The 49440 ZIP Code is associated with the city of Muskegon in Michigan in Muskegon County in the United States. The current population estimate is 811. Approximately 17% of the population lives below the poverty line, while the median househould income sits at $14,865. The median age in 49440 is estimated to at 58.2 years, and about 41.3% of residents are aged 62 years and older. In this Michigan region, an estimated 91.1% have a high school degree or higher, and the per capita income is approximately $19,164.
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The median household income in ZIP Code 49440 is $14,865, while the region's mean household income is $25,433. Breaking income down further, per capita income in the region is $19,164. The per capita income in ZIP Code 49440 of $19,164 is approximately 39.57% less than the per capita income in the U.S. overall of $31,713. An estimated 17.3% of the population is living below the poverty line in this region. This rate is approximately82.11% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 29.0% of the population in 49440 earn $10,000 to $14,999 per year, while an estimated 22.0% earn less than $10,000 per year, and 0.0% of 49440 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 22.0% |
| $10,000 to $14,999 per year | 29.0% |
| $15,000 to $24,999 per year | 15.7% |
| $25,000 to $34,999 per year | 13.0% |
| $35,000 to $49,999 per year | 10.2% |
| $50,000 to $74,999 per year | 5.6% |
| $75,000 to $99,999 per year | 1.8% |
| $100,000 to $149,999 per year | 2.8% |
| $150,000 to $199,999 per year | 0.0% |
| $200,000 or more per year | 0.0% |
Looking at race in the population that makes up ZIP Code 49440, 93.8% is one race, while 6.2% are two or more races. Approximately 0.0% of 49440 residents are hispanic or Latino (of any race). The most common race in 49440 (race alone or in combination with one or more other races), is White (86.4%), followed by Black or African American (14.3%) .
| Industry | Percent |
|---|---|
| White | 86.4% |
| Black or African American | 14.3% |
| American Indian and Alaska Native | 4.3% |
| Asian | 1.1% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.0% |
Residents of ZIP Code 49440 are older than average. The median age of 58.2 years in ZIP Code 49440 is approximately 52.76% higher than the overall median age in the U.S. of 38.1 years. About 88.8% of residents are aged 18 years and older, and 41.3% of residents are 62 years and over. Approximately 20.8% of the population in 49440 falls in the age group 65 to 74 years, while an estimated 12.6% are aged 75 to 84 years. On the low end of the scale, 0.0% of 49440 residents are aged 5 to 9 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 1.2% |
| 5 to 9 years | 0.0% |
| 10 to 14 years | 4.6% |
| 15 to 19 years | 6.4% |
| 20 to 24 years | 7.6% |
| 25 to 34 years | 8.1% |
| 35 to 44 years | 10.1% |
| 45 to 54 years | 10.2% |
| 55 to 59 years | 5.4% |
| 60 to 64 years | 11.6% |
| 65 to 74 years | 20.8% |
| 75 to 84 years | 12.6% |
| 85 years and over | 1.2% |
In ZIP Code 49440, 97.8% of the population lists "English only" as the language spoken in home, while 0.0% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.0% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 2.2% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Muskegon County region.
| Language Spoken | Percent |
|---|---|
| English only | 97.8% |
| Spanish | 0.0% |
| Other Indo-European languages | 0.0% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 2.2% |
Regarding the age of homes in ZIP Code 49440, an estimated 42.3% of homes were built in 1939 or earlier. Additionally, 17.8% of homes in the region were built between 1960 and 1969, while an estimated 1.2% of homes were built between 1980 and 1989 in this Muskegon County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 3.3% |
| Built between 2010 and 2013 | 1.6% |
| Built between 2000 and 2009 | 2.0% |
| Built between 1990 and 1999 | 2.5% |
| Built between 1980 and 1989 | 1.2% |
| Built between 1970 and 1979 | 15.2% |
| Built between 1960 and 1969 | 17.8% |
| Built between 1950 and 1959 | 6.5% |
| Built between 1940 and 1949 | 7.5% |
| Built in 1939 or earlier | 42.3% |
In ZIP Code 49440, 91.1% of the population graduated high school, while 31.1% have a bachelor's degree or higher. In this region, 1.8% achieved an education level less than 9th grade, while 8.6% hold a graduate or professional degree. Approximately 16.0% in this Muskegon County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 1.8% |
| 9th to 12th grade, no diploma | 7.1% |
| High school graduate (includes equivalency) | 16.0% |
| Some college, no degree | 34.5% |
| Associate's degree | 9.5% |
| Bachelor's degree | 22.5% |
| Graduate or professional degree | 8.6% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 49440 is current access to health insurance, as an estimated 89.7% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 49440 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 89.7% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 49440 has an average daily solar radiation level of 4.57 kWh/m2/day. This is approximately 10.92% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 30.65% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 49440 | 13.71¢/kWh | 10.71¢/kWh | 6.63¢/kWh |
| Michigan | 19.26¢/kWh | 13.5¢/kWh | 8.42¢/kWh |
| United States | 16.94¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 49440 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 2.13 | 1.9 | 5.84 |
| Feb | 3.4 | 3 | 6.31 |
| Mar | 5.34 | 3.65 | 7.02 |
| Apr | 5.41 | 5.13 | 7.3 |
| May | 5.77 | 5.17 | 7.13 |
| Jun | 6.04 | 5.72 | 6.95 |
| Jul | 6.42 | 6.22 | 6.51 |
| Aug | 6.05 | 6.08 | 6.65 |
| Sep | 5.45 | 5.15 | 7.02 |
| Oct | 3.97 | 3.32 | 6.92 |
| Nov | 2.81 | 2.33 | 5.99 |
| Dec | 2.05 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 49440, debt collection have received the most complaints in 49440 in the past 12 months. received the second most complaints. The most frequent complaint overall in this Muskegon County region was attempts to collect debt not owed.
| Complaint Product | Number of Complaints* |
|---|---|
| Debt collection | 2 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Attempts to collect debt not owed | 1 |
| Communication tactics | 1 |
In 49440, 45.0% of the population is in the labor force. Recent estimates place 5.8% as working from home, while the total labor force in the region has a mean travel to time to work of 22.3 minutes. Approximately 33.5% of the employed population 16 years and over in 49440 work in educational services, and health care and social assistance, while an estimated 14.9% work in manufacturing. On the lower end of the scale, just 0.0% of 49440 workers 16 years and over work in public administration.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.0% |
| Construction | 8.7% |
| Manufacturing | 14.9% |
| Wholesale trade | 0.0% |
| Retail trade | 11.3% |
| Transportation and warehousing, and utilities | 0.0% |
| Information | 5.5% |
| Finance and insurance, and real estate and rental and leasing | 9.1% |
| Professional, scientific, management, and administrative | 0.0% |
| Educational services, and health care and social assistance | 33.5% |
| Arts, entertainment, and recreation, and accommodation and food services | 13.8% |
| Other services, except public administration | 3.3% |
| Public administration | 0.0% |