The 46614 ZIP Code is associated with the city of South Bend in Indiana in St. Joseph County in the United States. The current population estimate is 31,035. About 24.8% of residents in ZIP Code 46614 are aged 62 years and older, and the region has a median age of 41.0 years. An estimated 91.5% in this Indiana region have a high school degree or higher, while the per capita income comes in at approximately $28,683. Median househould income is approximately $54,181, and an estimated 11% of the population is living below the poverty line.
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The median household income in ZIP Code 46614 is $54,181, while the region's mean household income is $69,520. Breaking income down further, per capita income in the region is $28,683. The per capita income in ZIP Code 46614 of $28,683 is approximately 3.67% less than the per capita income in the U.S. overall of $29,777. An estimated 10.9% of the population is living below the poverty line in this region. This rate is approximately14.74% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 19.5% of the population in 46614 earn $50,000 to $74,999 per year, while an estimated 15.1% earn $35,000 to $49,999 per year, and 2.8% of 46614 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 6.3% |
| $10,000 to $14,999 per year | 4.2% |
| $15,000 to $24,999 per year | 11.4% |
| $25,000 to $34,999 per year | 9.0% |
| $35,000 to $49,999 per year | 15.1% |
| $50,000 to $74,999 per year | 19.5% |
| $75,000 to $99,999 per year | 13.1% |
| $100,000 to $149,999 per year | 14.6% |
| $150,000 to $199,999 per year | 4.0% |
| $200,000 or more per year | 2.8% |
Looking at race in the population that makes up ZIP Code 46614, 96.5% is one race, while 3.5% are two or more races. Approximately 6.4% of 46614 residents are hispanic or Latino (of any race). The most common race in 46614 (race alone or in combination with one or more other races), is White (87.2%), followed by Black or African American (13.2%) .
| Industry | Percent |
|---|---|
| White | 87.2% |
| Black or African American | 13.2% |
| American Indian and Alaska Native | 0.4% |
| Asian | 0.9% |
| Native Hawaiian and Other Pacific Islander | 0.2% |
| Some other race | 1.7% |
Residents of ZIP Code 46614 are older than average. The median age of 41.0 years in ZIP Code 46614 is approximately 7.61% higher than the overall median age in the U.S. of 38.1 years. About 76.9% of residents are aged 18 years and older, and 24.8% of residents are 62 years and over. Approximately 13.7% of the population in 46614 falls in the age group 25 to 34 years, while an estimated 11.2% are aged 45 to 54 years. On the low end of the scale, 4.5% of 46614 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 7.3% |
| 5 to 9 years | 7.1% |
| 10 to 14 years | 6.0% |
| 15 to 19 years | 4.5% |
| 20 to 24 years | 5.3% |
| 25 to 34 years | 13.7% |
| 35 to 44 years | 10.1% |
| 45 to 54 years | 11.2% |
| 55 to 59 years | 6.8% |
| 60 to 64 years | 7.9% |
| 65 to 74 years | 9.9% |
| 75 to 84 years | 5.6% |
| 85 years and over | 4.5% |
In ZIP Code 46614, 93.2% of the population lists "English only" as the language spoken in home, while 3.3% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.6% of homes, and other Indo-European languages are spoken in 0.2% of homes. Lastly, 1.7% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this St. Joseph County region.
