The 48601 ZIP Code is associated with the city of Saginaw in Michigan in Saginaw County in the United States. The current population estimate is 34,793. About 21.4% of residents in ZIP Code 48601 are aged 62 years and older, and the region has a median age of 37.6 years. It is estimated that about 7.9% of residents in this Michigan region hold a bachelor's degree or higher, while the per capita income is approximately $16,965. The median household income is $29,822, while about 27% of the population is living below the poverty line.
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The median household income in ZIP Code 48601 is $29,822, while the region's mean household income is $40,087. Breaking income down further, per capita income in the region is $16,965. The per capita income in ZIP Code 48601 of $16,965 is approximately 46.5% less than the per capita income in the U.S. overall of $31,713. An estimated 27.3% of the population is living below the poverty line in this region. This rate is approximately187.37% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 17.9% of the population in 48601 earn less than $10,000 per year, while an estimated 16.2% earn $25,000 to $34,999 per year, and 0.4% of 48601 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 17.9% |
| $10,000 to $14,999 per year | 8.3% |
| $15,000 to $24,999 per year | 15.5% |
| $25,000 to $34,999 per year | 16.2% |
| $35,000 to $49,999 per year | 14.1% |
| $50,000 to $74,999 per year | 15.5% |
| $75,000 to $99,999 per year | 6.5% |
| $100,000 to $149,999 per year | 4.6% |
| $150,000 to $199,999 per year | 1.0% |
| $200,000 or more per year | 0.4% |
Looking at race in the population that makes up ZIP Code 48601, 96.0% is one race, while 4.0% are two or more races. Approximately 10.9% of 48601 residents are hispanic or Latino (of any race). The most common race in 48601 (race alone or in combination with one or more other races), is Black or African American (65.5%), followed by White (33.9%) .
| Industry | Percent |
|---|---|
| White | 33.9% |
| Black or African American | 65.5% |
| American Indian and Alaska Native | 1.7% |
| Asian | 0.4% |
| Native Hawaiian and Other Pacific Islander | 0.1% |
| Some other race | 3.0% |
Residents of ZIP Code 48601 are younger than average. The median age of 37.6 years in ZIP Code 48601 is approximately 1.31% lower than the overall median age in the U.S. of 38.1 years. About 73.7% of residents are aged 18 years and older, and 21.4% of residents are 62 years and over. Approximately 12.8% of the population in 48601 falls in the age group 25 to 34 years, while an estimated 10.6% are aged 45 to 54 years. On the low end of the scale, 1.6% of 48601 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 8.3% |
| 5 to 9 years | 7.3% |
| 10 to 14 years | 6.2% |
| 15 to 19 years | 7.2% |
| 20 to 24 years | 6.1% |
| 25 to 34 years | 12.8% |
| 35 to 44 years | 9.7% |
| 45 to 54 years | 10.6% |
| 55 to 59 years | 7.0% |
| 60 to 64 years | 8.0% |
| 65 to 74 years | 10.2% |
| 75 to 84 years | 5.0% |
| 85 years and over | 1.6% |
In ZIP Code 48601, 95.6% of the population lists "English only" as the language spoken in home, while 3.7% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.4% of homes, and other Indo-European languages are spoken in 0.1% of homes. Lastly, 0.1% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Saginaw County region.
| Language Spoken | Percent |
|---|---|
| English only | 95.6% |
| Spanish | 3.7% |
| Other Indo-European languages | 0.4% |
| Asian and Pacific Islander languages | 0.1% |
| Other languages | 0.1% |
Regarding the age of homes in ZIP Code 48601, an estimated 20.9% of homes were built in 1939 or earlier. Additionally, 20.5% of homes in the region were built between 1950 and 1959, while an estimated 0.5% of homes were built between 2010 and 2013 in this Saginaw County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.6% |
| Built between 2010 and 2013 | 0.5% |
| Built between 2000 and 2009 | 3.5% |
| Built between 1990 and 1999 | 4.3% |
| Built between 1980 and 1989 | 4.6% |
| Built between 1970 and 1979 | 14.6% |
| Built between 1960 and 1969 | 17.8% |
| Built between 1950 and 1959 | 20.5% |
| Built between 1940 and 1949 | 12.8% |
| Built in 1939 or earlier | 20.9% |
In ZIP Code 48601, 80.4% of the population graduated high school, while 7.9% have a bachelor's degree or higher. In this region, 6.2% achieved an education level less than 9th grade, while 2.4% hold a graduate or professional degree. Approximately 39.4% in this Saginaw County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 6.2% |
| 9th to 12th grade, no diploma | 13.3% |
| High school graduate (includes equivalency) | 39.4% |
| Some college, no degree | 25.7% |
| Associate's degree | 7.5% |
| Bachelor's degree | 5.5% |
| Graduate or professional degree | 2.4% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 48601 is current access to health insurance, as an estimated 88% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 48601 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 88% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 48601 has an average daily solar radiation level of 4.62 kWh/m2/day. This is approximately 12.14% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 29.89% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 48601 | 13.71¢/kWh | 10.71¢/kWh | 6.63¢/kWh |
| Michigan | 19.67¢/kWh | 13.88¢/kWh | 8.19¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 48601 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 2.85 | 1.9 | 5.84 |
| Feb | 3.91 | 3 | 6.31 |
| Mar | 5.02 | 3.65 | 7.02 |
| Apr | 5.37 | 5.13 | 7.3 |
| May | 5.61 | 5.17 | 7.13 |
| Jun | 5.97 | 5.72 | 6.95 |
| Jul | 6.09 | 6.22 | 6.51 |
| Aug | 5.83 | 6.08 | 6.65 |
| Sep | 5.42 | 5.15 | 7.02 |
| Oct | 4 | 3.32 | 6.92 |
| Nov | 3.08 | 2.33 | 5.99 |
| Dec | 2.28 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 48601, credit reporting or credit repair services have received the most complaints in 48601 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Saginaw County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 270 |
| Credit reporting or other personal consumer reports | 199 |
| Debt collection | 52 |
| Checking or savings account | 8 |
| Money transfer, virtual currency, or money service | 6 |
| Other | 20 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 180 |
| Improper use of your report | 141 |
| Problem with a credit reporting company's investigation | 79 |
| Problem with a company's investigation into an existing problem | 69 |
| Attempts to collect debt not owed | 30 |
| Other | 56 |
In 48601, 49.5% of the population is in the labor force. Recent estimates place 2.7% as working from home, while the total labor force in the region has a mean travel to time to work of 20.3 minutes. Approximately 26.2% of the employed population 16 years and over in 48601 work in educational services, and health care and social assistance, while an estimated 19.4% work in manufacturing. On the lower end of the scale, just 0.8% of 48601 workers 16 years and over work in wholesale trade.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.8% |
| Construction | 4.4% |
| Manufacturing | 19.4% |
| Wholesale trade | 0.8% |
| Retail trade | 10.7% |
| Transportation and warehousing, and utilities | 4.1% |
| Information | 1.5% |
| Finance and insurance, and real estate and rental and leasing | 3.1% |
| Professional, scientific, management, and administrative | 8.3% |
| Educational services, and health care and social assistance | 26.2% |
| Arts, entertainment, and recreation, and accommodation and food services | 12.6% |
| Other services, except public administration | 4.0% |
| Public administration | 4.2% |