The 48422 ZIP Code is associated with the city of Croswell in Michigan in Sanilac County in the United States. The current population estimate is 6,571. Approximately 9% of the population is living below the poverty line. The median household income of this region is $51,187. The median age in 48422 is estimated to at 42.4 years, and about 20.7% of residents are aged 62 years and older. It is estimated that about 12.7% of residents in this Michigan region hold a bachelor's degree or higher, while the per capita income is approximately $24,586.
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The median household income in ZIP Code 48422 is $51,187, while the region's mean household income is $60,251. Breaking income down further, per capita income in the region is $24,586. The per capita income in ZIP Code 48422 of $24,586 is approximately 22.47% less than the per capita income in the U.S. overall of $31,713. An estimated 8.5% of the population is living below the poverty line in this region. This rate is approximately 10.53% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 23.9% of the population in 48422 earn $50,000 to $74,999 per year, while an estimated 14.5% earn $100,000 to $149,999 per year, and 1.0% of 48422 residents earn $150,000 to $199,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 7.8% |
| $10,000 to $14,999 per year | 4.4% |
| $15,000 to $24,999 per year | 9.8% |
| $25,000 to $34,999 per year | 10.4% |
| $35,000 to $49,999 per year | 14.1% |
| $50,000 to $74,999 per year | 23.9% |
| $75,000 to $99,999 per year | 12.5% |
| $100,000 to $149,999 per year | 14.5% |
| $150,000 to $199,999 per year | 1.0% |
| $200,000 or more per year | 1.6% |
Looking at race in the population that makes up ZIP Code 48422, 96.5% is one race, while 3.5% are two or more races. Approximately 7.8% of 48422 residents are hispanic or Latino (of any race). The most common race in 48422 (race alone or in combination with one or more other races), is White (96.1%), followed by American Indian and Alaska Native (3.2%) .
| Industry | Percent |
|---|---|
| White | 96.1% |
| Black or African American | 0.6% |
| American Indian and Alaska Native | 3.2% |
| Asian | 1.9% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 2.8% |
Residents of ZIP Code 48422 are older than average. The median age of 42.4 years in ZIP Code 48422 is approximately 11.29% higher than the overall median age in the U.S. of 38.1 years. About 77.2% of residents are aged 18 years and older, and 20.7% of residents are 62 years and over. Approximately 14.0% of the population in 48422 falls in the age group 45 to 54 years, while an estimated 13.2% are aged 35 to 44 years. On the low end of the scale, 1.4% of 48422 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.1% |
| 5 to 9 years | 7.3% |
| 10 to 14 years | 6.1% |
| 15 to 19 years | 7.5% |
| 20 to 24 years | 6.5% |
| 25 to 34 years | 7.4% |
| 35 to 44 years | 13.2% |
| 45 to 54 years | 14.0% |
| 55 to 59 years | 8.7% |
| 60 to 64 years | 7.6% |
| 65 to 74 years | 9.5% |
| 75 to 84 years | 5.7% |
| 85 years and over | 1.4% |
In ZIP Code 48422, 95.0% of the population lists "English only" as the language spoken in home, while 2.9% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.5% of homes, and other Indo-European languages are spoken in 0.4% of homes. Lastly, 0.2% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Sanilac County region.
| Language Spoken | Percent |
|---|---|
| English only | 95.0% |
| Spanish | 2.9% |
| Other Indo-European languages | 1.5% |
| Asian and Pacific Islander languages | 0.4% |
| Other languages | 0.2% |
Regarding the age of homes in ZIP Code 48422, an estimated 22.5% of homes were built in 1939 or earlier. Additionally, 15.2% of homes in the region were built between 1990 and 1999, while an estimated 1.4% of homes were built between 2010 and 2013 in this Sanilac County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.4% |
| Built between 2010 and 2013 | 1.4% |
| Built between 2000 and 2009 | 13.8% |
| Built between 1990 and 1999 | 15.2% |
| Built between 1980 and 1989 | 11.1% |
| Built between 1970 and 1979 | 13.2% |
| Built between 1960 and 1969 | 7.4% |
| Built between 1950 and 1959 | 8.4% |
| Built between 1940 and 1949 | 5.6% |
| Built in 1939 or earlier | 22.5% |
In ZIP Code 48422, 88.0% of the population graduated high school, while 12.7% have a bachelor's degree or higher. In this region, 3.7% achieved an education level less than 9th grade, while 3.7% hold a graduate or professional degree. Approximately 40.0% in this Sanilac County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.7% |
| 9th to 12th grade, no diploma | 8.3% |
| High school graduate (includes equivalency) | 40.0% |
| Some college, no degree | 24.8% |
| Associate's degree | 10.4% |
| Bachelor's degree | 9.0% |
| Graduate or professional degree | 3.7% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 48422 is current access to health insurance, as an estimated 92.5% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 48422 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 92.5% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 48422 has an average daily solar radiation level of 4.43 kWh/m2/day. This is approximately 7.52% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 32.78% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 48422 | 12.71¢/kWh | 10.39¢/kWh | 7.62¢/kWh |
| Michigan | 19.67¢/kWh | 13.88¢/kWh | 8.19¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 48422 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 2.17 | 1.9 | 5.84 |
| Feb | 3.35 | 3 | 6.31 |
| Mar | 4.38 | 3.65 | 7.02 |
| Apr | 5.36 | 5.13 | 7.3 |
| May | 5.81 | 5.17 | 7.13 |
| Jun | 5.86 | 5.72 | 6.95 |
| Jul | 6.13 | 6.22 | 6.51 |
| Aug | 5.82 | 6.08 | 6.65 |
| Sep | 5.45 | 5.15 | 7.02 |
| Oct | 4.03 | 3.32 | 6.92 |
| Nov | 2.93 | 2.33 | 5.99 |
| Dec | 1.91 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 48422, credit reporting or other personal consumer reports have received the most complaints in 48422 in the past 12 months. Credit card received the second most complaints. The most frequent complaint overall in this Sanilac County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 12 |
| Credit card | 1 |
| Student loan | 1 |
| Vehicle loan or lease | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 7 |
| Improper use of your report | 5 |
| Dealing with your lender or servicer | 1 |
| Problem with a purchase shown on your statement | 1 |
| Problem with fraud alerts or security freezes | 1 |
In 48422, 58.7% of the population is in the labor force. Recent estimates place 2.3% as working from home, while the total labor force in the region has a mean travel to time to work of 30.8 minutes. Approximately 29.8% of the employed population 16 years and over in 48422 work in manufacturing, while an estimated 17.4% work in educational services, and health care and social assistance. On the lower end of the scale, just 1.6% of 48422 workers 16 years and over work in wholesale trade.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 3.8% |
| Construction | 8.6% |
| Manufacturing | 29.8% |
| Wholesale trade | 1.6% |
| Retail trade | 9.2% |
| Transportation and warehousing, and utilities | 4.5% |
| Information | 2.4% |
| Finance and insurance, and real estate and rental and leasing | 3.9% |
| Professional, scientific, management, and administrative | 2.5% |
| Educational services, and health care and social assistance | 17.4% |
| Arts, entertainment, and recreation, and accommodation and food services | 7.9% |
| Other services, except public administration | 2.8% |
| Public administration | 5.6% |