is one race, while 0.6% are two or more races. Approximately 1.0% of 49965 residents are hispanic or Latino (of any race). The most common race in 49965 (race alone or in combination with one or more other races), is White (99.6%), followed by Some other race (1.0%) .
| Industry | Percent |
|---|---|
| White | 99.6% |
| Black or African American | 0.0% |
| American Indian and Alaska Native | 0.0% |
| Asian | 0.0% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 1.0% |
Residents of ZIP Code 49965 are younger than average. The median age of 36.5 years in ZIP Code 49965 is approximately 4.2% lower than the overall median age in the U.S. of 38.1 years. About 68.1% of residents are aged 18 years and older, and 23.8% of residents are 62 years and over. Approximately 17.5% of the population in 49965 falls in the age group 10 to 14 years, while an estimated 15.8% are aged 35 to 44 years. On the low end of the scale, 1.0% of 49965 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 1.6% |
| 5 to 9 years | 5.8% |
| 10 to 14 years | 17.5% |
| 15 to 19 years | 14.1% |
| 20 to 24 years | 3.2% |
| 25 to 34 years | 1.3% |
| 35 to 44 years | 15.8% |
| 45 to 54 years | 4.8% |
| 55 to 59 years | 6.8% |
| 60 to 64 years | 9.3% |
| 65 to 74 years | 11.2% |
| 75 to 84 years | 7.7% |
| 85 years and over | 1.0% |
In ZIP Code 49965, 95.4% of the population lists "English only" as the language spoken in home, while 0.4% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.3% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 2.8% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Houghton County region.
| Language Spoken | Percent |
|---|---|
| English only | 95.4% |
| Spanish | 0.4% |
| Other Indo-European languages | 1.3% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 2.8% |
Regarding the age of homes in ZIP Code 49965, an estimated 16.7% of homes were built in 1939 or earlier. Additionally, 16.0% of homes in the region were built between 1970 and 1979, while an estimated 1.2% of homes were built in 2014 or later in this Houghton County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.2% |
| Built between 2010 and 2013 | 2.8% |
| Built between 2000 and 2009 | 9.7% |
| Built between 1990 and 1999 | 8.6% |
| Built between 1980 and 1989 | 10.1% |
| Built between 1970 and 1979 | 16.0% |
| Built between 1960 and 1969 | 10.4% |
| Built between 1950 and 1959 | 12.1% |
| Built between 1940 and 1949 | 12.3% |
| Built in 1939 or earlier | 16.7% |
In ZIP Code 49965, 95.7% of the population graduated high school, while 14.8% have a bachelor's degree or higher. In this region, 0.0% achieved an education level less than 9th grade, while 5.8% hold a graduate or professional degree. Approximately 52.1% in this Houghton County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 0.0% |
| 9th to 12th grade, no diploma | 4.3% |
| High school graduate (includes equivalency) | 52.1% |
| Some college, no degree | 20.3% |
| Associate's degree | 8.5% |
| Bachelor's degree | 9.0% |
| Graduate or professional degree | 5.8% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 49965 is current access to health insurance, as an estimated 94.8% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 49965 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 94.8% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 49965 has an average daily solar radiation level of 4.41 kWh/m2/day. This is approximately 7.04% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 33.08% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 49965 | 19.36¢/kWh | 14.72¢/kWh | 5.32¢/kWh |
| Michigan | 20¢/kWh | 13.86¢/kWh | 8.33¢/kWh |
| United States | 16.83¢/kWh | 13.47¢/kWh | 8.51¢/kWh |
| Month | ZIP Code 49965 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 2.11 | 1.9 | 5.84 |
| Feb | 3.55 | 3 | 6.31 |
| Mar | 5.09 | 3.65 | 7.02 |
| Apr | 5.81 | 5.13 | 7.3 |
| May | 5.59 | 5.17 | 7.13 |
| Jun | 5.9 | 5.72 | 6.95 |
| Jul | 6.32 | 6.22 | 6.51 |
| Aug | 6.13 | 6.08 | 6.65 |
| Sep | 5.11 | 5.15 | 7.02 |
| Oct | 3.36 | 3.32 | 6.92 |
| Nov | 2.27 | 2.33 | 5.99 |
| Dec | 1.67 | 1.78 | 5.46 |
In 49965, 46.5% of the population is in the labor force. Recent estimates place 6.3% as working from home, while the total labor force in the region has a mean travel to time to work of 29.2 minutes. Approximately 32.5% of the employed population 16 years and over in 49965 work in arts, entertainment, and recreation, and accommodation and food services, while an estimated 19.9% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.0% of 49965 workers 16 years and over work in wholesale trade.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 6.3% |
| Construction | 6.8% |
| Manufacturing | 12.0% |
| Wholesale trade | 0.0% |
| Retail trade | 10.5% |
| Transportation and warehousing, and utilities | 4.2% |
| Information | 0.5% |
| Finance and insurance, and real estate and rental and leasing | 4.2% |
| Professional, scientific, management, and administrative | 1.6% |
| Educational services, and health care and social assistance | 19.9% |
| Arts, entertainment, and recreation, and accommodation and food services | 32.5% |
| Other services, except public administration | 0.5% |
| Public administration | 1.0% |