The 46970 ZIP Code is associated with the city of Peru in Indiana in Miami County in the United States. The current population estimate is 23,499. It is estimated that 19.4% of residents in the 46970 ZIP Code are aged 62 years and older, while the region overall has a median age of 38.9 years. An estimated 85.4% in this Indiana region have a high school degree or higher, while the per capita income comes in at approximately $22,851. Approximately 13% of the population lives below the poverty line, while the median househould income sits at $46,935.
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The median household income in ZIP Code 46970 is $46,935, while the region's mean household income is $58,213. Breaking income down further, per capita income in the region is $22,851. The per capita income in ZIP Code 46970 of $22,851 is approximately 23.26% less than the per capita income in the U.S. overall of $29,777. An estimated 12.9% of the population is living below the poverty line in this region. This rate is approximately35.79% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 19.4% of the population in 46970 earn $50,000 to $74,999 per year, while an estimated 15.8% earn $35,000 to $49,999 per year, and 2.0% of 46970 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 8.3% |
| $10,000 to $14,999 per year | 3.6% |
| $15,000 to $24,999 per year | 14.5% |
| $25,000 to $34,999 per year | 11.1% |
| $35,000 to $49,999 per year | 15.8% |
| $50,000 to $74,999 per year | 19.4% |
| $75,000 to $99,999 per year | 13.7% |
| $100,000 to $149,999 per year | 9.3% |
| $150,000 to $199,999 per year | 2.4% |
| $200,000 or more per year | 2.0% |
Looking at race in the population that makes up ZIP Code 46970, 98.4% is one race, while 1.6% are two or more races. Approximately 4.2% of 46970 residents are hispanic or Latino (of any race). The most common race in 46970 (race alone or in combination with one or more other races), is White (88.7%), followed by Black or African American (8.5%) .
| Industry | Percent |
|---|---|
| White | 88.7% |
| Black or African American | 8.5% |
| American Indian and Alaska Native | 1.8% |
| Asian | 0.8% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 1.8% |
Residents of ZIP Code 46970 are older than average. The median age of 38.9 years in ZIP Code 46970 is approximately 2.1% higher than the overall median age in the U.S. of 38.1 years. About 79.5% of residents are aged 18 years and older, and 19.4% of residents are 62 years and over. Approximately 14.0% of the population in 46970 falls in the age group 25 to 34 years, while an estimated 13.5% are aged 35 to 44 years. On the low end of the scale, 2.3% of 46970 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.8% |
| 5 to 9 years | 5.9% |
| 10 to 14 years | 6.8% |
| 15 to 19 years | 5.0% |
| 20 to 24 years | 7.7% |
| 25 to 34 years | 14.0% |
| 35 to 44 years | 13.5% |
| 45 to 54 years | 13.5% |
| 55 to 59 years | 7.4% |
| 60 to 64 years | 5.1% |
| 65 to 74 years | 9.4% |
| 75 to 84 years | 4.6% |
| 85 years and over | 2.3% |
In ZIP Code 46970, 96.6% of the population lists "English only" as the language spoken in home, while 2.4% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.6% of homes, and other Indo-European languages are spoken in 0.3% of homes. Lastly, 0.2% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Miami County region.
| Language Spoken | Percent |
|---|---|
| English only | 96.6% |
| Spanish | 2.4% |
| Other Indo-European languages | 0.6% |
| Asian and Pacific Islander languages | 0.3% |
| Other languages | 0.2% |
Regarding the age of homes in ZIP Code 46970, an estimated 37.4% of homes were built in 1939 or earlier. Additionally, 13.5% of homes in the region were built between 1970 and 1979, while an estimated 0.2% of homes were built between 2010 and 2013 in this Miami County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.4% |
| Built between 2010 and 2013 | 0.2% |
| Built between 2000 and 2009 | 4.8% |
| Built between 1990 and 1999 | 8.9% |
| Built between 1980 and 1989 | 7.6% |
| Built between 1970 and 1979 | 13.5% |
| Built between 1960 and 1969 | 9.5% |
| Built between 1950 and 1959 | 11.2% |
| Built between 1940 and 1949 | 6.5% |
| Built in 1939 or earlier | 37.4% |
In ZIP Code 46970, 85.4% of the population graduated high school, while 13.0% have a bachelor's degree or higher. In this region, 3.5% achieved an education level less than 9th grade, while 3.8% hold a graduate or professional degree. Approximately 42.6% in this Miami County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.5% |
| 9th to 12th grade, no diploma | 11.1% |
| High school graduate (includes equivalency) | 42.6% |
| Some college, no degree | 20.2% |
| Associate's degree | 9.6% |
| Bachelor's degree | 9.2% |
| Graduate or professional degree | 3.8% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 46970 is current access to health insurance, as an estimated 90.5% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 46970 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 90.5% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 46970 has an average daily solar radiation level of 4.73 kWh/m2/day. This is approximately 14.81% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 28.22% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 46970 | 9.93¢/kWh | 9.72¢/kWh | 8.7¢/kWh |
| Indiana | 14.87¢/kWh | 12.39¢/kWh | 8.05¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 46970 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.06 | 1.9 | 5.84 |
| Feb | 4.03 | 3 | 6.31 |
| Mar | 4.66 | 3.65 | 7.02 |
| Apr | 5.44 | 5.13 | 7.3 |
| May | 5.25 | 5.17 | 7.13 |
| Jun | 5.92 | 5.72 | 6.95 |
| Jul | 6.23 | 6.22 | 6.51 |
| Aug | 5.83 | 6.08 | 6.65 |
| Sep | 5.74 | 5.15 | 7.02 |
| Oct | 4.41 | 3.32 | 6.92 |
| Nov | 3.45 | 2.33 | 5.99 |
| Dec | 2.78 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 46970, credit reporting or other personal consumer reports have received the most complaints in 46970 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Miami County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 30 |
| Credit reporting or credit repair services | 9 |
| Checking or savings account | 7 |
| Debt collection | 7 |
| Credit card or prepaid card | 2 |
| Other | 6 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 19 |
| Improper use of your report | 13 |
| Problem with a credit reporting company's investigation | 7 |
| Managing an account | 5 |
| Attempts to collect debt not owed | 4 |
| Other | 13 |
In 46970, 55.7% of the population is in the labor force. Recent estimates place 2.3% as working from home, while the total labor force in the region has a mean travel to time to work of 22.6 minutes. Approximately 27.8% of the employed population 16 years and over in 46970 work in manufacturing, while an estimated 18.8% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.7% of 46970 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.5% |
| Construction | 5.9% |
| Manufacturing | 27.8% |
| Wholesale trade | 1.5% |
| Retail trade | 10.1% |
| Transportation and warehousing, and utilities | 6.8% |
| Information | 0.7% |
| Finance and insurance, and real estate and rental and leasing | 2.6% |
| Professional, scientific, management, and administrative | 4.0% |
| Educational services, and health care and social assistance | 18.8% |
| Arts, entertainment, and recreation, and accommodation and food services | 7.6% |
| Other services, except public administration | 5.9% |
| Public administration | 6.8% |