ZIP Code 46545 Demographics & Data

Insights on Mishawaka, IN (ZIP Code 46545)

Indiana

Detailed Demographics Data and Other Stats About 46545

The 46545 ZIP Code is associated with the city of Mishawaka in Indiana in St. Joseph County in the United States. The current population estimate is 24,685. The median household income is approximately $42,250, and an estimated 12% of the population is living below the poverty line. The ZIP Code 46545 has a median age of approximately 37.4 years, with 21.0% of residents aged 62 years and older. An estimated 88.2% in this Indiana region have a high school degree or higher, while the per capita income comes in at approximately $26,486.

Population in 46545

The most recent population estimate for ZIP Code 46545 is 24,685.

Mishawaka, IN

The 46545 ZIP Code is associated with Mishawaka, IN in St. Joseph County.

Area Codes associated with 46545

Telephone area codes associated with ZIP Code 46545 include 574.

Sunrise / Sunset in 46545

Sunrise: 8:15 am
Sunset: 6:41 pm
Sunrise in 46545 8:15 am
Sunrise in 46545 6:41 pm

Weather forecast for 46545

Overnight's forecast for 46545: Mostly cloudy, with a low around 65. Southwest wind around 20 mph, with gusts as high as 35 mph.

Current air quality in 46545

Air quality: Good Air quality scale in 46545 Good

Internet in 46545

Approximately 75.2% of households in ZIP Code 46545 have broadband Internet service, while about 83.2% have a computer.

Gender in 46545

Females make up an estimated 52.0% of the overall population in ZIP Code 46545, while males comprise about 48.0%.

Health Insurance in 46545

Approximately 8.6% of adults aged 18 to 64 in ZIP Code 46545 (Mishawaka, IN) are currently uninsured and do not have health insurance.

Income in ZIP Code 46545

The median household income in ZIP Code 46545 is $42,250, while the region's mean household income is $55,190. Breaking income down further, per capita income in the region is $26,486. The per capita income in ZIP Code 46545 of $26,486 is approximately 11.05% less than the per capita income in the U.S. overall of $29,777. An estimated 12.0% of the population is living below the poverty line in this region. This rate is approximately26.32% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 18.5% of the population in 46545 earn $50,000 to $74,999 per year, while an estimated 16.6% earn $35,000 to $49,999 per year, and 1.5% of 46545 residents earn $150,000 to $199,999 per year.

Household Income Details

Bar chart displaying household income in ZIP Code 46545. This visualizes the percentage of households in this region that fall within different income ranges, e.g. $100,000 to $149,999 per year.

Total Income in 46545

Household Income Percent
Less than $10,000 per year 8.1%
$10,000 to $14,999 per year 6.2%
$15,000 to $24,999 per year 13.2%
$25,000 to $34,999 per year 15.1%
$35,000 to $49,999 per year 16.6%
$50,000 to $74,999 per year 18.5%
$75,000 to $99,999 per year 10.0%
$100,000 to $149,999 per year 9.0%
$150,000 to $199,999 per year 1.5%
$200,000 or more per year 2.0%

Race & Ethnicity in ZIP Code 46545

Looking at race in the population that makes up ZIP Code 46545, 95.2% is one race, while 4.8% are two or more races. Approximately 5.6% of 46545 residents are hispanic or Latino (of any race). The most common race in 46545 (race alone or in combination with one or more other races), is White (85.9%), followed by Black or African American (11.1%) .

Race Breakdown Details

Bar chart displaying the racial composition of ZIP Code 46545. This visualizes the percentage of the population of each race (race alone or in combination with one or more other races).

Racial Composition of 46545

Industry Percent
White 85.9%
Black or African American 11.1%
American Indian and Alaska Native 2.2%
Asian 3.4%
Native Hawaiian and Other Pacific Islander 0.1%
Some other race 2.2%
* Race alone or in combination with one or more other races

Age Breakdown in ZIP Code 46545

Residents of ZIP Code 46545 are younger than average. The median age of 37.4 years in ZIP Code 46545 is approximately 1.84% lower than the overall median age in the U.S. of 38.1 years. About 81.6% of residents are aged 18 years and older, and 21.0% of residents are 62 years and over. Approximately 17.1% of the population in 46545 falls in the age group 25 to 34 years, while an estimated 11.6% are aged 35 to 44 years. On the low end of the scale, 2.7% of 46545 residents are aged 85 years and over.

Age Breakdown Details

Bar chart displaying the age breakdown in ZIP Code 46545. This visualizes the percentage of the population in the region that falls into certain age ranges, e.g. 35 to 44 years old.

