The 45174 ZIP Code is associated with the city of Terrace Park in Ohio in Hamilton County in the United States. The current population estimate is 2,305. About 97.7% of residents in this Ohio region have a high school degree or higher, while the per capita income is estimated at $80,735. The median age in the 45174 ZIP Code is 39.4 years, with 14.0% of residents aged 62 years and older. Median househould income is approximately $173,750, and an estimated 3% of the population is living below the poverty line.
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The median household income in ZIP Code 45174 is $173,750, while the region's mean household income is $239,151. Breaking income down further, per capita income in the region is $80,735. The per capita income in ZIP Code 45174 of $80,735 is approximately 155.88% more than the per capita income in Ohio overall of $31,552. An estimated 3.0% of the population is living below the poverty line in this region. This rate is approximately 68.42% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 40.0% of the population in 45174 earn $200,000 or more per year, while an estimated 18.1% earn $150,000 to $199,999 per year, and 0.0% of 45174 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 3.2% |
| $10,000 to $14,999 per year | 0.0% |
| $15,000 to $24,999 per year | 3.6% |
| $25,000 to $34,999 per year | 1.9% |
| $35,000 to $49,999 per year | 3.0% |
| $50,000 to $74,999 per year | 6.9% |
| $75,000 to $99,999 per year | 5.4% |
| $100,000 to $149,999 per year | 17.7% |
| $150,000 to $199,999 per year | 18.1% |
| $200,000 or more per year | 40.0% |
Looking at race in the population that makes up ZIP Code 45174, 99.0% is one race, while 1.0% are two or more races. Approximately 2.7% of 45174 residents are hispanic or Latino (of any race). The most common race in 45174 (race alone or in combination with one or more other races), is White (99.3%), followed by Asian (0.7%) .
| Industry | Percent |
|---|---|
| White | 99.3% |
| Black or African American | 0.6% |
| American Indian and Alaska Native | 0.4% |
| Asian | 0.7% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.0% |
Residents of ZIP Code 45174 are older than average. The median age of 39.4 years in ZIP Code 45174 is approximately 3.41% higher than the overall median age in the U.S. of 38.1 years. About 66.4% of residents are aged 18 years and older, and 14.0% of residents are 62 years and over. Approximately 17.9% of the population in 45174 falls in the age group 45 to 54 years, while an estimated 13.5% are aged 35 to 44 years. On the low end of the scale, 1.3% of 45174 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 7.8% |
| 5 to 9 years | 10.0% |
| 10 to 14 years | 10.5% |
| 15 to 19 years | 7.8% |
| 20 to 24 years | 1.6% |
| 25 to 34 years | 5.5% |
| 35 to 44 years | 13.5% |
| 45 to 54 years | 17.9% |
| 55 to 59 years | 8.5% |
| 60 to 64 years | 7.0% |
| 65 to 74 years | 5.2% |
| 75 to 84 years | 3.5% |
| 85 years and over | 1.3% |
In ZIP Code 45174, 97.5% of the population lists "English only" as the language spoken in home, while 0.5% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.9% of homes, and other Indo-European languages are spoken in 0.1% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Hamilton County region.
| Language Spoken | Percent |
|---|---|
| English only | 97.5% |
| Spanish | 0.5% |
| Other Indo-European languages | 1.9% |
| Asian and Pacific Islander languages | 0.1% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 45174, an estimated 24.7% of homes were built in 1939 or earlier. Additionally, 22.7% of homes in the region were built between 1950 and 1959, while an estimated 0.4% of homes were built between 2010 and 2013 in this Hamilton County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.4% |
| Built between 2010 and 2013 | 0.4% |
| Built between 2000 and 2009 | 7.3% |
| Built between 1990 and 1999 | 7.5% |
| Built between 1980 and 1989 | 6.1% |
| Built between 1970 and 1979 | 7.4% |
| Built between 1960 and 1969 | 11.7% |
| Built between 1950 and 1959 | 22.7% |
| Built between 1940 and 1949 | 11.8% |
| Built in 1939 or earlier | 24.7% |
In ZIP Code 45174, 97.7% of the population graduated high school, while 83.0% have a bachelor's degree or higher. In this region, 0.0% achieved an education level less than 9th grade, while 38.1% hold a graduate or professional degree. Approximately 3.4% in this Hamilton County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 0.0% |
| 9th to 12th grade, no diploma | 2.3% |
| High school graduate (includes equivalency) | 3.4% |
| Some college, no degree | 7.2% |
| Associate's degree | 4.1% |
| Bachelor's degree | 44.9% |
| Graduate or professional degree | 38.1% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 45174 is current access to health insurance, as an estimated 96.6% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 45174 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 96.6% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 45174 has an average daily solar radiation level of 4.74 kWh/m2/day. This is approximately 15.05% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 28.07% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 45174 | 8.29¢/kWh | 4.28¢/kWh | 1.39¢/kWh |
| Ohio | 15.92¢/kWh | 10.47¢/kWh | 7.15¢/kWh |
| United States | 16.41¢/kWh | 13.1¢/kWh | 8.44¢/kWh |
| Month | ZIP Code 45174 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.1 | 1.9 | 5.84 |
| Feb | 4.04 | 3 | 6.31 |
| Mar | 4.68 | 3.65 | 7.02 |
| Apr | 5.2 | 5.13 | 7.3 |
| May | 5.45 | 5.17 | 7.13 |
| Jun | 5.6 | 5.72 | 6.95 |
| Jul | 5.77 | 6.22 | 6.51 |
| Aug | 5.86 | 6.08 | 6.65 |
| Sep | 5.5 | 5.15 | 7.02 |
| Oct | 4.74 | 3.32 | 6.92 |
| Nov | 3.89 | 2.33 | 5.99 |
| Dec | 3.05 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 45174, credit reporting or credit repair services have received the most complaints in 45174 in the past 12 months. Credit card received the second most complaints. The most frequent complaint overall in this Hamilton County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 6 |
| Credit card | 2 |
| Debt collection | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 7 |
| Advertising and marketing, including promotional offers | 1 |
| Attempts to collect debt not owed | 1 |
In 45174, 66.9% of the population is in the labor force. Recent estimates place 11.0% as working from home, while the total labor force in the region has a mean travel to time to work of 26.9 minutes. Approximately 29.3% of the employed population 16 years and over in 45174 work in educational services, and health care and social assistance, while an estimated 17.7% work in professional, scientific, management, and administrative. On the lower end of the scale, just 0.0% of 45174 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.0% |
| Construction | 4.2% |
| Manufacturing | 10.7% |
| Wholesale trade | 5.1% |
| Retail trade | 6.7% |
| Transportation and warehousing, and utilities | 3.2% |
| Information | 0.0% |
| Finance and insurance, and real estate and rental and leasing | 12.8% |
| Professional, scientific, management, and administrative | 17.7% |
| Educational services, and health care and social assistance | 29.3% |
| Arts, entertainment, and recreation, and accommodation and food services | 4.4% |
| Other services, except public administration | 4.1% |
| Public administration | 1.8% |