The 45140 ZIP Code is associated with the city of Loveland in Ohio in Clermont County in the United States. The current population estimate is 56,357. About 96.1% of residents in this Ohio region have a high school degree or higher, while the per capita income is estimated at $43,815. The median age in the 45140 ZIP Code is 39.4 years, with 17.4% of residents aged 62 years and older. Approximately 4% of the population lives below the poverty line, while the median househould income sits at $94,188.
7:22 am
7:38 pm
Moderate
The median household income in ZIP Code 45140 is $94,188, while the region's mean household income is $118,084. Breaking income down further, per capita income in the region is $43,815. The per capita income in ZIP Code 45140 of $43,815 is approximately 38.87% more than the per capita income in Ohio overall of $31,552. An estimated 3.9% of the population is living below the poverty line in this region. This rate is approximately 58.95% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 22.1% of the population in 45140 earn $100,000 to $149,999 per year, while an estimated 16.6% earn $50,000 to $74,999 per year, and 1.8% of 45140 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 2.8% |
| $10,000 to $14,999 per year | 1.8% |
| $15,000 to $24,999 per year | 5.4% |
| $25,000 to $34,999 per year | 5.7% |
| $35,000 to $49,999 per year | 9.0% |
| $50,000 to $74,999 per year | 16.6% |
| $75,000 to $99,999 per year | 10.8% |
| $100,000 to $149,999 per year | 22.1% |
| $150,000 to $199,999 per year | 11.9% |
| $200,000 or more per year | 13.8% |
Looking at race in the population that makes up ZIP Code 45140, 98.0% is one race, while 2.0% are two or more races. Approximately 3.8% of 45140 residents are hispanic or Latino (of any race). The most common race in 45140 (race alone or in combination with one or more other races), is White (94.3%), followed by Asian (3.7%) .
| Industry | Percent |
|---|---|
| White | 94.3% |
| Black or African American | 2.9% |
| American Indian and Alaska Native | 0.3% |
| Asian | 3.7% |
| Native Hawaiian and Other Pacific Islander | 0.2% |
| Some other race | 0.7% |
Residents of ZIP Code 45140 are older than average. The median age of 39.4 years in ZIP Code 45140 is approximately 3.41% higher than the overall median age in the U.S. of 38.1 years. About 74.4% of residents are aged 18 years and older, and 17.4% of residents are 62 years and over. Approximately 14.9% of the population in 45140 falls in the age group 45 to 54 years, while an estimated 13.1% are aged 35 to 44 years. On the low end of the scale, 1.2% of 45140 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 6.6% |
| 5 to 9 years | 6.3% |
| 10 to 14 years | 7.8% |
| 15 to 19 years | 7.6% |
| 20 to 24 years | 4.5% |
| 25 to 34 years | 10.8% |
| 35 to 44 years | 13.1% |
| 45 to 54 years | 14.9% |
| 55 to 59 years | 7.9% |
| 60 to 64 years | 6.5% |
| 65 to 74 years | 9.3% |
| 75 to 84 years | 3.4% |
| 85 years and over | 1.2% |
In ZIP Code 45140, 93.5% of the population lists "English only" as the language spoken in home, while 2.6% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.9% of homes, and other Indo-European languages are spoken in 1.7% of homes. Lastly, 0.3% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Clermont County region.
| Language Spoken | Percent |
|---|---|
| English only | 93.5% |
| Spanish | 2.6% |
| Other Indo-European languages | 1.9% |
| Asian and Pacific Islander languages | 1.7% |
| Other languages | 0.3% |
Regarding the age of homes in ZIP Code 45140, an estimated 23.3% of homes were built between 1990 and 1999. Additionally, 17.9% of homes in the region were built between 1980 and 1989, while an estimated 1.9% of homes were built between 1940 and 1949 in this Clermont County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 2.7% |
| Built between 2010 and 2013 | 2.6% |
| Built between 2000 and 2009 | 17.3% |
| Built between 1990 and 1999 | 23.3% |
| Built between 1980 and 1989 | 17.9% |
| Built between 1970 and 1979 | 14.7% |
| Built between 1960 and 1969 | 6.5% |
| Built between 1950 and 1959 | 8.3% |
| Built between 1940 and 1949 | 1.9% |
| Built in 1939 or earlier | 4.7% |
In ZIP Code 45140, 96.1% of the population graduated high school, while 47.6% have a bachelor's degree or higher. In this region, 1.0% achieved an education level less than 9th grade, while 19.0% hold a graduate or professional degree. Approximately 22.5% in this Clermont County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 1.0% |
| 9th to 12th grade, no diploma | 2.8% |
| High school graduate (includes equivalency) | 22.5% |
| Some college, no degree | 18.8% |
| Associate's degree | 7.3% |
| Bachelor's degree | 28.5% |
| Graduate or professional degree | 19.0% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 45140 is current access to health insurance, as an estimated 94.9% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 45140 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 94.9% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 45140 has an average daily solar radiation level of 4.8 kWh/m2/day. This is approximately 16.5% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 27.16% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 45140 | 8.29¢/kWh | 4.28¢/kWh | 1.39¢/kWh |
| Ohio | 15.92¢/kWh | 10.47¢/kWh | 7.15¢/kWh |
| United States | 16.41¢/kWh | 13.1¢/kWh | 8.44¢/kWh |
| Month | ZIP Code 45140 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.37 | 1.9 | 5.84 |
| Feb | 4.02 | 3 | 6.31 |
| Mar | 4.69 | 3.65 | 7.02 |
| Apr | 5.31 | 5.13 | 7.3 |
| May | 5.47 | 5.17 | 7.13 |
| Jun | 5.58 | 5.72 | 6.95 |
| Jul | 5.61 | 6.22 | 6.51 |
| Aug | 5.9 | 6.08 | 6.65 |
| Sep | 5.79 | 5.15 | 7.02 |
| Oct | 4.83 | 3.32 | 6.92 |
| Nov | 3.98 | 2.33 | 5.99 |
| Dec | 3.07 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 45140, credit reporting or credit repair services have received the most complaints in 45140 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Clermont County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 137 |
| Credit reporting or other personal consumer reports | 70 |
| Credit card or prepaid card | 22 |
| Checking or savings account | 21 |
| Debt collection | 20 |
| Other | 29 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 97 |
| Incorrect information on your report | 97 |
| Attempts to collect debt not owed | 13 |
| Problem when making payments | 13 |
| Problem with a credit reporting company's investigation | 13 |
| Other | 66 |
In 45140, 69.4% of the population is in the labor force. Recent estimates place 6.8% as working from home, while the total labor force in the region has a mean travel to time to work of 24.8 minutes. Approximately 20.6% of the employed population 16 years and over in 45140 work in educational services, and health care and social assistance, while an estimated 14.4% work in manufacturing. On the lower end of the scale, just 0.4% of 45140 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.4% |
| Construction | 6.0% |
| Manufacturing | 14.4% |
| Wholesale trade | 4.1% |
| Retail trade | 11.3% |
| Transportation and warehousing, and utilities | 4.4% |
| Information | 1.2% |
| Finance and insurance, and real estate and rental and leasing | 8.8% |
| Professional, scientific, management, and administrative | 13.2% |
| Educational services, and health care and social assistance | 20.6% |
| Arts, entertainment, and recreation, and accommodation and food services | 9.3% |
| Other services, except public administration | 3.8% |
| Public administration | 2.5% |