Age Breakdown in 46545

Age Range Percent
Under 5 years 4.9%
5 to 9 years 3.9%
10 to 14 years 5.7%
15 to 19 years 7.2%
20 to 24 years 8.3%
25 to 34 years 17.1%
35 to 44 years 11.6%
45 to 54 years 11.6%
55 to 59 years 5.1%
60 to 64 years 6.6%
65 to 74 years 10.2%
75 to 84 years 4.8%
85 years and over 2.7%

Language Breakdown in ZIP Code 46545

In ZIP Code 46545, 92.2% of the population lists "English only" as the language spoken in home, while 1.7% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.9% of homes, and other Indo-European languages are spoken in 3.1% of homes. Lastly, 1.2% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this St. Joseph County region.

Language Spoken in 46545

Language Spoken Percent
English only 92.2%
Spanish 1.7%
Other Indo-European languages 1.9%
Asian and Pacific Islander languages 3.1%
Other languages 1.2%
* Population 5 years and over

Language Spoken in Home

Bar chart displaying the language spoken in homes in ZIP Code 46545. This visualizes the percentage of homes in the area that list a specific language as being spoken in the home, e.g. Spanish.

Real Estate & Housing in ZIP Code 46545

Regarding the age of homes in ZIP Code 46545, an estimated 18.5% of homes were built between 1990 and 1999. Additionally, 18.1% of homes in the region were built between 1970 and 1979, while an estimated 0.5% of homes were built between 2010 and 2013 in this St. Joseph County region.

Age of Housing in 46545

Year Home Built Percent
Built in 2014 or later 1.2%
Built between 2010 and 2013 0.5%
Built between 2000 and 2009 8.4%
Built between 1990 and 1999 18.5%
Built between 1980 and 1989 14.0%
Built between 1970 and 1979 18.1%
Built between 1960 and 1969 13.2%
Built between 1950 and 1959 9.8%
Built between 1940 and 1949 6.1%
Built in 1939 or earlier 10.2%

Housing Age Breakdown

">Bar chart displaying the breakdown on housing ages in ZIP Code 46545. This visualizes the percentage of homes in the region that were built in a certain time frame, e.g. built between 1950 and 1959.

Education levels in ZIP Code 46545

In ZIP Code 46545, 88.2% of the population graduated high school, while 27.6% have a bachelor's degree or higher. In this region, 3.2% achieved an education level less than 9th grade, while 10.7% hold a graduate or professional degree. Approximately 32.2% in this St. Joseph County region reached the highest level of high school graduate (including equivalency).

Education Attained in 46545

Education Level Percent
Less than 9th grade 3.2%
9th to 12th grade, no diploma 8.6%
High school graduate (includes equivalency) 32.2%
Some college, no degree 19.8%
Associate's degree 8.6%
Bachelor's degree 16.9%
Graduate or professional degree 10.7%

Education Level Details

Pie chart displaying the education level breakdown in ZIP Code 46545. This visualizes the percentage of the population that has attained a specific level of education, e.g. a graduate or professional degree.

Chronic Health Issues in ZIP Code 46545 [4]

Chronic Health Issues Breakdown

Bar chart displaying a breakdown of chronic health issues in ZIP Code 46545. This visualizes the percentage of adults aged 18 and above that have specific chronic health issues, e.g. high blood pressure, diabetes, or arthritis.

Health Issues in 46545

Health Issue Percent of adults*
* aged 18 & above

Health Risk Behaviors & Prevention in 46545 [4]

One of the top preventative health measures in ZIP Code 46545 is current access to health insurance, as an estimated 91.4% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 46545 list , as a preventive measure.

Preventative Health in 46545

Preventive Measure Percent of adults*
Current access to health insurance 91.4%
* aged 18 & above

Preventative Health Measures

Bar chart displaying preventative health data in ZIP Code 46545. This visualizes the percentage of adults aged 18 and above that engage in preventative health measures, e.g. sholesterol screenings and visits to doctors for routine checkups.

Health Risk Behaviors Details

Bar chart displaying health risk behaviors details in ZIP Code 46545. This visualizes the percentage of adults aged 18 and older that engage in health risk behaviors, e.g. smoking or binge drinking.

Health Risk Behaviors in 46545

Risk Behavior Percent of adults*
* aged 18 & above

Utilities in ZIP Code 46545 [6]

Regarding solar power potential, ZIP Code 46545 has an average daily solar radiation level of 4.65 kWh/m2/day. This is approximately 12.86% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 29.44% less than an area in the U.S. with historically high solar radiation levels (AZ).

