The 45417 ZIP Code is associated with the city of Dayton in Ohio in Montgomery County in the United States. The current population estimate is 29,325. Median househould income in this ZIP sits at $27,374, and approximately 29% of the population lives below the poverty line. The median age in 45417 is estimated to at 37.8 years, and about 21.5% of residents are aged 62 years and older. About 77.7% of residents in this Ohio region have a high school degree or higher, while the per capita income is estimated at $16,189.
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The median household income in ZIP Code 45417 is $27,374, while the region's mean household income is $37,889. Breaking income down further, per capita income in the region is $16,189. The per capita income in ZIP Code 45417 of $16,189 is approximately 48.69% less than the per capita income in the U.S. overall of $31,552. An estimated 29.2% of the population is living below the poverty line in this region. This rate is approximately207.37% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 18.2% of the population in 45417 earn $15,000 to $24,999 per year, while an estimated 16.5% earn less than $10,000 per year, and 0.3% of 45417 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 16.5% |
| $10,000 to $14,999 per year | 11.2% |
| $15,000 to $24,999 per year | 18.2% |
| $25,000 to $34,999 per year | 15.6% |
| $35,000 to $49,999 per year | 13.6% |
| $50,000 to $74,999 per year | 12.9% |
| $75,000 to $99,999 per year | 5.9% |
| $100,000 to $149,999 per year | 4.8% |
| $150,000 to $199,999 per year | 1.0% |
| $200,000 or more per year | 0.3% |
Looking at race in the population that makes up ZIP Code 45417, 96.9% is one race, while 3.1% are two or more races. Approximately 2.1% of 45417 residents are hispanic or Latino (of any race). The most common race in 45417 (race alone or in combination with one or more other races), is Black or African American (79.4%), followed by White (21.7%) .
| Industry | Percent |
|---|---|
| White | 21.7% |
| Black or African American | 79.4% |
| American Indian and Alaska Native | 0.7% |
| Asian | 0.3% |
| Native Hawaiian and Other Pacific Islander | 0.2% |
| Some other race | 0.8% |
Residents of ZIP Code 45417 are younger than average. The median age of 37.8 years in ZIP Code 45417 is approximately 0.79% lower than the overall median age in the U.S. of 38.1 years. About 75.5% of residents are aged 18 years and older, and 21.5% of residents are 62 years and over. Approximately 12.9% of the population in 45417 falls in the age group 25 to 34 years, while an estimated 10.9% are aged 35 to 44 years. On the low end of the scale, 3.1% of 45417 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.7% |
| 5 to 9 years | 8.2% |
| 10 to 14 years | 6.1% |
| 15 to 19 years | 7.3% |
| 20 to 24 years | 6.3% |
| 25 to 34 years | 12.9% |
| 35 to 44 years | 10.9% |
| 45 to 54 years | 10.9% |
| 55 to 59 years | 7.5% |
| 60 to 64 years | 5.9% |
| 65 to 74 years | 9.2% |
| 75 to 84 years | 6.0% |
| 85 years and over | 3.1% |
In ZIP Code 45417, 97.3% of the population lists "English only" as the language spoken in home, while 1.9% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.2% of homes, and other Indo-European languages are spoken in 0.1% of homes. Lastly, 0.5% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Montgomery County region.
| Language Spoken | Percent |
|---|---|
| English only | 97.3% |
| Spanish | 1.9% |
| Other Indo-European languages | 0.2% |
| Asian and Pacific Islander languages | 0.1% |
| Other languages | 0.5% |
Regarding the age of homes in ZIP Code 45417, an estimated 24.9% of homes were built between 1950 and 1959. Additionally, 20.2% of homes in the region were built in 1939 or earlier, while an estimated 0.1% of homes were built between 2010 and 2013 in this Montgomery County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.7% |
| Built between 2010 and 2013 | 0.1% |
| Built between 2000 and 2009 | 5.0% |
| Built between 1990 and 1999 | 4.8% |
| Built between 1980 and 1989 | 2.9% |
| Built between 1970 and 1979 | 7.9% |
| Built between 1960 and 1969 | 18.2% |
| Built between 1950 and 1959 | 24.9% |
| Built between 1940 and 1949 | 15.3% |
| Built in 1939 or earlier | 20.2% |
In ZIP Code 45417, 77.7% of the population graduated high school, while 9.9% have a bachelor's degree or higher. In this region, 4.0% achieved an education level less than 9th grade, while 3.0% hold a graduate or professional degree. Approximately 34.3% in this Montgomery County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 4.0% |
| 9th to 12th grade, no diploma | 18.3% |
| High school graduate (includes equivalency) | 34.3% |
| Some college, no degree | 27.7% |
| Associate's degree | 5.8% |
| Bachelor's degree | 6.9% |
| Graduate or professional degree | 3.0% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 45417 is current access to health insurance, as an estimated 87.2% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 45417 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 87.2% |
| Risk Behavior | Percent of adults* |
|---|
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 45417 | 11.79¢/kWh | 4.83¢/kWh | 1.96¢/kWh |
| Ohio | 15.92¢/kWh | 10.47¢/kWh | 7.15¢/kWh |
| United States | 16.41¢/kWh | 13.1¢/kWh | 8.44¢/kWh |
| Month | ZIP Code 45417 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 1.9 | 5.84 | |
| Feb | 3 | 6.31 | |
| Mar | 3.65 | 7.02 | |
| Apr | 5.13 | 7.3 | |
| May | 5.17 | 7.13 | |
| Jun | 5.72 | 6.95 | |
| Jul | 6.22 | 6.51 | |
| Aug | 6.08 | 6.65 | |
| Sep | 5.15 | 7.02 | |
| Oct | 3.32 | 6.92 | |
| Nov | 2.33 | 5.99 | |
| Dec | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 45417, credit reporting or other personal consumer reports have received the most complaints in 45417 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Montgomery County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 254 |
| Credit reporting or credit repair services | 132 |
| Debt collection | 59 |
| Credit card or prepaid card | 29 |
| Checking or savings account | 15 |
| Other | 23 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 169 |
| Improper use of your report | 152 |
| Problem with a credit reporting company's investigation | 48 |
| Problem with a company's investigation into an existing problem | 43 |
| Attempts to collect debt not owed | 29 |
| Other | 71 |
In 45417, 48.0% of the population is in the labor force. Recent estimates place 2.0% as working from home, while the total labor force in the region has a mean travel to time to work of 23.2 minutes. Approximately 27.3% of the employed population 16 years and over in 45417 work in educational services, and health care and social assistance, while an estimated 14.9% work in manufacturing. On the lower end of the scale, just 0.3% of 45417 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.3% |
| Construction | 3.6% |
| Manufacturing | 14.9% |
| Wholesale trade | 1.1% |
| Retail trade | 9.2% |
| Transportation and warehousing, and utilities | 4.5% |
| Information | 1.1% |
| Finance and insurance, and real estate and rental and leasing | 5.9% |
| Professional, scientific, management, and administrative | 12.0% |
| Educational services, and health care and social assistance | 27.3% |
| Arts, entertainment, and recreation, and accommodation and food services | 12.9% |
| Other services, except public administration | 3.3% |
| Public administration | 3.9% |