The 45409 ZIP Code is associated with the city of Dayton in Ohio in Montgomery County in the United States. The current population estimate is 16,227. An estimated 10% of the population in this ZIP lives below the poverty line, while the median househould income is $64,111. The median age in 45409 is estimated to at 20.8 years, and about 8.0% of residents are aged 62 years and older. About 95.3% of residents in this Ohio region have a high school degree or higher, while the per capita income is estimated at $18,532.
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The median household income in ZIP Code 45409 is $64,111, while the region's mean household income is $82,353. Breaking income down further, per capita income in the region is $18,532. The per capita income in ZIP Code 45409 of $18,532 is approximately 41.27% less than the per capita income in the U.S. overall of $31,552. An estimated 9.8% of the population is living below the poverty line in this region. This rate is approximately3.16% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 16.9% of the population in 45409 earn $50,000 to $74,999 per year, while an estimated 14.8% earn $100,000 to $149,999 per year, and 3.0% of 45409 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 8.6% |
| $10,000 to $14,999 per year | 3.0% |
| $15,000 to $24,999 per year | 11.2% |
| $25,000 to $34,999 per year | 5.5% |
| $35,000 to $49,999 per year | 12.3% |
| $50,000 to $74,999 per year | 16.9% |
| $75,000 to $99,999 per year | 14.1% |
| $100,000 to $149,999 per year | 14.8% |
| $150,000 to $199,999 per year | 5.1% |
| $200,000 or more per year | 8.5% |
Looking at race in the population that makes up ZIP Code 45409, 98.1% is one race, while 1.9% are two or more races. Approximately 3.4% of 45409 residents are hispanic or Latino (of any race). The most common race in 45409 (race alone or in combination with one or more other races), is White (93.9%), followed by Black or African American (4.1%) .
| Industry | Percent |
|---|---|
| White | 93.9% |
| Black or African American | 4.1% |
| American Indian and Alaska Native | 0.3% |
| Asian | 2.7% |
| Native Hawaiian and Other Pacific Islander | 0.1% |
| Some other race | 1.1% |
Residents of ZIP Code 45409 are younger than average. The median age of 20.8 years in ZIP Code 45409 is approximately 45.41% lower than the overall median age in the U.S. of 38.1 years. About 91.3% of residents are aged 18 years and older, and 8.0% of residents are 62 years and over. Approximately 36.6% of the population in 45409 falls in the age group 20 to 24 years, while an estimated 28.1% are aged 15 to 19 years. On the low end of the scale, 1.7% of 45409 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 2.0% |
| 5 to 9 years | 2.3% |
| 10 to 14 years | 3.0% |
| 15 to 19 years | 28.1% |
| 20 to 24 years | 36.6% |
| 25 to 34 years | 5.9% |
| 35 to 44 years | 5.6% |
| 45 to 54 years | 5.5% |
| 55 to 59 years | 1.9% |
| 60 to 64 years | 2.2% |
| 65 to 74 years | 2.9% |
| 75 to 84 years | 2.3% |
| 85 years and over | 1.7% |
In ZIP Code 45409, 96.1% of the population lists "English only" as the language spoken in home, while 1.5% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.5% of homes, and other Indo-European languages are spoken in 1.6% of homes. Lastly, 0.3% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Montgomery County region.
| Language Spoken | Percent |
|---|---|
| English only | 96.1% |
| Spanish | 1.5% |
| Other Indo-European languages | 0.5% |
| Asian and Pacific Islander languages | 1.6% |
| Other languages | 0.3% |
Regarding the age of homes in ZIP Code 45409, an estimated 35.3% of homes were built in 1939 or earlier. Additionally, 18.0% of homes in the region were built between 1950 and 1959, while an estimated 0.6% of homes were built in 2014 or later in this Montgomery County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.6% |
| Built between 2010 and 2013 | 0.8% |
| Built between 2000 and 2009 | 3.4% |
| Built between 1990 and 1999 | 4.1% |
| Built between 1980 and 1989 | 1.9% |
| Built between 1970 and 1979 | 5.0% |
| Built between 1960 and 1969 | 15.2% |
| Built between 1950 and 1959 | 18.0% |
| Built between 1940 and 1949 | 15.7% |
| Built in 1939 or earlier | 35.3% |
In ZIP Code 45409, 95.3% of the population graduated high school, while 54.6% have a bachelor's degree or higher. In this region, 0.9% achieved an education level less than 9th grade, while 22.3% hold a graduate or professional degree. Approximately 13.8% in this Montgomery County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 0.9% |
| 9th to 12th grade, no diploma | 3.8% |
| High school graduate (includes equivalency) | 13.8% |
| Some college, no degree | 19.2% |
| Associate's degree | 7.7% |
| Bachelor's degree | 32.2% |
| Graduate or professional degree | 22.3% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 45409 is current access to health insurance, as an estimated 92.3% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 45409 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 92.3% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 45409 has an average daily solar radiation level of 4.75 kWh/m2/day. This is approximately 15.29% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 27.92% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 45409 | 11.79¢/kWh | 4.83¢/kWh | 1.96¢/kWh |
| Ohio | 16.63¢/kWh | 10.62¢/kWh | 7.1¢/kWh |
| United States | 16.83¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 45409 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.22 | 1.9 | 5.84 |
| Feb | 4.1 | 3 | 6.31 |
| Mar | 4.43 | 3.65 | 7.02 |
| Apr | 5.37 | 5.13 | 7.3 |
| May | 5.44 | 5.17 | 7.13 |
| Jun | 5.67 | 5.72 | 6.95 |
| Jul | 5.76 | 6.22 | 6.51 |
| Aug | 6.06 | 6.08 | 6.65 |
| Sep | 5.58 | 5.15 | 7.02 |
| Oct | 4.73 | 3.32 | 6.92 |
| Nov | 3.84 | 2.33 | 5.99 |
| Dec | 2.8 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 45409, credit reporting or credit repair services have received the most complaints in 45409 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Montgomery County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 11 |
| Credit reporting or other personal consumer reports | 9 |
| Checking or savings account | 2 |
| Debt collection | 2 |
| Student loan | 2 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 20 |
| Attempts to collect debt not owed | 2 |
| Closing an account | 1 |
| Dealing with your lender or servicer | 1 |
| Managing an account | 1 |
| Other | 1 |
In 45409, 54.5% of the population is in the labor force. Recent estimates place 5.7% as working from home, while the total labor force in the region has a mean travel to time to work of 14.0 minutes. Approximately 33.5% of the employed population 16 years and over in 45409 work in educational services, and health care and social assistance, while an estimated 15.1% work in arts, entertainment, and recreation, and accommodation and food services. On the lower end of the scale, just 0.7% of 45409 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.7% |
| Construction | 3.2% |
| Manufacturing | 10.6% |
| Wholesale trade | 1.1% |
| Retail trade | 9.0% |
| Transportation and warehousing, and utilities | 1.5% |
| Information | 1.0% |
| Finance and insurance, and real estate and rental and leasing | 5.9% |
| Professional, scientific, management, and administrative | 11.6% |
| Educational services, and health care and social assistance | 33.5% |
| Arts, entertainment, and recreation, and accommodation and food services | 15.1% |
| Other services, except public administration | 4.3% |
| Public administration | 2.8% |