The 46394 ZIP Code is associated with the city of Whiting in Indiana in Lake County in the United States. The current population estimate is 12,319. Median househould income is approximately $50,127, and an estimated 11% of the population is living below the poverty line. An estimated 84.4% in this Indiana region have a high school degree or higher, while the per capita income comes in at approximately $25,555. The median age in ZIP Code 46394 is approximately 40.1 years, with 19.3% of residents aged 62 years and older.
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The median household income in ZIP Code 46394 is $50,127, while the region's mean household income is $61,833. Breaking income down further, per capita income in the region is $25,555. The per capita income in ZIP Code 46394 of $25,555 is approximately 14.18% less than the per capita income in the U.S. overall of $29,777. An estimated 11.1% of the population is living below the poverty line in this region. This rate is approximately16.84% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 20.9% of the population in 46394 earn $50,000 to $74,999 per year, while an estimated 16.1% earn $35,000 to $49,999 per year, and 2.1% of 46394 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 8.9% |
| $10,000 to $14,999 per year | 5.3% |
| $15,000 to $24,999 per year | 8.9% |
| $25,000 to $34,999 per year | 10.6% |
| $35,000 to $49,999 per year | 16.1% |
| $50,000 to $74,999 per year | 20.9% |
| $75,000 to $99,999 per year | 14.0% |
| $100,000 to $149,999 per year | 9.9% |
| $150,000 to $199,999 per year | 3.3% |
| $200,000 or more per year | 2.1% |
Looking at race in the population that makes up ZIP Code 46394, 96.8% is one race, while 3.2% are two or more races. Approximately 40.2% of 46394 residents are hispanic or Latino (of any race). The most common race in 46394 (race alone or in combination with one or more other races), is White (71.4%), followed by Some other race (24.8%) .
| Industry | Percent |
|---|---|
| White | 71.4% |
| Black or African American | 3.8% |
| American Indian and Alaska Native | 2.2% |
| Asian | 1.1% |
| Native Hawaiian and Other Pacific Islander | 0.4% |
| Some other race | 24.8% |
Residents of ZIP Code 46394 are older than average. The median age of 40.1 years in ZIP Code 46394 is approximately 5.25% higher than the overall median age in the U.S. of 38.1 years. About 80.8% of residents are aged 18 years and older, and 19.3% of residents are 62 years and over. Approximately 14.2% of the population in 46394 falls in the age group 35 to 44 years, while an estimated 12.4% are aged 25 to 34 years. On the low end of the scale, 2.7% of 46394 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.0% |
| 5 to 9 years | 5.0% |
| 10 to 14 years | 6.2% |
| 15 to 19 years | 7.0% |
| 20 to 24 years | 9.5% |
| 25 to 34 years | 12.4% |
| 35 to 44 years | 14.2% |
| 45 to 54 years | 12.4% |
| 55 to 59 years | 7.6% |
| 60 to 64 years | 7.1% |
| 65 to 74 years | 8.1% |
| 75 to 84 years | 3.8% |
| 85 years and over | 2.7% |
In ZIP Code 46394, 72.9% of the population lists "English only" as the language spoken in home, while 25.1% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.7% of homes, and other Indo-European languages are spoken in 0.3% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Lake County region.
| Language Spoken | Percent |
|---|---|
| English only | 72.9% |
| Spanish | 25.1% |
| Other Indo-European languages | 1.7% |
| Asian and Pacific Islander languages | 0.3% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 46394, an estimated 60.3% of homes were built in 1939 or earlier. Additionally, 13.3% of homes in the region were built between 1940 and 1949, while an estimated 0.0% of homes were built between 2010 and 2013 in this Lake County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 2.1% |
| Built between 2010 and 2013 | 0.0% |
| Built between 2000 and 2009 | 1.7% |
| Built between 1990 and 1999 | 1.3% |
| Built between 1980 and 1989 | 2.3% |
| Built between 1970 and 1979 | 2.2% |
| Built between 1960 and 1969 | 5.2% |
| Built between 1950 and 1959 | 11.7% |
| Built between 1940 and 1949 | 13.3% |
| Built in 1939 or earlier | 60.3% |
In ZIP Code 46394, 84.4% of the population graduated high school, while 18.3% have a bachelor's degree or higher. In this region, 6.7% achieved an education level less than 9th grade, while 4.3% hold a graduate or professional degree. Approximately 40.0% in this Lake County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 6.7% |
| 9th to 12th grade, no diploma | 8.9% |
| High school graduate (includes equivalency) | 40.0% |
| Some college, no degree | 21.6% |
| Associate's degree | 4.6% |
| Bachelor's degree | 14.0% |
| Graduate or professional degree | 4.3% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 46394 is current access to health insurance, as an estimated 85% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 46394 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 85% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 46394 has an average daily solar radiation level of 4.78 kWh/m2/day. This is approximately 16.02% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 27.47% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 46394 | 11.64¢/kWh | 10.75¢/kWh | 6.37¢/kWh |
| Indiana | 15.81¢/kWh | 12.59¢/kWh | 7.97¢/kWh |
| United States | 16.83¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 46394 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.01 | 1.9 | 5.84 |
| Feb | 4.3 | 3 | 6.31 |
| Mar | 4.7 | 3.65 | 7.02 |
| Apr | 5.23 | 5.13 | 7.3 |
| May | 5.76 | 5.17 | 7.13 |
| Jun | 5.93 | 5.72 | 6.95 |
| Jul | 6.04 | 6.22 | 6.51 |
| Aug | 5.93 | 6.08 | 6.65 |
| Sep | 5.8 | 5.15 | 7.02 |
| Oct | 4.45 | 3.32 | 6.92 |
| Nov | 3.49 | 2.33 | 5.99 |
| Dec | 2.7 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 46394, credit reporting or other personal consumer reports have received the most complaints in 46394 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Lake County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 19 |
| Credit reporting or credit repair services | 9 |
| Debt collection | 5 |
| Checking or savings account | 4 |
| Mortgage | 2 |
| Other | 3 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 16 |
| Improper use of your report | 12 |
| Attempts to collect debt not owed | 4 |
| Dealing with your lender or servicer | 2 |
| Managing an account | 2 |
| Other | 6 |
In 46394, 57.9% of the population is in the labor force. Recent estimates place 1.7% as working from home, while the total labor force in the region has a mean travel to time to work of 27.9 minutes. Approximately 19.5% of the employed population 16 years and over in 46394 work in educational services, and health care and social assistance, while an estimated 17.4% work in manufacturing. On the lower end of the scale, just 0.3% of 46394 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.3% |
| Construction | 6.9% |
| Manufacturing | 17.4% |
| Wholesale trade | 2.9% |
| Retail trade | 9.7% |
| Transportation and warehousing, and utilities | 6.7% |
| Information | 1.2% |
| Finance and insurance, and real estate and rental and leasing | 2.6% |
| Professional, scientific, management, and administrative | 9.1% |
| Educational services, and health care and social assistance | 19.5% |
| Arts, entertainment, and recreation, and accommodation and food services | 16.2% |
| Other services, except public administration | 3.8% |
| Public administration | 3.8% |