The 49274 ZIP Code is associated with the city of Reading in Michigan in Hillsdale County in the United States. The current population estimate is 3,365. The 49274 ZIP Code has a median age of 41.2 years, and 22.1% of residents are aged 62 years and older. Median househould income is approximately $52,069, and an estimated 12% of the population is living below the poverty line. In this Michigan region, an estimated 88.5% have a high school degree or higher, and the per capita income is approximately $23,365.
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The median household income in ZIP Code 49274 is $52,069, while the region's mean household income is $61,965. Breaking income down further, per capita income in the region is $23,365. The per capita income in ZIP Code 49274 of $23,365 is approximately 26.32% less than the per capita income in the U.S. overall of $31,713. An estimated 11.5% of the population is living below the poverty line in this region. This rate is approximately21.05% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 23.4% of the population in 49274 earn $50,000 to $74,999 per year, while an estimated 15.4% earn $35,000 to $49,999 per year, and 1.1% of 49274 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 5.3% |
| $10,000 to $14,999 per year | 2.7% |
| $15,000 to $24,999 per year | 11.6% |
| $25,000 to $34,999 per year | 13.1% |
| $35,000 to $49,999 per year | 15.4% |
| $50,000 to $74,999 per year | 23.4% |
| $75,000 to $99,999 per year | 12.6% |
| $100,000 to $149,999 per year | 12.0% |
| $150,000 to $199,999 per year | 2.7% |
| $200,000 or more per year | 1.1% |
Looking at race in the population that makes up ZIP Code 49274, 99.6% is one race, while 0.4% are two or more races. Approximately 1.4% of 49274 residents are hispanic or Latino (of any race). The most common race in 49274 (race alone or in combination with one or more other races), is White (99.4%), followed by Asian (0.3%) .
| Industry | Percent |
|---|---|
| White | 99.4% |
| Black or African American | 0.2% |
| American Indian and Alaska Native | 0.2% |
| Asian | 0.3% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.3% |
Residents of ZIP Code 49274 are older than average. The median age of 41.2 years in ZIP Code 49274 is approximately 8.14% higher than the overall median age in the U.S. of 38.1 years. About 74.4% of residents are aged 18 years and older, and 22.1% of residents are 62 years and over. Approximately 13.0% of the population in 49274 falls in the age group 45 to 54 years, while an estimated 12.2% are aged 25 to 34 years. On the low end of the scale, 1.3% of 49274 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 6.4% |
| 5 to 9 years | 8.6% |
| 10 to 14 years | 6.9% |
| 15 to 19 years | 5.6% |
| 20 to 24 years | 4.7% |
| 25 to 34 years | 12.2% |
| 35 to 44 years | 11.3% |
| 45 to 54 years | 13.0% |
| 55 to 59 years | 6.4% |
| 60 to 64 years | 7.1% |
| 65 to 74 years | 11.3% |
| 75 to 84 years | 5.1% |
| 85 years and over | 1.3% |
In ZIP Code 49274, 91.6% of the population lists "English only" as the language spoken in home, while 1.0% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 7.4% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Hillsdale County region.
| Language Spoken | Percent |
|---|---|
| English only | 91.6% |
| Spanish | 1.0% |
| Other Indo-European languages | 7.4% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 49274, an estimated 31.1% of homes were built in 1939 or earlier. Additionally, 16.8% of homes in the region were built between 1970 and 1979, while an estimated 0.3% of homes were built in 2014 or later in this Hillsdale County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.3% |
| Built between 2010 and 2013 | 0.5% |
| Built between 2000 and 2009 | 7.7% |
| Built between 1990 and 1999 | 9.7% |
| Built between 1980 and 1989 | 7.2% |
| Built between 1970 and 1979 | 16.8% |
| Built between 1960 and 1969 | 11.2% |
| Built between 1950 and 1959 | 9.4% |
| Built between 1940 and 1949 | 6.0% |
| Built in 1939 or earlier | 31.1% |
In ZIP Code 49274, 88.5% of the population graduated high school, while 16.7% have a bachelor's degree or higher. In this region, 6.7% achieved an education level less than 9th grade, while 7.3% hold a graduate or professional degree. Approximately 37.0% in this Hillsdale County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 6.7% |
| 9th to 12th grade, no diploma | 4.9% |
| High school graduate (includes equivalency) | 37.0% |
| Some college, no degree | 23.8% |
| Associate's degree | 11.0% |
| Bachelor's degree | 9.4% |
| Graduate or professional degree | 7.3% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 49274 is current access to health insurance, as an estimated 92.1% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 49274 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 92.1% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 49274 has an average daily solar radiation level of 4.63 kWh/m2/day. This is approximately 12.38% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 29.74% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 49274 | 13.71¢/kWh | 10.71¢/kWh | 6.63¢/kWh |
| Michigan | 19.26¢/kWh | 13.5¢/kWh | 8.42¢/kWh |
| United States | 16.94¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 49274 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 2.91 | 1.9 | 5.84 |
| Feb | 3.52 | 3 | 6.31 |
| Mar | 4.83 | 3.65 | 7.02 |
| Apr | 5.3 | 5.13 | 7.3 |
| May | 5.32 | 5.17 | 7.13 |
| Jun | 5.86 | 5.72 | 6.95 |
| Jul | 6.27 | 6.22 | 6.51 |
| Aug | 5.67 | 6.08 | 6.65 |
| Sep | 5.61 | 5.15 | 7.02 |
| Oct | 4.49 | 3.32 | 6.92 |
| Nov | 3.17 | 2.33 | 5.99 |
| Dec | 2.56 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 49274, checking or savings account have received the most complaints in 49274 in the past 12 months. Debt collection received the second most complaints. The most frequent complaint overall in this Hillsdale County region was false statements or representation.
| Complaint Product | Number of Complaints* |
|---|---|
| Checking or savings account | 2 |
| Debt collection | 2 |
| Credit card | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| False statements or representation | 2 |
| Managing an account | 2 |
| Trouble using your card | 1 |
In 49274, 55.8% of the population is in the labor force. Recent estimates place 4.4% as working from home, while the total labor force in the region has a mean travel to time to work of 23.6 minutes. Approximately 24.6% of the employed population 16 years and over in 49274 work in manufacturing, while an estimated 23.3% work in educational services, and health care and social assistance. On the lower end of the scale, just 1.2% of 49274 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 5.5% |
| Construction | 7.1% |
| Manufacturing | 24.6% |
| Wholesale trade | 2.4% |
| Retail trade | 11.2% |
| Transportation and warehousing, and utilities | 4.8% |
| Information | 1.2% |
| Finance and insurance, and real estate and rental and leasing | 3.0% |
| Professional, scientific, management, and administrative | 4.5% |
| Educational services, and health care and social assistance | 23.3% |
| Arts, entertainment, and recreation, and accommodation and food services | 4.4% |
| Other services, except public administration | 2.7% |
| Public administration | 5.5% |