The 42647 ZIP Code is associated with the city of Stearns in Kentucky in McCreary County in the United States. The current population estimate is 3,806. About 19.7% of residents in ZIP Code 42647 are aged 62 years and older, and the region has a median age of 39.6 years. Approximately 6.6% of residents in this Kentucky region have a bachelor's degree or higher, and the per capita income is an estimated $14,638. Median househould income in this ZIP sits at $29,148, and approximately 25% of the population lives below the poverty line.
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The median household income in ZIP Code 42647 is $29,148, while the region's mean household income is $40,002. Breaking income down further, per capita income in the region is $14,638. The per capita income in ZIP Code 42647 of $14,638 is approximately 48.05% less than the per capita income in the U.S. overall of $28,178. An estimated 24.8% of the population is living below the poverty line in this region. This rate is approximately161.05% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 22.1% of the population in 42647 earn $15,000 to $24,999 per year, while an estimated 16.1% earn $50,000 to $74,999 per year, and 0.0% of 42647 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 11.5% |
| $10,000 to $14,999 per year | 10.8% |
| $15,000 to $24,999 per year | 22.1% |
| $25,000 to $34,999 per year | 14.8% |
| $35,000 to $49,999 per year | 12.6% |
| $50,000 to $74,999 per year | 16.1% |
| $75,000 to $99,999 per year | 4.1% |
| $100,000 to $149,999 per year | 6.3% |
| $150,000 to $199,999 per year | 1.7% |
| $200,000 or more per year | 0.0% |
Looking at race in the population that makes up ZIP Code 42647, 99.8% is one race, while 0.2% are two or more races. Approximately 0.0% of 42647 residents are hispanic or Latino (of any race). The most common race in 42647 (race alone or in combination with one or more other races), is White (99.9%), followed by Some other race (0.2%) .
| Industry | Percent |
|---|---|
| White | 99.9% |
| Black or African American | 0.0% |
| American Indian and Alaska Native | 0.0% |
| Asian | 0.0% |
| Native Hawaiian and Other Pacific Islander | 0.1% |
| Some other race | 0.2% |
Residents of ZIP Code 42647 are older than average. The median age of 39.6 years in ZIP Code 42647 is approximately 3.94% higher than the overall median age in the U.S. of 38.1 years. About 76.1% of residents are aged 18 years and older, and 19.7% of residents are 62 years and over. Approximately 16.5% of the population in 42647 falls in the age group 45 to 54 years, while an estimated 12.0% are aged 35 to 44 years. On the low end of the scale, 1.1% of 42647 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 7.4% |
| 5 to 9 years | 6.7% |
| 10 to 14 years | 5.2% |
| 15 to 19 years | 6.1% |
| 20 to 24 years | 8.4% |
| 25 to 34 years | 11.9% |
| 35 to 44 years | 12.0% |
| 45 to 54 years | 16.5% |
| 55 to 59 years | 3.8% |
| 60 to 64 years | 5.9% |
| 65 to 74 years | 10.3% |
| 75 to 84 years | 4.6% |
| 85 years and over | 1.1% |
In ZIP Code 42647, 100.0% of the population lists "English only" as the language spoken in home, while 0.0% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.0% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this McCreary County region.
| Language Spoken | Percent |
|---|---|
| English only | 100.0% |
| Spanish | 0.0% |
| Other Indo-European languages | 0.0% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 42647, an estimated 26.0% of homes were built between 1990 and 1999. Additionally, 20.4% of homes in the region were built between 1970 and 1979, while an estimated 0.0% of homes were built in 2014 or later in this McCreary County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.0% |
| Built between 2010 and 2013 | 3.7% |
| Built between 2000 and 2009 | 10.5% |
| Built between 1990 and 1999 | 26.0% |
| Built between 1980 and 1989 | 10.9% |
| Built between 1970 and 1979 | 20.4% |
| Built between 1960 and 1969 | 12.0% |
| Built between 1950 and 1959 | 3.8% |
| Built between 1940 and 1949 | 9.3% |
| Built in 1939 or earlier | 3.4% |
In ZIP Code 42647, 75.3% of the population graduated high school, while 6.6% have a bachelor's degree or higher. In this region, 14.3% achieved an education level less than 9th grade, while 3.1% hold a graduate or professional degree. Approximately 41.4% in this McCreary County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 14.3% |
| 9th to 12th grade, no diploma | 10.4% |
| High school graduate (includes equivalency) | 41.4% |
| Some college, no degree | 19.4% |
| Associate's degree | 7.9% |
| Bachelor's degree | 3.5% |
| Graduate or professional degree | 3.1% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 42647 is current access to health insurance, as an estimated 89.5% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 42647 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 89.5% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 42647 has an average daily solar radiation level of 4.85 kWh/m2/day. This is approximately 17.72% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 26.4% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 42647 | 10.74¢/kWh | 12.43¢/kWh | 8.52¢/kWh |
| Kentucky | 12.87¢/kWh | 11.85¢/kWh | 6.54¢/kWh |
| United States | 16.41¢/kWh | 13.1¢/kWh | 8.44¢/kWh |
| Month | ZIP Code 42647 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.88 | 1.9 | 5.84 |
| Feb | 4.03 | 3 | 6.31 |
| Mar | 4.72 | 3.65 | 7.02 |
| Apr | 5.37 | 5.13 | 7.3 |
| May | 5.56 | 5.17 | 7.13 |
| Jun | 5.6 | 5.72 | 6.95 |
| Jul | 5.38 | 6.22 | 6.51 |
| Aug | 5.7 | 6.08 | 6.65 |
| Sep | 5.47 | 5.15 | 7.02 |
| Oct | 4.99 | 3.32 | 6.92 |
| Nov | 4.12 | 2.33 | 5.99 |
| Dec | 3.43 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 42647, credit reporting or credit repair services have received the most complaints in 42647 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this McCreary County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 3 |
| Credit reporting or other personal consumer reports | 1 |
| Debt collection | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 3 |
| Attempts to collect debt not owed | 1 |
| Incorrect information on your report | 1 |
In 42647, 42.9% of the population is in the labor force. Recent estimates place 3.6% as working from home, while the total labor force in the region has a mean travel to time to work of 30.0 minutes. Approximately 28.9% of the employed population 16 years and over in 42647 work in educational services, and health care and social assistance, while an estimated 26.6% work in manufacturing. On the lower end of the scale, just 0.4% of 42647 workers 16 years and over work in other services, except public administration.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.3% |
| Construction | 7.3% |
| Manufacturing | 26.6% |
| Wholesale trade | 0.7% |
| Retail trade | 10.0% |
| Transportation and warehousing, and utilities | 7.3% |
| Information | 2.1% |
| Finance and insurance, and real estate and rental and leasing | 6.6% |
| Professional, scientific, management, and administrative | 6.4% |
| Educational services, and health care and social assistance | 28.9% |
| Arts, entertainment, and recreation, and accommodation and food services | 1.8% |
| Other services, except public administration | 0.4% |
| Public administration | 0.8% |