The 48721 ZIP Code is associated with the city of Black River in Michigan in Alcona County in the United States. The current population estimate is 472. It is estimated that about 17.1% of residents in this Michigan region hold a bachelor's degree or higher, while the per capita income is approximately $24,200. The median household income is $45,000, while about 9% of the population is living below the poverty line.
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Moderate
The median household income in ZIP Code 48721 is $45,000, while the region's mean household income is $46,346. Breaking income down further, per capita income in the region is $24,200. The per capita income in ZIP Code 48721 of $24,200 is approximately 23.69% less than the per capita income in the U.S. overall of $31,713. An estimated 9.0% of the population is living below the poverty line in this region. This rate is approximately 5.26% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 25.0% of the population in 48721 earn $50,000 to $74,999 per year, while an estimated 20.5% earn $35,000 to $49,999 per year, and 0.0% of 48721 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 7.0% |
| $10,000 to $14,999 per year | 7.8% |
| $15,000 to $24,999 per year | 16.8% |
| $25,000 to $34,999 per year | 7.8% |
| $35,000 to $49,999 per year | 20.5% |
| $50,000 to $74,999 per year | 25.0% |
| $75,000 to $99,999 per year | 8.2% |
| $100,000 to $149,999 per year | 7.0% |
| $150,000 to $199,999 per year | 0.0% |
| $200,000 or more per year | 0.0% |
Looking at race in the population that makes up ZIP Code 48721, 98.7% is one race, while 1.3% are two or more races. Approximately 1.1% of 48721 residents are hispanic or Latino (of any race). The most common race in 48721 (race alone or in combination with one or more other races), is White (100.0%), followed by American Indian and Alaska Native (1.3%) .
| Industry | Percent |
|---|---|
| White | 100.0% |
| Black or African American | 0.0% |
| American Indian and Alaska Native | 1.3% |
| Asian | 0.0% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.0% |
Residents of ZIP Code 48721 are older than average. The median age of 60.0 years in ZIP Code 48721 is approximately 57.48% higher than the overall median age in the U.S. of 38.1 years. About 93.4% of residents are aged 18 years and older, and 46.0% of residents are 62 years and over. Approximately 17.4% of the population in 48721 falls in the age group 65 to 74 years, while an estimated 16.3% are aged 75 to 84 years. On the low end of the scale, 0.0% of 48721 residents are aged 10 to 14 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 2.1% |
| 5 to 9 years | 4.4% |
| 10 to 14 years | 0.0% |
| 15 to 19 years | 1.7% |
| 20 to 24 years | 2.3% |
| 25 to 34 years | 6.6% |
| 35 to 44 years | 5.7% |
| 45 to 54 years | 15.3% |
| 55 to 59 years | 11.9% |
| 60 to 64 years | 13.1% |
| 65 to 74 years | 17.4% |
| 75 to 84 years | 16.3% |
| 85 years and over | 3.2% |
In ZIP Code 48721, 96.5% of the population lists "English only" as the language spoken in home, while 1.1% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.7% of homes, and other Indo-European languages are spoken in 0.6% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Alcona County region.
| Language Spoken | Percent |
|---|---|
| English only | 96.5% |
| Spanish | 1.1% |
| Other Indo-European languages | 1.7% |
| Asian and Pacific Islander languages | 0.6% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 48721, an estimated 20.9% of homes were built between 1990 and 1999. Additionally, 20.0% of homes in the region were built between 1970 and 1979, while an estimated 0.0% of homes were built between 2010 and 2013 in this Alcona County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.7% |
| Built between 2010 and 2013 | 0.0% |
| Built between 2000 and 2009 | 7.6% |
| Built between 1990 and 1999 | 20.9% |
| Built between 1980 and 1989 | 14.9% |
| Built between 1970 and 1979 | 20.0% |
| Built between 1960 and 1969 | 12.2% |
| Built between 1950 and 1959 | 8.3% |
| Built between 1940 and 1949 | 6.2% |
| Built in 1939 or earlier | 9.4% |
In ZIP Code 48721, 87.9% of the population graduated high school, while 17.1% have a bachelor's degree or higher. In this region, 3.3% achieved an education level less than 9th grade, while 6.6% hold a graduate or professional degree. Approximately 44.1% in this Alcona County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.3% |
| 9th to 12th grade, no diploma | 8.8% |
| High school graduate (includes equivalency) | 44.1% |
| Some college, no degree | 16.8% |
| Associate's degree | 10.0% |
| Bachelor's degree | 10.4% |
| Graduate or professional degree | 6.6% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 48721 is current access to health insurance, as an estimated 93.7% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 48721 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 93.7% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 48721 has an average daily solar radiation level of 4.63 kWh/m2/day. This is approximately 12.38% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 29.74% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 48721 | 14.66¢/kWh | 10.91¢/kWh | 9.18¢/kWh |
| Michigan | 19.88¢/kWh | 14.53¢/kWh | 8.51¢/kWh |
| United States | 16.41¢/kWh | 13.1¢/kWh | 8.44¢/kWh |
| Month | ZIP Code 48721 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 2.74 | 1.9 | 5.84 |
| Feb | 3.87 | 3 | 6.31 |
| Mar | 5.42 | 3.65 | 7.02 |
| Apr | 5.69 | 5.13 | 7.3 |
| May | 5.65 | 5.17 | 7.13 |
| Jun | 5.91 | 5.72 | 6.95 |
| Jul | 6.15 | 6.22 | 6.51 |
| Aug | 5.92 | 6.08 | 6.65 |
| Sep | 5.3 | 5.15 | 7.02 |
| Oct | 3.86 | 3.32 | 6.92 |
| Nov | 2.63 | 2.33 | 5.99 |
| Dec | 2.43 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 48721, credit card have received the most complaints in 48721 in the past 12 months. Money transfer, virtual currency, or money service received the second most complaints. The most frequent complaint overall in this Alcona County region was fees or interest.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit card | 1 |
| Money transfer, virtual currency, or money service | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Fees or interest | 1 |
| Fraud or scam | 1 |
In 48721, 43.5% of the population is in the labor force. Recent estimates place 7.9% as working from home, while the total labor force in the region has a mean travel to time to work of 20.2 minutes. Approximately 24.0% of the employed population 16 years and over in 48721 work in educational services, and health care and social assistance, while an estimated 15.6% work in other services, except public administration. On the lower end of the scale, just 0.0% of 48721 workers 16 years and over work in finance and insurance, and real estate and rental and leasing.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.6% |
| Construction | 13.0% |
| Manufacturing | 11.5% |
| Wholesale trade | 0.0% |
| Retail trade | 8.3% |
| Transportation and warehousing, and utilities | 11.5% |
| Information | 0.0% |
| Finance and insurance, and real estate and rental and leasing | 0.0% |
| Professional, scientific, management, and administrative | 1.6% |
| Educational services, and health care and social assistance | 24.0% |
| Arts, entertainment, and recreation, and accommodation and food services | 8.3% |
| Other services, except public administration | 15.6% |
| Public administration | 4.7% |