| Language Spoken | Percent |
|---|---|
| English only | 93.2% |
| Spanish | 3.3% |
| Other Indo-European languages | 1.6% |
| Asian and Pacific Islander languages | 0.2% |
| Other languages | 1.7% |
Regarding the age of homes in ZIP Code 46614, an estimated 18.5% of homes were built between 1950 and 1959. Additionally, 15.9% of homes in the region were built between 1960 and 1969, while an estimated 1.0% of homes were built in 2014 or later in this St. Joseph County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.0% |
| Built between 2010 and 2013 | 1.4% |
| Built between 2000 and 2009 | 7.5% |
| Built between 1990 and 1999 | 11.7% |
| Built between 1980 and 1989 | 10.1% |
| Built between 1970 and 1979 | 14.5% |
| Built between 1960 and 1969 | 15.9% |
| Built between 1950 and 1959 | 18.5% |
| Built between 1940 and 1949 | 9.9% |
| Built in 1939 or earlier | 9.5% |
In ZIP Code 46614, 91.5% of the population graduated high school, while 28.9% have a bachelor's degree or higher. In this region, 2.0% achieved an education level less than 9th grade, while 10.5% hold a graduate or professional degree. Approximately 32.2% in this St. Joseph County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.0% |
| 9th to 12th grade, no diploma | 6.5% |
| High school graduate (includes equivalency) | 32.2% |
| Some college, no degree | 21.3% |
| Associate's degree | 9.1% |
| Bachelor's degree | 18.4% |
| Graduate or professional degree | 10.5% |
One of the leading chronic health issues in ZIP Code 46614 is high blood pressure, as an estimated 35.6% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 46614 is high cholesterol, as approximately 34.7% of adults 18 and older in this St. Joseph County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Arthritis | 30.8% |
| High blood pressure | 35.6% |
| Cancer (excluding skin cancer) | 8.2% |
| Current asthma | 10.3% |
| Coronary heart disease | 6.9% |
| Diagnosed diabetes | 12.1% |
| High cholesterol | 34.7% |
| Chronic kidney disease | 3.4% |
| Stroke | 3.5% |
One of the top preventative health measures in ZIP Code 46614 is current access to health insurance, as an estimated 91.4% of adults 18 and older take part in this preventive measure. Additionally, 84.6% of those 18 and above in 46614 list cholesterol screening, as a preventive measure. Common health risk behaviors in 46614 include obesity (34.9% of adults aged 18 and above) and sleeping less than 7 hours (31.1% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 91.4% |
| Taking medicine for high blood pressure control | 81.4% |
| Visits to doctor for routine checkup | 76.5% |
| Cholesterol screening | 84.6% |
| Visits to dentist or dental clinic | 60.6% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 15.0% |
| Current smoking | 17.3% |
| No leisure-time physical activity | 27.7% |
| Obesity | 34.9% |
| Sleeping less than 7 hours | 31.1% |
Regarding solar power potential, ZIP Code 46614 has an average daily solar radiation level of 4.66 kWh/m2/day. This is approximately 13.11% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 29.29% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 46614 | 8.5¢/kWh | 7.21¢/kWh | 5.43¢/kWh |
| Indiana | 15.33¢/kWh | 12.7¢/kWh | 8.03¢/kWh |
| United States | 16.88¢/kWh | 12.66¢/kWh | 7.82¢/kWh |
| Month | ZIP Code 46614 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 2.87 | 1.9 | 5.84 |
| Feb | 3.64 | 3 | 6.31 |
| Mar | 4.81 | 3.65 | 7.02 |
| Apr | 5.37 | 5.13 | 7.3 |
| May | 5.54 | 5.17 | 7.13 |
| Jun | 5.88 | 5.72 | 6.95 |
| Jul | 6.02 | 6.22 | 6.51 |
| Aug | 5.93 | 6.08 | 6.65 |
| Sep | 5.56 | 5.15 | 7.02 |
| Oct | 4.26 | 3.32 | 6.92 |
| Nov | 3.41 | 2.33 | 5.99 |
| Dec | 2.6 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 46614, credit reporting or credit repair services have received the most complaints in 46614 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this St. Joseph County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 88 |
| Credit reporting or other personal consumer reports | 31 |
| Debt collection | 23 |
| Checking or savings account | 7 |
| Credit card or prepaid card | 6 |
| Other | 16 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 64 |
| Problem with a credit reporting company's investigation | 30 |
| Improper use of your report | 20 |
| Attempts to collect debt not owed | 8 |
| Took or threatened to take negative or legal action | 7 |
| Other | 42 |
In 46614, 62.0% of the population is in the labor force. Recent estimates place 4.8% as working from home, while the total labor force in the region has a mean travel to time to work of 22.1 minutes. Approximately 28.0% of the employed population 16 years and over in 46614 work in educational services, and health care and social assistance, while an estimated 17.1% work in manufacturing. On the lower end of the scale, just 0.6% of 46614 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.6% |
| Construction | 4.7% |
| Manufacturing | 17.1% |
| Wholesale trade | 3.9% |
| Retail trade | 10.7% |
| Transportation and warehousing, and utilities | 4.5% |
| Information | 3.2% |
| Finance and insurance, and real estate and rental and leasing | 5.9% |
| Professional, scientific, management, and administrative | 6.9% |
| Educational services, and health care and social assistance | 28.0% |
| Arts, entertainment, and recreation, and accommodation and food services | 6.8% |
| Other services, except public administration | 5.1% |
| Public administration | 2.6% |