The 41040 ZIP Code is associated with the city of Falmouth in Kentucky in Pendleton County in the United States. The current population estimate is 7,269. In this Kentucky region, an estimated 81.1% hold a high school degree or higher, and the per capita income is approximately $21,865. Approximately 19% of the population lives below the poverty line, while the median househould income sits at $40,476. The median age in ZIP Code 41040 is approximately 39.9 years, and 17.2% of the region's residents are aged 62 years and older.
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Moderate
The median household income in ZIP Code 41040 is $40,476, while the region's mean household income is $53,883. Breaking income down further, per capita income in the region is $21,865. The per capita income in ZIP Code 41040 of $21,865 is approximately 22.4% less than the per capita income in the U.S. overall of $28,178. An estimated 18.6% of the population is living below the poverty line in this region. This rate is approximately95.79% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 15.7% of the population in 41040 earn $75,000 to $99,999 per year, while an estimated 14.7% earn less than $10,000 per year, and 1.1% of 41040 residents earn $150,000 to $199,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 14.7% |
| $10,000 to $14,999 per year | 6.8% |
| $15,000 to $24,999 per year | 11.0% |
| $25,000 to $34,999 per year | 12.6% |
| $35,000 to $49,999 per year | 11.2% |
| $50,000 to $74,999 per year | 14.1% |
| $75,000 to $99,999 per year | 15.7% |
| $100,000 to $149,999 per year | 11.1% |
| $150,000 to $199,999 per year | 1.1% |
| $200,000 or more per year | 1.8% |
Looking at race in the population that makes up ZIP Code 41040, 99.5% is one race, while 0.5% are two or more races. Approximately 2.4% of 41040 residents are hispanic or Latino (of any race). The most common race in 41040 (race alone or in combination with one or more other races), is White (98.3%), followed by Native Hawaiian and Other Pacific Islander (0.9%) .
| Industry | Percent |
|---|---|
| White | 98.3% |
| Black or African American | 0.6% |
| American Indian and Alaska Native | 0.3% |
| Asian | 0.2% |
| Native Hawaiian and Other Pacific Islander | 0.9% |
| Some other race | 0.2% |
Residents of ZIP Code 41040 are older than average. The median age of 39.9 years in ZIP Code 41040 is approximately 4.72% higher than the overall median age in the U.S. of 38.1 years. About 75.8% of residents are aged 18 years and older, and 17.2% of residents are 62 years and over. Approximately 15.2% of the population in 41040 falls in the age group 45 to 54 years, while an estimated 12.3% are aged 25 to 34 years. On the low end of the scale, 1.6% of 41040 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 6.1% |
| 5 to 9 years | 6.9% |
| 10 to 14 years | 6.0% |
| 15 to 19 years | 7.0% |
| 20 to 24 years | 5.5% |
| 25 to 34 years | 12.3% |
| 35 to 44 years | 11.1% |
| 45 to 54 years | 15.2% |
| 55 to 59 years | 10.8% |
| 60 to 64 years | 4.9% |
| 65 to 74 years | 8.6% |
| 75 to 84 years | 4.0% |
| 85 years and over | 1.6% |
In ZIP Code 41040, 97.2% of the population lists "English only" as the language spoken in home, while 2.6% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.0% of homes, and other Indo-European languages are spoken in 0.1% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Pendleton County region.
| Language Spoken | Percent |
|---|---|
| English only | 97.2% |
| Spanish | 2.6% |
| Other Indo-European languages | 0.0% |
| Asian and Pacific Islander languages | 0.1% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 41040, an estimated 18.9% of homes were built between 1990 and 1999. Additionally, 15.3% of homes in the region were built between 1980 and 1989, while an estimated 1.1% of homes were built in 2014 or later in this Pendleton County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.1% |
| Built between 2010 and 2013 | 2.7% |
| Built between 2000 and 2009 | 13.3% |
| Built between 1990 and 1999 | 18.9% |
| Built between 1980 and 1989 | 15.3% |
| Built between 1970 and 1979 | 11.0% |
| Built between 1960 and 1969 | 10.1% |
| Built between 1950 and 1959 | 9.2% |
| Built between 1940 and 1949 | 3.8% |
| Built in 1939 or earlier | 14.5% |
In ZIP Code 41040, 81.1% of the population graduated high school, while 9.9% have a bachelor's degree or higher. In this region, 5.9% achieved an education level less than 9th grade, while 4.6% hold a graduate or professional degree. Approximately 44.3% in this Pendleton County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 5.9% |
| 9th to 12th grade, no diploma | 13.0% |
| High school graduate (includes equivalency) | 44.3% |
| Some college, no degree | 19.7% |
| Associate's degree | 7.3% |
| Bachelor's degree | 5.3% |
| Graduate or professional degree | 4.6% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 41040 is current access to health insurance, as an estimated 92.2% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 41040 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 92.2% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 41040 has an average daily solar radiation level of 4.85 kWh/m2/day. This is approximately 17.72% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 26.4% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 41040 | 10.86¢/kWh | 10.3¢/kWh | 6.75¢/kWh |
| Kentucky | 12.87¢/kWh | 11.85¢/kWh | 6.54¢/kWh |
| United States | 16.41¢/kWh | 13.1¢/kWh | 8.44¢/kWh |
| Month | ZIP Code 41040 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.44 | 1.9 | 5.84 |
| Feb | 4.15 | 3 | 6.31 |
| Mar | 4.72 | 3.65 | 7.02 |
| Apr | 5.39 | 5.13 | 7.3 |
| May | 5.41 | 5.17 | 7.13 |
| Jun | 5.78 | 5.72 | 6.95 |
| Jul | 5.69 | 6.22 | 6.51 |
| Aug | 6.05 | 6.08 | 6.65 |
| Sep | 5.72 | 5.15 | 7.02 |
| Oct | 4.94 | 3.32 | 6.92 |
| Nov | 4.01 | 2.33 | 5.99 |
| Dec | 2.89 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 41040, debt collection have received the most complaints in 41040 in the past 12 months. Money transfer, virtual currency, or money service received the second most complaints. The most frequent complaint overall in this Pendleton County region was attempts to collect debt not owed.
| Complaint Product | Number of Complaints* |
|---|---|
| Debt collection | 2 |
| Money transfer, virtual currency, or money service | 1 |
| Mortgage | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Attempts to collect debt not owed | 2 |
| Money was not available when promised | 1 |
| Struggling to pay mortgage | 1 |
In 41040, 58.3% of the population is in the labor force. Recent estimates place 2.3% as working from home, while the total labor force in the region has a mean travel to time to work of 35.8 minutes. Approximately 18.6% of the employed population 16 years and over in 41040 work in manufacturing, while an estimated 16.3% work in retail trade. On the lower end of the scale, just 1.1% of 41040 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 2.9% |
| Construction | 10.5% |
| Manufacturing | 18.6% |
| Wholesale trade | 2.7% |
| Retail trade | 16.3% |
| Transportation and warehousing, and utilities | 11.9% |
| Information | 1.1% |
| Finance and insurance, and real estate and rental and leasing | 3.7% |
| Professional, scientific, management, and administrative | 7.7% |
| Educational services, and health care and social assistance | 11.3% |
| Arts, entertainment, and recreation, and accommodation and food services | 4.4% |
| Other services, except public administration | 3.7% |
| Public administration | 5.3% |