The 49930 ZIP Code is associated with the city of Hancock in Michigan in Houghton County in the United States. The current population estimate is 7,258. It is estimated that 23.9% of residents in the 49930 ZIP Code are aged 62 years and older, while the region overall has a median age of 37.0 years. In this Michigan region, an estimated 91.7% have a high school degree or higher, and the per capita income is approximately $25,976. Approximately 7% of the population lives below the poverty line, while the median househould income sits at $42,723.
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The median household income in ZIP Code 49930 is $42,723, while the region's mean household income is $63,281. Breaking income down further, per capita income in the region is $25,976. The per capita income in ZIP Code 49930 of $25,976 is approximately 18.09% less than the per capita income in the U.S. overall of $31,713. An estimated 6.9% of the population is living below the poverty line in this region. This rate is approximately 27.37% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 17.3% of the population in 49930 earn $50,000 to $74,999 per year, while an estimated 16.6% earn $15,000 to $24,999 per year, and 3.3% of 49930 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 7.8% |
| $10,000 to $14,999 per year | 4.9% |
| $15,000 to $24,999 per year | 16.6% |
| $25,000 to $34,999 per year | 12.6% |
| $35,000 to $49,999 per year | 11.9% |
| $50,000 to $74,999 per year | 17.3% |
| $75,000 to $99,999 per year | 9.9% |
| $100,000 to $149,999 per year | 11.2% |
| $150,000 to $199,999 per year | 4.5% |
| $200,000 or more per year | 3.3% |
Looking at race in the population that makes up ZIP Code 49930, 97.6% is one race, while 2.4% are two or more races. Approximately 3.0% of 49930 residents are hispanic or Latino (of any race). The most common race in 49930 (race alone or in combination with one or more other races), is White (96.8%), followed by Asian (3.0%) .
| Industry | Percent |
|---|---|
| White | 96.8% |
| Black or African American | 0.6% |
| American Indian and Alaska Native | 0.9% |
| Asian | 3.0% |
| Native Hawaiian and Other Pacific Islander | 0.4% |
| Some other race | 1.2% |
Residents of ZIP Code 49930 are younger than average. The median age of 37.0 years in ZIP Code 49930 is approximately 2.89% lower than the overall median age in the U.S. of 38.1 years. About 78.3% of residents are aged 18 years and older, and 23.9% of residents are 62 years and over. Approximately 14.8% of the population in 49930 falls in the age group 20 to 24 years, while an estimated 11.0% are aged 45 to 54 years. On the low end of the scale, 3.6% of 49930 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.8% |
| 5 to 9 years | 5.6% |
| 10 to 14 years | 5.9% |
| 15 to 19 years | 7.5% |
| 20 to 24 years | 14.8% |
| 25 to 34 years | 9.0% |
| 35 to 44 years | 8.7% |
| 45 to 54 years | 11.0% |
| 55 to 59 years | 5.6% |
| 60 to 64 years | 6.0% |
| 65 to 74 years | 10.1% |
| 75 to 84 years | 6.3% |
| 85 years and over | 3.6% |
In ZIP Code 49930, 94.0% of the population lists "English only" as the language spoken in home, while 1.9% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.7% of homes, and other Indo-European languages are spoken in 1.0% of homes. Lastly, 2.5% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Houghton County region.
| Language Spoken | Percent |
|---|---|
| English only | 94.0% |
| Spanish | 1.9% |
| Other Indo-European languages | 0.7% |
| Asian and Pacific Islander languages | 1.0% |
| Other languages | 2.5% |
Regarding the age of homes in ZIP Code 49930, an estimated 41.8% of homes were built in 1939 or earlier. Additionally, 11.2% of homes in the region were built between 2000 and 2009, while an estimated 0.4% of homes were built in 2014 or later in this Houghton County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.4% |
| Built between 2010 and 2013 | 3.3% |
| Built between 2000 and 2009 | 11.2% |
| Built between 1990 and 1999 | 9.2% |
| Built between 1980 and 1989 | 4.5% |
| Built between 1970 and 1979 | 8.5% |
| Built between 1960 and 1969 | 9.4% |
| Built between 1950 and 1959 | 6.5% |
| Built between 1940 and 1949 | 5.2% |
| Built in 1939 or earlier | 41.8% |
In ZIP Code 49930, 91.7% of the population graduated high school, while 36.4% have a bachelor's degree or higher. In this region, 2.7% achieved an education level less than 9th grade, while 15.4% hold a graduate or professional degree. Approximately 31.6% in this Houghton County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.7% |
| 9th to 12th grade, no diploma | 5.6% |
| High school graduate (includes equivalency) | 31.6% |
| Some college, no degree | 16.3% |
| Associate's degree | 7.4% |
| Bachelor's degree | 21.0% |
| Graduate or professional degree | 15.4% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 49930 is current access to health insurance, as an estimated 93.7% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 49930 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 93.7% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 49930 has an average daily solar radiation level of 4.34 kWh/m2/day. This is approximately 5.34% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 34.14% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 49930 | 19.36¢/kWh | 14.72¢/kWh | 5.32¢/kWh |
| Michigan | 20¢/kWh | 13.5¢/kWh | 8.33¢/kWh |
| United States | 16.83¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 49930 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 1.64 | 1.9 | 5.84 |
| Feb | 2.94 | 3 | 6.31 |
| Mar | 4.91 | 3.65 | 7.02 |
| Apr | 6.18 | 5.13 | 7.3 |
| May | 5.87 | 5.17 | 7.13 |
| Jun | 6.11 | 5.72 | 6.95 |
| Jul | 6.36 | 6.22 | 6.51 |
| Aug | 6.19 | 6.08 | 6.65 |
| Sep | 4.98 | 5.15 | 7.02 |
| Oct | 3.4 | 3.32 | 6.92 |
| Nov | 1.98 | 2.33 | 5.99 |
| Dec | 1.58 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 49930, credit reporting or credit repair services have received the most complaints in 49930 in the past 12 months. Credit card or prepaid card received the second most complaints. The most frequent complaint overall in this Houghton County region was can't contact lender or servicer.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 2 |
| Credit card or prepaid card | 1 |
| Payday loan, title loan, or personal loan | 1 |
| Student loan | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Can't contact lender or servicer | 1 |
| Dealing with your lender or servicer | 1 |
| Incorrect information on your report | 1 |
| Problem with a credit reporting company's investigation | 1 |
| Problem with a purchase shown on your statement | 1 |
In 49930, 56.7% of the population is in the labor force. Recent estimates place 3.9% as working from home, while the total labor force in the region has a mean travel to time to work of 13.8 minutes. Approximately 33.1% of the employed population 16 years and over in 49930 work in educational services, and health care and social assistance, while an estimated 13.6% work in arts, entertainment, and recreation, and accommodation and food services. On the lower end of the scale, just 0.4% of 49930 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 2.1% |
| Construction | 5.0% |
| Manufacturing | 6.0% |
| Wholesale trade | 2.1% |
| Retail trade | 12.9% |
| Transportation and warehousing, and utilities | 2.7% |
| Information | 0.4% |
| Finance and insurance, and real estate and rental and leasing | 5.3% |
| Professional, scientific, management, and administrative | 9.6% |
| Educational services, and health care and social assistance | 33.1% |
| Arts, entertainment, and recreation, and accommodation and food services | 13.6% |
| Other services, except public administration | 4.3% |
| Public administration | 2.9% |