The 49456 ZIP Code is associated with the city of Spring Lake in Michigan in Ottawa County in the United States. The current population estimate is 19,480. The median household income is at $68,196, while an estimated 4% of the population in this ZIP is living below the poverty line. The median age in 49456 is estimated to at 44.5 years, and about 25.5% of residents are aged 62 years and older. In this Michigan region, an estimated 95.3% have a high school degree or higher, and the per capita income is approximately $39,507.
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The median household income in ZIP Code 49456 is $68,196, while the region's mean household income is $94,353. Breaking income down further, per capita income in the region is $39,507. The per capita income in ZIP Code 49456 of $39,507 is approximately 24.58% more than the per capita income in Michigan overall of $31,713. An estimated 4.2% of the population is living below the poverty line in this region. This rate is approximately 55.79% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 18.4% of the population in 49456 earn $50,000 to $74,999 per year, while an estimated 14.7% earn $100,000 to $149,999 per year, and 1.7% of 49456 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 3.1% |
| $10,000 to $14,999 per year | 1.7% |
| $15,000 to $24,999 per year | 10.9% |
| $25,000 to $34,999 per year | 8.1% |
| $35,000 to $49,999 per year | 12.9% |
| $50,000 to $74,999 per year | 18.4% |
| $75,000 to $99,999 per year | 14.4% |
| $100,000 to $149,999 per year | 14.7% |
| $150,000 to $199,999 per year | 7.4% |
| $200,000 or more per year | 8.4% |
Looking at race in the population that makes up ZIP Code 49456, 98.2% is one race, while 1.8% are two or more races. Approximately 2.4% of 49456 residents are hispanic or Latino (of any race). The most common race in 49456 (race alone or in combination with one or more other races), is White (96.9%), followed by American Indian and Alaska Native (1.7%) .
| Industry | Percent |
|---|---|
| White | 96.9% |
| Black or African American | 1.0% |
| American Indian and Alaska Native | 1.7% |
| Asian | 1.5% |
| Native Hawaiian and Other Pacific Islander | 0.1% |
| Some other race | 0.6% |
Residents of ZIP Code 49456 are older than average. The median age of 44.5 years in ZIP Code 49456 is approximately 16.8% higher than the overall median age in the U.S. of 38.1 years. About 77.2% of residents are aged 18 years and older, and 25.5% of residents are 62 years and over. Approximately 14.0% of the population in 49456 falls in the age group 45 to 54 years, while an estimated 12.5% are aged 65 to 74 years. On the low end of the scale, 3.3% of 49456 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.6% |
| 5 to 9 years | 6.9% |
| 10 to 14 years | 7.9% |
| 15 to 19 years | 4.9% |
| 20 to 24 years | 4.7% |
| 25 to 34 years | 9.4% |
| 35 to 44 years | 12.3% |
| 45 to 54 years | 14.0% |
| 55 to 59 years | 7.6% |
| 60 to 64 years | 5.9% |
| 65 to 74 years | 12.5% |
| 75 to 84 years | 6.1% |
| 85 years and over | 3.3% |
In ZIP Code 49456, 96.4% of the population lists "English only" as the language spoken in home, while 1.5% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.4% of homes, and other Indo-European languages are spoken in 0.7% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Ottawa County region.
| Language Spoken | Percent |
|---|---|
| English only | 96.4% |
| Spanish | 1.5% |
| Other Indo-European languages | 1.4% |
| Asian and Pacific Islander languages | 0.7% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 49456, an estimated 21.1% of homes were built between 1990 and 1999. Additionally, 14.8% of homes in the region were built between 2000 and 2009, while an estimated 1.1% of homes were built in 2014 or later in this Ottawa County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.1% |
| Built between 2010 and 2013 | 2.3% |
| Built between 2000 and 2009 | 14.8% |
| Built between 1990 and 1999 | 21.1% |
| Built between 1980 and 1989 | 14.0% |
| Built between 1970 and 1979 | 14.7% |
| Built between 1960 and 1969 | 9.5% |
| Built between 1950 and 1959 | 10.5% |
| Built between 1940 and 1949 | 3.9% |
| Built in 1939 or earlier | 8.1% |
In ZIP Code 49456, 95.3% of the population graduated high school, while 40.4% have a bachelor's degree or higher. In this region, 0.7% achieved an education level less than 9th grade, while 15.2% hold a graduate or professional degree. Approximately 22.6% in this Ottawa County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 0.7% |
| 9th to 12th grade, no diploma | 4.0% |
| High school graduate (includes equivalency) | 22.6% |
| Some college, no degree | 20.9% |
| Associate's degree | 11.4% |
| Bachelor's degree | 25.2% |
| Graduate or professional degree | 15.2% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 49456 is current access to health insurance, as an estimated 95.4% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 49456 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 95.4% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 49456 has an average daily solar radiation level of 4.54 kWh/m2/day. This is approximately 10.19% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 31.11% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 49456 | 13.71¢/kWh | 10.71¢/kWh | 6.63¢/kWh |
| Michigan | 19.67¢/kWh | 13.88¢/kWh | 8.19¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 49456 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 2.02 | 1.9 | 5.84 |
| Feb | 3.31 | 3 | 6.31 |
| Mar | 5.1 | 3.65 | 7.02 |
| Apr | 5.47 | 5.13 | 7.3 |
| May | 5.84 | 5.17 | 7.13 |
| Jun | 5.95 | 5.72 | 6.95 |
| Jul | 6.29 | 6.22 | 6.51 |
| Aug | 5.98 | 6.08 | 6.65 |
| Sep | 5.52 | 5.15 | 7.02 |
| Oct | 4.06 | 3.32 | 6.92 |
| Nov | 2.84 | 2.33 | 5.99 |
| Dec | 2.13 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 49456, credit reporting or other personal consumer reports have received the most complaints in 49456 in the past 12 months. Debt collection received the second most complaints. The most frequent complaint overall in this Ottawa County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 24 |
| Debt collection | 5 |
| Credit card or prepaid card | 3 |
| Mortgage | 2 |
| Checking or savings account | 1 |
| Other | 3 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 23 |
| Attempts to collect debt not owed | 3 |
| Struggling to pay mortgage | 2 |
| Closing your account | 1 |
| Dealing with your lender or servicer | 1 |
| Other | 8 |
In 49456, 62.5% of the population is in the labor force. Recent estimates place 6.0% as working from home, while the total labor force in the region has a mean travel to time to work of 22.4 minutes. Approximately 25.2% of the employed population 16 years and over in 49456 work in manufacturing, while an estimated 20.0% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.5% of 49456 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.5% |
| Construction | 4.5% |
| Manufacturing | 25.2% |
| Wholesale trade | 3.3% |
| Retail trade | 11.0% |
| Transportation and warehousing, and utilities | 3.1% |
| Information | 1.1% |
| Finance and insurance, and real estate and rental and leasing | 6.0% |
| Professional, scientific, management, and administrative | 9.3% |
| Educational services, and health care and social assistance | 20.0% |
| Arts, entertainment, and recreation, and accommodation and food services | 8.1% |
| Other services, except public administration | 5.8% |
| Public administration | 2.1% |