Electricity Breakdown Details

Bar chart displaying the electricity rates breakdown in ZIP Code 46545. This visualizes electricity rates in 46545 compared to rates in the state and rates in the U.S. as a whole.

Electricity Rates in 46545

Region Residential Commercial Industrial
ZIP Code 46545 8.5¢/kWh 7.21¢/kWh 5.43¢/kWh
Indiana 14.87¢/kWh 12.39¢/kWh 8.05¢/kWh
United States 16.63¢/kWh 13.39¢/kWh 8.72¢/kWh

Solar Power in 46545

Month ZIP Code 46545 Low (WA) High (AZ)
Jan 2.73 1.9 5.84
Feb 3.66 3 6.31
Mar 4.9 3.65 7.02
Apr 5.43 5.13 7.3
May 5.54 5.17 7.13
Jun 5.86 5.72 6.95
Jul 5.9 6.22 6.51
Aug 5.89 6.08 6.65
Sep 5.61 5.15 7.02
Oct 4.37 3.32 6.92
Nov 3.33 2.33 5.99
Dec 2.54 1.78 5.46
All figures listed are kWh/m2/day — kilowatt hours per square meter per day

Solar Radiation Levels

Line chart displaying solar radiation levels in ZIP Code 46545. This visualizes solar power levels in 46545 compared to radiation levels in both a historically low radiation state (WA) and a historically high radiation state (AZ).

Consumer Financial Products Complaints in 46545 [5]

Regarding consumer complaints about financial products in ZIP Code 46545, credit reporting or other personal consumer reports have received the most complaints in 46545 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this St. Joseph County region was improper use of a report.

Consumer Complaints (Products)

Pie chart displaying the specific consumer financial products associated with complaints that originated from residents in ZIP Code 46545. This visualizes the specific products that were the subject of complaints, e.g. a mortgage or a credit card.

Consumer Complaints by Product in 46545

Complaint Product Number of Complaints*
Credit reporting or other personal consumer reports 39
Credit reporting or credit repair services 34
Debt collection 14
Checking or savings account 7
Money transfer, virtual currency, or money service 3
Other 11
* Total in 2021

Consumer Complaints by Issue in 46545

Complaint Issue Number of Complaints*
Improper use of your report 30
Incorrect information on your report 24
Problem with a credit reporting company's investigation 9
Problem with a company's investigation into an existing problem 8
Attempts to collect debt not owed 5
Other 32
* Total 2021 - 2024 (current)

Consumer Complaints (Issues)

Pie chart displaying the complaints about consumer financial products and services that were sent to companies for response from residents in ZIP Code 46545. This visualizes the specific complaint issues that arose in this region, e.g. incorrect information on a report.

Jobs Breakdown in ZIP Code 46545

In 46545, 65.1% of the population is in the labor force. Recent estimates place 1.9% as working from home, while the total labor force in the region has a mean travel to time to work of 19.6 minutes. Approximately 27.0% of the employed population 16 years and over in 46545 work in educational services, and health care and social assistance, while an estimated 17.9% work in manufacturing. On the lower end of the scale, just 0.2% of 46545 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.

Job Industry Breakdown Details

Bar chart displaying job industry breakdown details for ZIP Code 46545. This visualizes the percentage of the population 16 years and over that work in certain industries, e.g. educational services, and health care and social assistance.

Job Industry Breakdown in 46545

Industry Percent
Agriculture, forestry, fishing and hunting, and mining 0.2%
Construction 3.0%
Manufacturing 17.9%
Wholesale trade 2.8%
Retail trade 15.7%
Transportation and warehousing, and utilities 5.3%
Information 1.5%
Finance and insurance, and real estate and rental and leasing 4.3%
Professional, scientific, management, and administrative 7.1%
Educational services, and health care and social assistance 27.0%
Arts, entertainment, and recreation, and accommodation and food services 9.2%
Other services, except public administration 4.1%
Public administration 2.0%

Notes

  • [4] Health data referenced here originate from the Centers for Disease Control and Prevention (CDC).
  • [5] Consumer financial product complaint data referenced here originate from the Consumer Financial Protection Bureau.
  • [6] Electricity rates and electricity usage data referenced here originate from the National Renewable Energy Laboratory (NREL) and/or the U.S. Energy Information Administration (EIA). Estimates utilize regional U.S. Census Bureau data along with regional NREL and/or EIA data.