The 41016 ZIP Code is associated with the city of Covington in Kentucky in Kenton County in the United States. The current population estimate is 5,869. In this Kentucky region, an estimated 89.8% hold a high school degree or higher, and the per capita income is approximately $26,373. The median household income is at $53,661, while an estimated 9% of the population in this ZIP is living below the poverty line. The median age in ZIP Code 41016 is approximately 37.7 years, and 16.3% of the region's residents are aged 62 years and older.
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The median household income in ZIP Code 41016 is $53,661, while the region's mean household income is $62,077. Breaking income down further, per capita income in the region is $26,373. The per capita income in ZIP Code 41016 of $26,373 is approximately 6.41% less than the per capita income in the U.S. overall of $28,178. An estimated 9.3% of the population is living below the poverty line in this region. This rate is approximately 2.11% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 20.8% of the population in 41016 earn $50,000 to $74,999 per year, while an estimated 13.4% earn $75,000 to $99,999 per year, and 2.3% of 41016 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 9.0% |
| $10,000 to $14,999 per year | 4.2% |
| $15,000 to $24,999 per year | 8.7% |
| $25,000 to $34,999 per year | 13.0% |
| $35,000 to $49,999 per year | 12.7% |
| $50,000 to $74,999 per year | 20.8% |
| $75,000 to $99,999 per year | 13.4% |
| $100,000 to $149,999 per year | 12.6% |
| $150,000 to $199,999 per year | 3.3% |
| $200,000 or more per year | 2.3% |
Looking at race in the population that makes up ZIP Code 41016, 97.0% is one race, while 3.0% are two or more races. Approximately 5.3% of 41016 residents are hispanic or Latino (of any race). The most common race in 41016 (race alone or in combination with one or more other races), is White (97.4%), followed by Black or African American (4.3%) .
| Industry | Percent |
|---|---|
| White | 97.4% |
| Black or African American | 4.3% |
| American Indian and Alaska Native | 0.7% |
| Asian | 0.0% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.6% |
Residents of ZIP Code 41016 are younger than average. The median age of 37.7 years in ZIP Code 41016 is approximately 1.05% lower than the overall median age in the U.S. of 38.1 years. About 77.4% of residents are aged 18 years and older, and 16.3% of residents are 62 years and over. Approximately 14.8% of the population in 41016 falls in the age group 25 to 34 years, while an estimated 14.6% are aged 35 to 44 years. On the low end of the scale, 0.6% of 41016 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.5% |
| 5 to 9 years | 6.1% |
| 10 to 14 years | 7.8% |
| 15 to 19 years | 4.9% |
| 20 to 24 years | 8.0% |
| 25 to 34 years | 14.8% |
| 35 to 44 years | 14.6% |
| 45 to 54 years | 13.7% |
| 55 to 59 years | 7.2% |
| 60 to 64 years | 5.9% |
| 65 to 74 years | 9.1% |
| 75 to 84 years | 2.8% |
| 85 years and over | 0.6% |
In ZIP Code 41016, 97.0% of the population lists "English only" as the language spoken in home, while 2.0% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.4% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.6% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Kenton County region.
| Language Spoken | Percent |
|---|---|
| English only | 97.0% |
| Spanish | 2.0% |
| Other Indo-European languages | 0.4% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 0.6% |
Regarding the age of homes in ZIP Code 41016, an estimated 55.2% of homes were built in 1939 or earlier. Additionally, 12.0% of homes in the region were built between 2000 and 2009, while an estimated 0.3% of homes were built in 2014 or later in this Kenton County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.3% |
| Built between 2010 and 2013 | 0.5% |
| Built between 2000 and 2009 | 12.0% |
| Built between 1990 and 1999 | 4.4% |
| Built between 1980 and 1989 | 3.1% |
| Built between 1970 and 1979 | 3.9% |
| Built between 1960 and 1969 | 5.6% |
| Built between 1950 and 1959 | 8.2% |
| Built between 1940 and 1949 | 6.8% |
| Built in 1939 or earlier | 55.2% |
In ZIP Code 41016, 89.8% of the population graduated high school, while 22.4% have a bachelor's degree or higher. In this region, 2.0% achieved an education level less than 9th grade, while 9.7% hold a graduate or professional degree. Approximately 32.5% in this Kenton County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.0% |
| 9th to 12th grade, no diploma | 8.2% |
| High school graduate (includes equivalency) | 32.5% |
| Some college, no degree | 26.8% |
| Associate's degree | 8.1% |
| Bachelor's degree | 12.7% |
| Graduate or professional degree | 9.7% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 41016 is current access to health insurance, as an estimated 94.2% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 41016 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 94.2% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 41016 has an average daily solar radiation level of 4.78 kWh/m2/day. This is approximately 16.02% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 27.47% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 41016 | 8.76¢/kWh | 8.01¢/kWh | 6.99¢/kWh |
| Kentucky | 12.68¢/kWh | 11.6¢/kWh | 6.74¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 41016 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.28 | 1.9 | 5.84 |
| Feb | 4.13 | 3 | 6.31 |
| Mar | 4.7 | 3.65 | 7.02 |
| Apr | 5.25 | 5.13 | 7.3 |
| May | 5.39 | 5.17 | 7.13 |
| Jun | 5.9 | 5.72 | 6.95 |
| Jul | 5.6 | 6.22 | 6.51 |
| Aug | 5.89 | 6.08 | 6.65 |
| Sep | 5.5 | 5.15 | 7.02 |
| Oct | 4.74 | 3.32 | 6.92 |
| Nov | 3.92 | 2.33 | 5.99 |
| Dec | 3.12 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 41016, debt collection have received the most complaints in 41016 in the past 12 months. Money transfer, virtual currency, or money service received the second most complaints. The most frequent complaint overall in this Kenton County region was attempts to collect debt not owed.
| Complaint Product | Number of Complaints* |
|---|---|
| Debt collection | 1 |
| Money transfer, virtual currency, or money service | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Attempts to collect debt not owed | 1 |
| Money was not available when promised | 1 |
In 41016, 65.6% of the population is in the labor force. Recent estimates place 4.8% as working from home, while the total labor force in the region has a mean travel to time to work of 21.1 minutes. Approximately 17.4% of the employed population 16 years and over in 41016 work in educational services, and health care and social assistance, while an estimated 14.3% work in arts, entertainment, and recreation, and accommodation and food services. On the lower end of the scale, just 0.3% of 41016 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.3% |
| Construction | 3.9% |
| Manufacturing | 11.1% |
| Wholesale trade | 2.5% |
| Retail trade | 13.7% |
| Transportation and warehousing, and utilities | 5.6% |
| Information | 1.7% |
| Finance and insurance, and real estate and rental and leasing | 9.8% |
| Professional, scientific, management, and administrative | 12.3% |
| Educational services, and health care and social assistance | 17.4% |
| Arts, entertainment, and recreation, and accommodation and food services | 14.3% |
| Other services, except public administration | 3.9% |
| Public administration | 3.4% |