The 49721 ZIP Code is associated with the city of Cheboygan in Michigan in Cheboygan County in the United States. The current population estimate is 14,164. In this Michigan region, an estimated 90.5% have a high school degree or higher, and the per capita income is approximately $25,298. The median household income is $44,337, while about 9% of the population is living below the poverty line.
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The median household income in ZIP Code 49721 is $44,337, while the region's mean household income is $56,541. Breaking income down further, per capita income in the region is $25,298. The per capita income in ZIP Code 49721 of $25,298 is approximately 20.23% less than the per capita income in the U.S. overall of $31,713. An estimated 9.4% of the population is living below the poverty line in this region. This rate is approximately 1.05% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 20.7% of the population in 49721 earn $50,000 to $74,999 per year, while an estimated 15.9% earn $35,000 to $49,999 per year, and 1.3% of 49721 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 6.6% |
| $10,000 to $14,999 per year | 5.8% |
| $15,000 to $24,999 per year | 13.8% |
| $25,000 to $34,999 per year | 12.4% |
| $35,000 to $49,999 per year | 15.9% |
| $50,000 to $74,999 per year | 20.7% |
| $75,000 to $99,999 per year | 11.5% |
| $100,000 to $149,999 per year | 9.5% |
| $150,000 to $199,999 per year | 2.4% |
| $200,000 or more per year | 1.3% |
Looking at race in the population that makes up ZIP Code 49721, 96.2% is one race, while 3.8% are two or more races. Approximately 2.0% of 49721 residents are hispanic or Latino (of any race). The most common race in 49721 (race alone or in combination with one or more other races), is White (95.4%), followed by American Indian and Alaska Native (5.7%) .
| Industry | Percent |
|---|---|
| White | 95.4% |
| Black or African American | 1.5% |
| American Indian and Alaska Native | 5.7% |
| Asian | 1.0% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.2% |
Residents of ZIP Code 49721 are older than average. The median age of 51.2 years in ZIP Code 49721 is approximately 34.38% higher than the overall median age in the U.S. of 38.1 years. About 82.9% of residents are aged 18 years and older, and 32.7% of residents are 62 years and over. Approximately 15.4% of the population in 49721 falls in the age group 65 to 74 years, while an estimated 13.5% are aged 45 to 54 years. On the low end of the scale, 3.0% of 49721 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.4% |
| 5 to 9 years | 3.5% |
| 10 to 14 years | 5.9% |
| 15 to 19 years | 5.0% |
| 20 to 24 years | 4.5% |
| 25 to 34 years | 9.1% |
| 35 to 44 years | 9.8% |
| 45 to 54 years | 13.5% |
| 55 to 59 years | 8.1% |
| 60 to 64 years | 9.2% |
| 65 to 74 years | 15.4% |
| 75 to 84 years | 8.6% |
| 85 years and over | 3.0% |
In ZIP Code 49721, 96.0% of the population lists "English only" as the language spoken in home, while 1.7% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.5% of homes, and other Indo-European languages are spoken in 0.3% of homes. Lastly, 0.5% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Cheboygan County region.
| Language Spoken | Percent |
|---|---|
| English only | 96.0% |
| Spanish | 1.7% |
| Other Indo-European languages | 1.5% |
| Asian and Pacific Islander languages | 0.3% |
| Other languages | 0.5% |
Regarding the age of homes in ZIP Code 49721, an estimated 18.7% of homes were built between 1990 and 1999. Additionally, 18.0% of homes in the region were built between 1970 and 1979, while an estimated 0.5% of homes were built in 2014 or later in this Cheboygan County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.5% |
| Built between 2010 and 2013 | 0.8% |
| Built between 2000 and 2009 | 13.5% |
| Built between 1990 and 1999 | 18.7% |
| Built between 1980 and 1989 | 10.8% |
| Built between 1970 and 1979 | 18.0% |
| Built between 1960 and 1969 | 10.7% |
| Built between 1950 and 1959 | 8.0% |
| Built between 1940 and 1949 | 5.8% |
| Built in 1939 or earlier | 13.2% |
In ZIP Code 49721, 90.5% of the population graduated high school, while 19.9% have a bachelor's degree or higher. In this region, 2.3% achieved an education level less than 9th grade, while 7.3% hold a graduate or professional degree. Approximately 38.5% in this Cheboygan County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.3% |
| 9th to 12th grade, no diploma | 7.1% |
| High school graduate (includes equivalency) | 38.5% |
| Some college, no degree | 22.6% |
| Associate's degree | 9.5% |
| Bachelor's degree | 12.5% |
| Graduate or professional degree | 7.3% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 49721 is current access to health insurance, as an estimated 93.6% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 49721 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 93.6% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 49721 has an average daily solar radiation level of 4.45 kWh/m2/day. This is approximately 8.01% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 32.47% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 49721 | 14.66¢/kWh | 10.91¢/kWh | 9.18¢/kWh |
| Michigan | 20¢/kWh | 13.86¢/kWh | 8.33¢/kWh |
| United States | 16.83¢/kWh | 13.47¢/kWh | 8.51¢/kWh |
| Month | ZIP Code 49721 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 2.09 | 1.9 | 5.84 |
| Feb | 3.42 | 3 | 6.31 |
| Mar | 5.22 | 3.65 | 7.02 |
| Apr | 5.72 | 5.13 | 7.3 |
| May | 6.11 | 5.17 | 7.13 |
| Jun | 5.92 | 5.72 | 6.95 |
| Jul | 6.41 | 6.22 | 6.51 |
| Aug | 5.9 | 6.08 | 6.65 |
| Sep | 5.09 | 5.15 | 7.02 |
| Oct | 3.36 | 3.32 | 6.92 |
| Nov | 2.48 | 2.33 | 5.99 |
| Dec | 1.64 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 49721, credit reporting or credit repair services have received the most complaints in 49721 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Cheboygan County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 12 |
| Credit reporting or other personal consumer reports | 3 |
| Student loan | 3 |
| Checking or savings account | 2 |
| Credit card | 2 |
| Other | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 15 |
| Dealing with your lender or servicer | 2 |
| Managing an account | 2 |
| Didn't provide services promised | 1 |
| Problem when making payments | 1 |
| Other | 2 |
In 49721, 53.0% of the population is in the labor force. Recent estimates place 3.4% as working from home, while the total labor force in the region has a mean travel to time to work of 24.9 minutes. Approximately 17.5% of the employed population 16 years and over in 49721 work in retail trade, while an estimated 17.2% work in educational services, and health care and social assistance. On the lower end of the scale, just 1.2% of 49721 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.9% |
| Construction | 10.0% |
| Manufacturing | 7.2% |
| Wholesale trade | 1.9% |
| Retail trade | 17.5% |
| Transportation and warehousing, and utilities | 4.6% |
| Information | 1.2% |
| Finance and insurance, and real estate and rental and leasing | 5.6% |
| Professional, scientific, management, and administrative | 6.7% |
| Educational services, and health care and social assistance | 17.2% |
| Arts, entertainment, and recreation, and accommodation and food services | 14.6% |
| Other services, except public administration | 6.9% |
| Public administration | 4.7% |